Core Insights - MANTL has integrated Plaid Layer to provide regional and community financial institutions with instant onboarding capabilities similar to leading neobanks, enhancing their competitive edge in the digital banking landscape [1][4][5] Group 1: Integration Benefits - The integration allows MANTL to reduce account opening times to one minute, significantly improving the onboarding experience for both consumers and businesses [2][6] - Financial institutions using Plaid Layer have reported up to a 25% increase in end-to-end conversion rates, demonstrating the effectiveness of the technology [6] - The streamlined onboarding process eliminates friction by collecting identity information and linking external accounts quickly, ensuring a secure and optimized experience [2][5] Group 2: Market Positioning - MANTL aims to empower regional and community banks to compete with larger institutions like Chase and Chime by providing access to advanced technologies [4][5] - Over 100 MANTL customers currently utilize Plaid solutions, achieving a 37% higher application booking rate, which underscores the positive impact of the integration [4][6] - MANTL's partnership with Plaid enhances its commitment to innovation and supports the growth of community financial institutions in a digital-first environment [3][4]