HERZLIYA, Israel, Jan. 06, 2026 (GLOBE NEWSWIRE) -- Nayax Ltd. (Nasdaq: NYAX; TASE: NYAX), a global commerce enablement, payments, and loyalty platform designed to help merchants scale their business, today announced its participation in NRF 2026, taking place January 11–13, 2026 at the Jacob K. Javits Convention Center in New York. At NRF 2026, Nayax will showcase new products and platform enhancements designed for enterprise specialty and fashion retailers. The presentation will highlight Nayax’s expanded ...

HERZLIYA, Israel, Dec. 17, 2025 (GLOBE NEWSWIRE) -- Nayax Ltd. (Nasdaq: NYAX; TASE: NYAX), a global commerce enablement, payments, and loyalty platform designed to help merchants scale their business, today announced its strategic partnership with Unipaas, the leading embedded payments provider for SaaS platforms, to deliver a fully unified card present and online payments solution for SaaS platforms in the UK. Through this collaboration, Unipaas expands its embedded payments platform to support both digita ...

LONDON, Dec. 17, 2025 (GLOBE NEWSWIRE) -- Unipaas, the leading embedded payments provider for SaaS platforms, today announced a strategic partnership with Nayax Ltd. (Nasdaq: NYAX; TASE: NYAX), a global commerce enablement, payments, and loyalty platform designed to help merchants scale their business, to deliver a fully unified card present and online payments solution for SaaS platforms in the UK. Through this collaboration, Unipaas expands its embedded payments platform to support both digital and physic ...

Core Viewpoint - Nayax Ltd. has successfully completed a tender for qualified investors in Israel, expanding its Series A Notes and Series 1 Warrants, aiming to raise approximately $175.4 million through this offering [1][2]. Group 1: Offering Details - The Securities were offered in units, each consisting of NIS 1,000 principal amount of Notes and three Warrants, with Qualified Investors committing to purchase 658,611 Units for a total of NIS 721,221,919 [2]. - The Company plans to accept undertakings for 518,381 Units at a price of NIS 1,091 per Unit, resulting in gross proceeds of NIS 565,553,671 (approximately $175,420,873) [2]. Group 2: Use of Proceeds - The net proceeds from the Offering, after deducting commissions, fees, and expenses, are expected to be around NIS 560 million (approximately $174 million), which will be used for general corporate purposes, including potential acquisitions [3]. Group 3: Terms of the Notes - The Notes have a fixed annual interest rate of 5.9% and will mature on September 30, 2030, with principal repayments starting in September 2027 [4]. - The repayment structure includes four annual payments, with the first two installments being 10% of the principal amount and the last two installments being 40% each [4]. Group 4: Terms of the Warrants - Each Warrant is exercisable into one ordinary share at an exercise price of NIS 177.80, subject to adjustments based on the NIS-to-USD exchange rate, with the current exercise price at NIS 158.01, representing a 6.4% premium over the closing share price [5]. - The Warrants will expire on March 31, 2027 [5]. Group 5: Company Overview - Nayax is a global commerce enablement, payments, and loyalty platform that assists merchants in scaling their businesses, offering a complete solution for cashless payment acceptance and management tools [10]. - As of September 30, 2025, Nayax operates 12 global offices, employs approximately 1,200 staff, and has connections to over 80 merchant acquirers [10].

Core Viewpoint - Nayax Ltd. is considering an offering to expand its existing Series A Notes and Series 1 Warrants, aimed at the Israeli market only, to support its growth and potential acquisitions [1][2]. Group 1: Offering Details - The offering will consist of units priced at NIS 1,000 par value of Series A Notes and three Series 1 Warrants, each warrant convertible into one ordinary share of the Company [1]. - The tender for Israeli qualified investors is scheduled for December 8, 2025, with no minimum price set for the tender [2]. - An early commitment fee of 0.40% will be available for Israeli qualified investors based on the minimum price for the units they commit to [2]. Group 2: Use of Proceeds - The net proceeds from the offering, if completed, will be utilized for general corporate purposes, including potential acquisitions [2]. Group 3: Company Overview - Nayax is a global commerce payments and loyalty platform that helps merchants scale their businesses, offering solutions for cashless payment acceptance, management, and loyalty tools [4]. - As of September 30, 2025, Nayax operates 12 global offices, employs approximately 1,200 staff, and has connections to over 80 merchant acquirers and payment method integrations [4].

Core Insights - Nayax Ltd. has announced the acquisition of Lynkwell, an AI-enabled EV charging platform, enhancing its solution in the EV charging ecosystem with an integrated platform that combines advanced software and payment solutions [1][2][5] Company Overview - Nayax is a global commerce enablement and payments platform designed to help merchants scale their business by simplifying payments and maximizing loyalty, with a focus on unattended retail [6] - As of September 30, 2025, Nayax operates 12 global offices, employs approximately 1,200 people, and has connections to over 80 merchant acquirers and payment method integrations [6] Acquisition Details - The acquisition was unanimously approved by the boards of both Nayax and Lynkwell, with an implied effective purchase price of $25.9 million in cash at closing for 100% of Lynkwell's business, plus an additional earnout based on profitability metrics within the first 12 months post-closing [7] - Lynkwell reported audited revenues of $17.1 million for 2024, indicating substantial year-over-year growth [7] Strategic Implications - The acquisition reinforces Nayax's strategy to deliver a comprehensive platform that integrates payment acceptance with advanced operational management software across various verticals, particularly in EV charging [2][4] - Lynkwell's platform is already recognized by hundreds of utilities and government procurement contracts, enhancing Nayax's operational capabilities in the EV charging sector [2][3] Market Positioning - The combined offerings of Nayax and Lynkwell are expected to provide customers with enhanced access to charging infrastructure solutions across public use cases, including retail, multi-family, workplace, fleet, and government settings [3] - The integration of Lynkwell's expertise with Nayax's financing solutions aims to accelerate deployment and maximize growth potential for customers, supporting Nayax's continued market growth [4]

