AUSTIN, Texas, July 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue third quarter fiscal 2025 results (period ended June 30, 2025) on Wednesday, July 30, 2025, after the market close. The Company will host a webcast and conference call at 9:00 a.m. Eastern time on Thursday, July 31, 2025, to discuss its results. The presentation slides will be posted to the Investor Relations sect ...

Core Insights - FirstCash Holdings reported revenue of $830.62 million for the quarter ended June 2025, reflecting a slight decrease of 0.1% year-over-year, while EPS increased to $1.79 from $1.37 in the same quarter last year, indicating a positive trend in earnings despite revenue decline [1] - The revenue exceeded the Zacks Consensus Estimate of $824.3 million by 0.77%, and the EPS surpassed the consensus estimate of $1.66 by 7.83%, showcasing better-than-expected performance in earnings [1] Revenue Breakdown - Revenue from leased merchandise income was reported at $139.78 million, which is 28.2% lower than the previous year and below the average estimate of $145.87 million from two analysts [4] - Revenue from pawn loan fees reached $190.82 million, slightly above the estimated $190.61 million, marking a year-over-year increase of 5.4% [4] - Revenue from interest and fees on finance receivables was $76.08 million, exceeding the average estimate of $74.67 million, with a significant year-over-year increase of 33.9% [4] Stock Performance - Over the past month, FirstCash shares have returned -0.8%, contrasting with the Zacks S&P 500 composite's increase of 5.7%, indicating underperformance relative to the broader market [3] - The stock currently holds a Zacks Rank 4 (Sell), suggesting potential underperformance in the near term [3]

Core Insights - FirstCash Holdings, Inc. reported strong operating results for the second quarter and year-to-date periods, with significant growth in pawn demand and earnings across its segments [2][27][31] - The Board of Directors declared a quarterly cash dividend of $0.42 per share, marking an 11% increase from the previous dividend [1][20] Financial Performance - For the three months ended June 30, 2025, revenue was $830.622 million, with net income of $59.805 million, representing a 22% increase year-over-year on a GAAP basis [4][5] - Adjusted diluted earnings per share for the second quarter increased by 31% compared to the prior-year quarter, reaching $1.79 [5][10] - Year-to-date net income increased by 30% over the prior-year period on a GAAP basis, totaling $143.396 million [5][10] Segment Performance - Pawn demand remains robust, with same-store pawn receivables up 13% in both the U.S. and Latin America [2][11] - The U.S. pawn segment reported a record pre-tax operating income of $98 million for the second quarter, an 8% increase compared to the prior-year quarter [11][46] - The Latin America pawn segment saw a 10% increase in pre-tax operating income on a U.S. dollar basis, with a 22% increase on a local currency basis [15][29] Acquisition and Expansion - The company expects to complete the acquisition of H&T Group plc, the largest pawnbroker in the U.K., by the end of the third quarter of 2025 [2][10] - The acquisition will expand FirstCash's operations into Europe, creating the largest publicly traded pawn platform in the U.S., Latin America, and the U.K. with over 3,300 locations [10][31] Cash Flow and Shareholder Returns - Consolidated operating cash flows for the twelve months ended June 30, 2025, grew by 26% to $555 million [20][32] - The company repurchased 525,000 shares of common stock at a total cost of $60 million over the past twelve months [20][32] - The annualized dividend is now $1.68 per share, reflecting an 11% increase over the previous annualized dividend [20][32] Outlook - The outlook for 2025 remains positive, with expected year-over-year growth in income driven by continued growth in earning asset balances and store additions [21][26] - Same-store pawn loans are projected to grow by 10% to 12% for the full year, up from previous expectations of 9% to 11% [21][26]

Wall Street analysts forecast that FirstCash Holdings (FCFS) will report quarterly earnings of $1.66 per share in its upcoming release, pointing to a year-over-year increase of 21.2%. It is anticipated that revenues will amount to $824.3 million, exhibiting a decrease of 0.8% compared to the year-ago quarter.The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates during th ...

TORONTO, July 21, 2025 /PRNewswire/ - Spin Master Corp. ("Spin Master") (TSX: TOY), a leading global children's entertainment company, today announced a time change of its previously announced second quarter earnings call.  The earnings call and webcast will now be held on Thursday, July 31, 2025, 9:30 a.m. (ET).Spin Master will report its second quarter 2025 financial results on Thursday, July 31, 2025, at approximately 6:30 a.m. (ET).Q2 2025 Conference CallChristina Miller, Chief Executive Officer and Jon ...

Core Insights - All three major U.S. stock indices rose on July 17, 2025, driven by positive retail sales data and a decline in unemployment claims [1][2][11] - Better-than-expected earnings from major tech companies like Netflix contributed to investor confidence [2] - The current market environment suggests a favorable outlook for investing in U.S. stocks, particularly in low-leverage companies [3] Economic Indicators - U.S. retail sales increased by 0.6% in June 2025, following a 0.9% decline in May, exceeding market expectations [1][11] - Labor data indicated a decline in unemployment claims, further supporting market optimism [1] Investment Recommendations - Recommended stocks include Novartis (NVS), ResMed Inc. (RMD), Wabtec (WAB), Elbit Systems (ESLT), and Ingredion Inc. (INGR), all of which are characterized by low leverage and strong earnings growth [3][11] - Each of these stocks holds a Zacks Rank 2, indicating a favorable investment outlook [11] Stock Analysis - Novartis reported a 12% year-over-year increase in net sales and a 29% improvement in earnings per share for Q2 2025 [15][16] - ResMed anticipates an 8.1% year-over-year increase in fiscal fourth-quarter sales, with a long-term earnings growth rate of 15.3% [17][18] - Wabtec's sales are expected to grow by 5.3% year-over-year, supported by a long-term earnings growth rate of 16% [19][20] - Elbit Systems forecasts a 13.8% increase in 2025 sales, with a four-quarter average earnings surprise of 21.12% [21] - Ingredion expects a 1% improvement in 2025 sales, with a long-term earnings growth rate of 11% [22][23]

