Group 1 - PNC Bank announced a decrease in its prime lending rate to 7.25%, effective September 18, 2025 [1] - PNC Bank is a major diversified financial services institution in the United States, focusing on strong customer relationships and local delivery of various banking services [2] - The bank offers a full range of lending products, corporate banking, real estate finance, asset-based lending, wealth management, and asset management services [2] Group 2 - PNC Bank has integrated its embedded banking platform, PINACLE Connect®, with Oracle Fusion Cloud Enterprise Resource Planning (ERP) [4]

Core Insights - PNC Bank has integrated its PINACLE Connect® platform with Oracle Fusion Cloud ERP, allowing corporate and commercial banking clients to access banking services seamlessly within the ERP system, enhancing financial operations and efficiency [1][3]. Group 1: Integration Benefits - The integration provides a streamlined banking experience, reducing the need for clients to switch between platforms for balance inquiries, payment initiation, and account reconciliation, thus automating manual processes and saving time [2][4]. - PNC's embedded services enable clients to manage their cash positions more effectively, allowing them to focus on business operations rather than manual financial tasks [3]. Group 2: Oracle Cloud ERP Capabilities - Oracle Cloud ERP offers a comprehensive suite of enterprise finance and operations capabilities, including financials, accounting, procurement, project management, and risk management, which are utilized by over 10,000 organizations [4]. - The integration with PNC's banking services is expected to enhance transaction speed and accuracy, leading to increased productivity, reduced costs, and improved financial controls for joint customers [4]. Group 3: PNC Treasury Management - PNC Treasury Management provides innovative technologies and experienced teams to help clients develop cohesive cash management systems tailored to their business needs [5].