Core Insights - Nayax Ltd. reported a full year revenue of $400.4 million, with a recurring revenue growth of 29% and an organic revenue growth of 24% [1][6] - The company achieved a net income of $35.5 million and an Adjusted EBITDA of $61.1 million for the year [1][9] - For 2026, Nayax expects revenue guidance between $510 million and $520 million, with Adjusted EBITDA guidance of $85 million to $90 million [1][17][20] Financial Performance - Total revenue increased by 27.5% from $314.0 million in 2024 to $400.4 million in 2025 [4][6] - Recurring revenue, which includes SaaS and payment processing fees, grew by 29.2% to $287.2 million, representing 72% of total revenue [9] - Payment processing fees rose by 30.1% to $174.1 million, while SaaS revenue increased by 27.9% to $113.1 million [4][9] - Gross margin improved to 48.2% from 45.1%, with recurring margin rising to 53.3% from 51.3% [9] Operational Metrics - Total transaction value grew by 32.3% to $6.449 billion, with the number of processed transactions increasing by 20.8% to 2.873 billion [10][14] - The average revenue per unit (ARPU) increased by 11% to $239, driven by the conversion of existing machines to cashless transactions [12] - The customer base expanded by 20.5%, adding over 19,400 new customers, bringing the total to approximately 115,000 [12][19] Fourth Quarter Highlights - In Q4 2025, total revenue reached $119.5 million, a 34.3% increase from $89.0 million in Q4 2024 [11][13] - Recurring revenue for the quarter grew by 22.7% to $77.3 million, representing 65% of total revenue [11][13] - Net income for Q4 was $13.2 million, compared to $1.6 million in the same quarter of the previous year [13] Strategic Developments - Nayax completed the acquisition of Lynkwell, an AI-enabled EV charging platform, enhancing its payment technology offerings [19] - The company raised approximately $307 million through bond and warrant offerings in 2025 [9][19] - Nayax partnered with Unipass to launch a unified payment solution for UK SaaS platforms, integrating its technology into various payment channels [19]

Core Insights - Nayax Ltd. has announced a strategic partnership with Unipaas to provide a unified payments solution for SaaS platforms in the UK, integrating both card present and online payment capabilities [1][3][4] Company Overview - Nayax is a global commerce enablement platform that offers payment solutions, management tools, and loyalty programs to help merchants scale their businesses [5] - The company operates 12 global offices, employs approximately 1,200 people, and connects with over 80 merchant acquirers and payment method integrations [5] Partnership Details - The collaboration allows Unipaas to enhance its embedded payments platform, integrating Nayax's retail solutions, including Nova Modu and Nova 55F mobile terminals, to support both digital and physical payment environments [2][3] - This partnership aims to create a seamless payment experience across all channels for SaaS platforms and their merchants, facilitating connected commerce [3][4] Strategic Implications - The integration of in-person POS capabilities into Unipaas's platform provides software providers with greater flexibility to maximize transaction value, whether online or offline [4] - The partnership positions both companies to lead in the evolving landscape of payment solutions, enhancing operational efficiency and customer experience [4][6]

Core Insights - Unipaas has announced a strategic partnership with Nayax to provide a unified payments solution for SaaS platforms in the UK, integrating both card present and online payment capabilities [1][3] Group 1: Partnership Overview - The collaboration allows Unipaas to enhance its embedded payments platform, supporting both digital and physical environments through Nayax's POS devices [2] - Unipaas will integrate Nayax's retail solutions, including Nova Modu and Nova 55F mobile terminals, into its AI-powered payments platform, adding advanced in-person capabilities [2] Group 2: Unified Payment Experience - All payment channels will be managed through a single solution operated by Unipaas, providing a seamless experience for SaaS platforms and their merchants [3] - The partnership aims to create a new generation of connected commerce, facilitating smooth transitions between online and real-world payment touchpoints [3] Group 3: Leadership and Vision - David Avgi, CEO of Unipaas, emphasized that the partnership redefines how SaaS platforms can manage payments across various environments, enhancing transaction value [4] - Amir Ravid from Nayax highlighted the collaboration's potential to extend Unipaas's leadership in embedded payments into the physical retail space [4] Group 4: Company Profiles - Unipaas is a Payment-as-a-Service provider that enables SaaS businesses to embed branded payment solutions across multiple channels, including online and in-person checkouts [5] - Nayax is a global commerce enablement platform that offers cashless payment acceptance and management tools, focusing on helping merchants scale their businesses [6]

Core Insights - Nayax Ltd. will showcase its payment and loyalty solutions at The NAMA Show 2025, taking place from May 7-9 in Las Vegas [1][3] - The company focuses on empowering operators in the automated retail industry to adapt to economic changes and consumer preferences [2][4] Company Solutions - Nayax's offerings include payment acceptance, real-time analytics, and customer loyalty programs tailored for high-growth segments like micro markets and self-checkout services [2][3] - Key products include: - Nova Modu and Nova 55F, handheld point-of-sale devices with secure payment capabilities and full POS functionality [5] - Nova Smart Cooler, an AI-powered vending solution for fresh goods [5] - Nova Kiosk, a self-checkout solution for various retail environments [5] - Nova Market, a cashless self-checkout solution for micro markets [5] - VPOS Touch, a cashless payment and telemetry solution for self-service points of sale [5] - Core Line of Management Systems, an integrated platform for automated self-service operations [5] Industry Engagement - The NAMA Show is the largest automated self-service event in the U.S., providing a platform for Nayax to engage with customers and industry peers [4] - Nayax will host a Happy Hour at their booth on May 8, fostering networking opportunities [6] Company Overview - Nayax operates in over 40 verticals across 120 countries, providing a comprehensive management suite and robust loyalty tools [7] - The company is publicly listed on both the Tel Aviv Stock Exchange and Nasdaq, employing over 1,100 people and integrated with over 80 merchant acquirers and payment methods [7]