Group 1 - Nayax Ltd. (NYAX) has experienced a slight decline since the previous ratings, attributed more to visibility issues rather than fundamental problems [1] - The company holds a dominant position in a less exciting segment of the market [1] - The analyst emphasizes a focus on small and midcap companies with asymmetric upsides, reflecting a diverse professional background in various sectors [1] Group 2 - The analyst's experience includes roles in the Industrials and chemicals sector, as well as finance and technology management at a Canadian charity [1] - The analysis is enriched by both execution and analytical experiences, suggesting a comprehensive approach to investment research [1]

Core Insights - Julius Baer has selected Temenos as the software provider to replace its outdated core banking system in Switzerland, aiming to modernize critical banking operations [1] Company Developments - The decision to partner with Temenos reflects Julius Baer's commitment to enhancing its technological infrastructure to better serve clients and improve operational efficiency [1] - This move is part of a broader trend in the banking industry where financial institutions are increasingly investing in technology to stay competitive and meet evolving customer demands [1] Industry Trends - The banking sector is witnessing a shift towards digital transformation, with many banks opting to upgrade their core systems to leverage advanced software solutions [1] - The collaboration between banks and technology providers like Temenos is indicative of the growing importance of fintech in the traditional banking landscape [1]

Core Insights - Nayax reported quarterly earnings of $0.09 per share, missing the Zacks Consensus Estimate of $0.21 per share, and showing an increase from $0.02 per share a year ago, resulting in an earnings surprise of -57.14% [1] - The company posted revenues of $104.28 million for the quarter ended September 2025, missing the Zacks Consensus Estimate by 5.49%, compared to $83 million in the same quarter last year [2] - Nayax shares have increased by approximately 36.6% since the beginning of the year, outperforming the S&P 500's gain of 12.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.34 on revenues of $123.18 million, and for the current fiscal year, it is $1.12 on revenues of $410.21 million [7] - The estimate revisions trend for Nayax was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Financial Transaction Services industry, to which Nayax belongs, is currently ranked in the bottom 41% of over 250 Zacks industries, suggesting potential challenges for stock performance [8]

Financial Data and Key Metrics Changes - Total transaction value increased by 35% year-over-year, reaching $1.8 billion, driving processing revenue growth of 33% for the quarter [14][15] - Revenue for the third quarter was $104.3 million, a 26% increase compared to Q3 2024, with organic revenue growth of 25% [15][16] - Recurring revenue grew by 29% year-over-year, reaching $77 million, representing 74% of total revenue [16][19] - Gross margin increased to 49.3% from 45.7% in the prior year, with adjusted EBITDA rising to $18.2 million, representing 17.5% of revenue [17][19] Business Line Data and Key Metrics Changes - Processing revenue grew by 33% to $48 million, driven by a 17% increase in the install base of managed and connected devices [16][19] - Hardware revenue increased by 18% to $27 million, reflecting strong demand for products and solutions [16][19] - The install base of managed and connected devices grew by 17% year-over-year, exceeding 1.4 million devices [15][16] Market Data and Key Metrics Changes - The customer base expanded by 21% compared to Q3 2024, reaching nearly 110,000 customers [14][15] - The company is gaining market share in high transaction value verticals such as EV charging, amusement, and car wash, which drive significantly more revenue per customer [5][14] Company Strategy and Development Direction - The company is focused on profitable growth and expanding its market share in automated self-service solutions [4][5] - Nayax is pursuing acquisitions that align with its objectives of geographic expansion and technology enhancement, including a recent letter of intent to acquire Integral Vending in Mexico [9][10] - The launch of embedded banking products and e-commerce solutions is planned for early 2026, aimed at increasing recurring revenue per customer [9][39] Management's Comments on Operating Environment and Future Outlook - Management reiterated organic revenue growth guidance of at least 25% for the full year, driven by enterprise hardware sales and strong recurring revenue growth [12][20] - The company expects to maintain a robust hardware sales pipeline and is well-positioned to capture larger enterprise opportunities [12][20] - Management expressed confidence in the long-term opportunities ahead, supported by a growing base of connected devices and a disciplined focus on profitability [13][20] Other Important Information - The company has successfully integrated Nayax Capital into its broader embedded payment initiative, enhancing operational efficiency [11][19] - Cash and cash equivalents totaled $173 million, with a solid balance sheet and net cash position [19] Q&A Session Summary Question: Update on EV partnerships and shipment timing - Management confirmed that EV charging partnerships are accelerating, with expectations for significant hardware revenue growth in Q4 [24][25] Question: Smart Coolers market offerings and demand - Management highlighted partnerships in the U.S. and Europe for Smart Coolers, viewing it as a significant growth driver [27][28] Question: Embedded banking and e-commerce opportunities - Management indicated that embedded banking will launch in Q1 2026, with e-commerce solutions following for the EV market [36][39] Question: Average transaction values across different verticals - Management noted that average transaction values are growing faster in higher ticket verticals like EV charging and car washes [42][44] Question: M&A appetite and market dynamics - Management stated a continued prudent approach to M&A, with potential for larger acquisitions in the future while focusing on organic growth [59][60]