Core Viewpoint - The article discusses the increasing importance and variety of API client tools in 2025, highlighting their efficiency and user-friendliness for developers. Group 1: Popular API Client Tools - Postman is a widely used API debugging tool known for its user-friendly interface and comprehensive features, including request building, documentation, and testing assertions [4][5]. - Insomnia is an open-source, lightweight API client that supports REST, GraphQL, and gRPC, designed for developers seeking a simple and efficient interface [8][9]. - Paw is a macOS-specific API client with a beautiful interface and full functionality, including request building and team collaboration features [11][12]. - Hoppscotch is a lightweight, open-source API client that operates in the browser, supporting modern protocols like WebSocket and GraphQL [14]. - Bruno is a new open-source API client that emphasizes offline functionality and project-based request management, suitable for developers concerned about privacy [16][18]. - Apifox is a Chinese API ecosystem tool that integrates API documentation, debugging, mocking, and testing, with a user-friendly design for local developers [19]. - Apipost is another Chinese API client focusing on debugging, documentation generation, and team collaboration, featuring a modern interface [21][22]. - Thunder Client is a lightweight API client plugin for VS Code, allowing developers to debug APIs directly within their coding environment [24][25]. - Advanced REST Client (ARC) is an open-source API debugging tool that has transitioned from a Chrome extension to a standalone desktop application, maintaining its comprehensive functionality [26][27]. - HTTPie is a user-friendly API client that emphasizes human readability, available in both desktop and web versions, supporting REST and GraphQL [28][29].

Core Viewpoint - The Consumer Financial Protection Bureau (CFPB) and FirstCash have reached a settlement regarding alleged violations of the Military Lending Act (MLA), which includes financial penalties and compliance requirements [1][2]. Group 1: Settlement Details - FirstCash and its 18 subsidiaries are required to set aside $5 million for redress and pay a $4 million fine to the CFPB's victims relief fund [2]. - The proposed order, if entered by the court, mandates compliance with the MLA moving forward [2]. Group 2: Allegations and Legal Background - The CFPB's lawsuit, filed in November 2021, accused FirstCash of violating the MLA by charging interest rates exceeding the maximum allowable annual percentage rate of 36%, requiring arbitration for disputes, and failing to provide necessary loan disclosures [3]. - Rohit Chopra, the CFPB's director at the time of the lawsuit, characterized FirstCash as a repeat offender that exploited military families [4]. Group 3: Company Response and Future Plans - FirstCash's CEO expressed satisfaction with the settlement, stating the company disagrees with the CFPB's allegations but believes settling is the best course of action [5]. - As part of the settlement, FirstCash plans to introduce a new pawn lending product specifically for U.S. military members and their families, ensuring compliance with the MLA [4].

Core Viewpoint - FirstCash Holdings, Inc. has reached a settlement with the Consumer Financial Protection Bureau (CFPB) regarding alleged violations of the Military Lending Act, which includes financial compensation and the introduction of a new pawn lending product for military members and their families [1][2]. Group 1: Settlement Details - The settlement is subject to final court approval and includes an estimated consumer redress of $5 million to $7 million for affected customers, along with a $4 million fine to the CFPB victims relief fund [2]. - The financial impact of the settlement will be reflected in the Company's GAAP financial results for the second quarter of 2025 [2]. Group 2: Company Overview - FirstCash operates over 3,000 retail pawn stores in the U.S. and Latin America, focusing on serving cash and credit-constrained consumers [3]. - The pawn segments in the U.S. and Latin America account for approximately 80% of annualized segment earnings, with the remainder coming from its subsidiary, AFF, which provides lease-to-own and retail finance solutions [3]. Group 3: Market Position - FirstCash is a component of both the Standard & Poor's MidCap 400 Index and the Russell 2000 Index, with its common stock traded on Nasdaq [4].

尽管已有研究尝试引入触觉信息提升策略表现，但往往停留在简单拼接或辅助通道的层面，缺乏结构性设计，难以充分发挥视触结合的潜力。 为应对上述挑战，来自 UC 伯克利、北京大学、Sharpa 等机构的研究人员提出 ViTacFormer，一个融合视觉与触觉信息，并引入未来触觉预测机制的统一框架，专 为提升灵巧操控中的精度、稳定性与持续控制能力而设计 。 灵巧操控是机器人实现类人交互的关键能力，尤其在涉及多阶段、细致接触的任务中，对控制精度与响应时机提出了极高要求。尽管视觉驱动的方法近年来快速 发展，但在遮挡、光照变化或复杂接触环境下，单一视觉感知常常失效。 触觉感知为机器人提供了与环境交互的直接反馈，在判断接触状态、施力时机等方面扮演着不可替代的角色。然而，当前大多数方法仅将触觉信息作为静态输入 进行融合，缺乏真正有效的多模态联合建模机制。更为关键的是，现有方法往往只关注当前的触觉状态，忽视了对未来触觉变化的预测。这种短视导致机器人在 连续操作中难以提前准备、策略难以稳定，特别是在需要时序感知和力觉判断的任务中表现不佳。 近日，一个「人形机器人做汉堡」的视频火爆全网！ 这个具备 [主动视觉]、[高精度触觉] 以及 ...