Core Insights - Riverwater Partners' Micro Opportunities Strategy reported solid absolute returns in Q3 2025 but lagged behind the benchmark due to not keeping pace with the strong market rally [1] - The strategy continues to focus on quality companies amidst a volatile environment [1] Company Overview: Avidia Bancorp, Inc. (NYSE:AVBC) - Avidia Bancorp, Inc. is a community bank based in Boston and Worcester with $2.9 billion in assets and 10 branches, offering a full range of personal and business banking services [3] - The bank has a growing payments processing business serving over 17,000 small merchants, contributing to non-interest income and low-cost deposits [3] - Avidia Bancorp has a strong capital base with a TCE/TA ratio of 12% and an attractive deposit mix with 81% core deposits [3] Stock Performance - Avidia Bancorp's one-month return was 12.66%, and its shares gained 7.94% over the last three months [2] - As of December 16, 2025, Avidia Bancorp's stock closed at $17.00 per share, with a market capitalization of $341.296 million [2] Investment Sentiment - Avidia Bancorp was held by 6 hedge fund portfolios at the end of Q3 2025, a notable increase from 0 in the previous quarter [4] - Despite the potential of Avidia Bancorp as an investment, certain AI stocks are considered to offer greater upside potential and less downside risk [4]