The European Central Bank (ECB) has notified AS LHV Group of a decision to impose an administrative fine in the amount of EUR 405 thousand in connection with an error in consolidated regulatory reporting for the period 30 June 2022–31 March 2024. The inaccuracy was related to the presentation of the equity of the UK subsidiary, LHV Bank Limited, and arose from a difference in methodological interpretation and a technical consolidation error. The error affected the capital requirement for foreign exchange ri ...

Core Insights - LHV Group organized an investor meeting webinar on October 21 to present the Q3 2025 financial results, featuring insights from the Chairman and CFO [1] - LHV Group is the largest domestic financial group in Estonia, with key subsidiaries including LHV Pank, LHV Varahaldus, LHV Kindlustus, and LHV Bank Limited [1] - As of the end of September, LHV Pank serves 483,000 customers, LHV's pension funds have 107,000 active customers, and LHV Kindlustus protects 227,000 customers [1] - LHV Bank Limited holds a banking license in the UK, providing services to international fintech companies and loans to SMEs [1]

Group 1 - LHV Group will commence its own share acquisition through block trades in addition to ordinary market transactions as determined by the Supervisory Board and the General Meeting of Shareholders [1][3] - The volume of shares acquired in block trades may exceed 25% of the average daily trading volume on the Nasdaq Tallinn Exchange, which will not be exempt from market manipulation regulations [2] - The announcement aims to ensure full transparency regarding the block trades executed under the previously resolved terms [3] Group 2 - LHV Group is the largest domestic financial group and capital provider in Estonia, with key subsidiaries including LHV Pank, LHV Varahaldus, LHV Kindlustus, and LHV Bank Limited [4] - As of the end of August, LHV's banking services are utilized by 479,000 clients, with 109,000 active clients in pension funds and 177,000 clients protected by LHV Kindlustus [4] - LHV Bank Limited holds a banking license in the UK and provides services to international fintech companies and loans to small and medium-sized enterprises [4]

Core Viewpoint - LHV Group has established its Financial Calendar for the 2026 financial year, detailing key dates for financial disclosures and the Annual General Meeting [1] Financial Calendar Summary - Q4 2025 and unaudited full year results will be disclosed on 10.02.2026 [1] - Financial Plan disclosure is scheduled for 12.02.2026 [1] - January results will be released on 17.02.2026 [1] - Audited results for 2025 are set for 03.03.2026 [1] - February results will be available on 17.03.2026 [1] - The Annual General Meeting is planned for 25.03.2026 [1] - Ex-dividend date is on 09.04.2026 [1] - Q1 interim results will be disclosed on 21.04.2026 [1] - Monthly results for April, May, July, August, October, and November are scheduled throughout the year [1] - Q2 and Q3 interim results will be reported on 21.07.2026 and 20.10.2026 respectively [1] Company Overview - LHV Group is the largest domestic financial group and capital provider in Estonia [1] - Key subsidiaries include LHV Pank, LHV Varahaldus, LHV Kindlustus, and LHV Bank Limited [1] - The Group employs over 1,100 people [1] - As of the end of August, LHV's banking services are utilized by 479,000 clients [1] - The pension funds managed by LHV have 109,000 active clients [1] - LHV Kindlustus provides protection to a total of 177,000 clients [1] - LHV Bank Limited holds a banking license in the UK and serves international financial technology companies and SMEs [1]

Overview - LHV Group organized an investor meeting webinar on July 22 to present the financial results for Q2 2025 [1] - The presentation was led by key executives including Madis Toomsalu, Mihkel Torim, and Meelis Paakspuu [1] Company Profile - LHV Group is the largest domestic financial group and capital provider in Estonia [2] - Key subsidiaries include LHV Pank, LHV Varahaldus, LHV Kindlustus, and LHV Bank Limited [2] - The Group employs over 1,100 people [2] Client Base - As of the end of June, LHV Pank services are utilized by 474,000 clients [2] - The pension funds managed by LHV have 110,000 active clients [2] - LHV Kindlustus provides protection to a total of 176,000 clients [2] International Operations - LHV Bank Limited holds a banking license in the United Kingdom [2] - The subsidiary provides banking services to international financial technology companies and loans to small and medium-sized enterprises [2]