Key Takeaways Schwab cut supplemental funding balances 70% to $27.7B, lifting NIR in early 2025.NIR rose 25.9% y/y to $5.53B in the first half of 2025.Management sees 2025 NIM between 2.65% and 2.75%, up from 2.59% in H1.The Charles Schwab Corporation’s (SCHW) efforts to repay high-cost bank supplemental funding balances have resulted in an improvement in net interest revenues (NIR) of late. By June 2025-end, the supplemental funding balance was down 70% to $27.7 billion from the peak of $97.1 billion recor ...