Core Insights - Global Payments Inc. (GPN) has launched OroPay, a payment solution designed to streamline B2B transactions on the OroCommerce platform, integrating invoicing, ERP, payments, and commerce into a unified system [1][10] - OroPay provides real-time visibility from order to reconciliation, simplifies collections, and reduces manual financial processes, while also handling Level 2 and Level 3 transaction data to lower interchange fees for high-ticket B2B transactions [2][10] - This initiative reflects GPN's strategic shift towards embedded finance, positioning the company to support B2B platforms with scalable payment systems as digital B2B transactions grow [3][4] Strategic Partnerships - GPN's collaboration with Oro targets specialized sectors such as manufacturing, distribution, and wholesale, enhancing customer loyalty and increasing transaction yields [4] - The partnership is expected to contribute to GPN's long-term growth by laying the groundwork for future innovations in intelligent financial services [5] Market Performance - Year-to-date, GPN shares have decreased by 27.5%, contrasting with the industry growth of 5.1% [7] - GPN currently holds a Zacks Rank of 3 (Hold), indicating a neutral outlook in the market [8]

Core Insights - Oro Inc. has launched OroPay, a fully integrated payment platform designed for manufacturers and distributors using OroCommerce, aiming to streamline invoicing, payments, ERP connectivity, and commerce into a unified ecosystem [1][5] - OroPay is backed by a strategic partnership with Global Payments, making it available for OroCommerce users across North America and beyond [2] Centralizing Commerce and Finance - Many B2B businesses currently manage invoicing and payments through separate tools, leading to inefficiencies; OroPay addresses this by integrating payments directly into OroCommerce [3] - Sellers can manage invoicing, payments, and account data in one system, while buyers benefit from a self-service payment option using various digital methods [4] Features and Benefits - OroPay supports Level 2 and Level 3 credit card processing, significantly reducing fees for high-value B2B transactions, and offers advanced fraud protection and compliance features [6] - The platform is designed for flexibility and scalability, accommodating various complexities in B2B commerce, such as partial payments and multi-brand operations [7] Launch and Availability - OroPay is included by default with all OroCommerce deployments starting from version 5.1 LTS, with customers having the option to activate or opt out without penalty [7] - Onboarding is facilitated in collaboration with Global Payments, which provides dedicated implementation, training, and ongoing support [7] Company Background - Oro Inc. was founded in 2012 and is known for OroCommerce, the only open-source digital commerce platform specifically designed for B2B companies, serving global businesses in manufacturing, distribution, and wholesale [8] - Oro was recognized as a Visionary in Gartner's 2024 Magic Quadrant for Digital Commerce [8] Operational Efficiency - The unified ecosystem of OroPay aims to reduce manual reconciliation and administrative time, while also accelerating collections with always-on digital payment options [9] - OroPay offers competitive pricing with transparent transaction fees that meet or beat market standards [9]