It doesn't matter your age or experience: taking full advantage of the stock market and investing with confidence are common goals for all investors. Luckily, Zacks Premium offers several different ways to do both.The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.Zacks Premium includes access to the Zacks Style Sc ...

Company Overview - Chubb Limited, formerly known as ACE Limited, is one of the world's largest providers of property and casualty (P&C) insurance and reinsurance, with a market capitalization of $86 billion [11] - The company has diversified through acquisitions into various specialty lines, including marine, medical risk, excess property, environmental, and terrorism insurance, and operates in 54 countries and territories [11] Investment Ratings - Chubb has a Zacks Rank of 3 (Hold) and a VGM Score of B, indicating a solid position in the market [12] - The company also has a Value Style Score of B, supported by attractive valuation metrics such as a forward P/E ratio of 13.14, which may appeal to value investors [12] Earnings Estimates - In the last 60 days, 11 analysts have revised their earnings estimates upwards for fiscal 2025, with the Zacks Consensus Estimate increasing by $1.66 to $23.67 per share [12] - Chubb has demonstrated an average earnings surprise of +13.4%, indicating a positive trend in earnings performance [12] Investment Consideration - With a solid Zacks Rank and strong Value and VGM Style Scores, Chubb is recommended to be on investors' short list for potential investment opportunities [13]

Core Insights - Roojai, a Thailand-based digital insurer, has secured $60 million in a Series C funding round led by Apis Partners Group and Asia Partners to expand its operations in Thailand and Indonesia and explore M&A opportunities [1][5] Company Overview - Founded in 2015, Roojai started as an online motor insurance provider in Thailand and has since expanded its offerings to include health, personal accident, and travel insurance [2] - The company is led by CEO Nicolas Faquet and utilizes a digital platform that allows users to receive tailored quotes, adjust coverage, submit claims digitally, and manage payments [2] Market Expansion - Roojai entered the Indonesian market in 2022 by acquiring Lifepal, an insurance comparison website, and in 2023, it purchased FWD General Insurance Thailand, rebranding it as Roojai Insurance in 2024 [3] - The company now operates several entities, including Roojai Insurance in Thailand and Roojai Indonesia, which acts as a managing general agent for general insurance products [4] Product Offerings - Roojai employs a person-focused underwriting approach and offers premium discounts for drivers with safe records [4] - The company also provides specific policies for electric vehicles (EVs) to promote sustainable mobility in Southeast Asia [5] Investor Support - The funding round included participation from existing shareholders such as HDI International, International Finance Corporation, and Primary Group, reaffirming their confidence in Roojai [2][6] - CEO Nicolas Faquet emphasized the growth expertise brought by Apis and Asia Partners, which will aid Roojai in its disciplined growth and product innovation [5]

Core Viewpoint - Chubb Limited (NYSE:CB) is recognized for its strong dividend policy and positive outlook for premium growth, leading to an increased price target by Cantor Fitzgerald to $300 while maintaining a Neutral rating on the stock [2][3]. Group 1: Company Overview - Chubb Limited is a global insurance provider offering a diverse range of products, including property and casualty coverage, personal accident, supplemental health, and life insurance [2]. - The company has maintained a solid cash position, generating $3.64 billion in operating cash flow during the most recent quarter [4]. Group 2: Dividend Policy - Chubb has a consistent dividend policy, making it a favorite among income-focused investors, with a quarterly dividend of $0.97 per share and a dividend yield of 1.38% as of October 27 [4]. - The company has raised its dividend payouts for 32 consecutive years, demonstrating a long-standing commitment to shareholder returns [4]. Group 3: Market Outlook - Cantor Fitzgerald has lifted its price target for Chubb from $290 to $300, anticipating stronger premium growth and an increase in share repurchases in 2026 [3].

Core Insights - Understanding rental car insurance options can help consumers avoid unnecessary costs and ensure adequate coverage when renting a vehicle Group 1: Credit Card Rental Car Insurance - Many credit cards offer rental car coverage, typically for damage to the rental vehicle but excluding liability or medical coverage [2][10] - Coverage requirements may vary; for example, MasterCard limits rental agreements to 15 days and vehicle value to $50,000, while Visa coverage lasts up to 31 days [2] - Credit card rental car insurance can be classified as primary or secondary, affecting how claims are filed [7][11] Group 2: Personal Auto Insurance and Rental Cars - Most standard auto insurance policies extend coverage to rental cars for personal use, but liability coverage may not apply if only liability insurance is held [4][5] - Collision and comprehensive coverage from personal auto policies typically extend to rental cars, but business use may be excluded [5] - If personal auto insurance is not held, secondary credit card coverage may become primary [11] Group 3: Rental Car Company Insurance Options - Rental car companies offer various insurance add-ons, including supplemental liability insurance and collision damage waivers (CDW) [16][20] - The cost of supplemental liability coverage can range from $8 to nearly $43 per day, depending on location and rental company [19] - CDW or loss damage waiver costs typically range from $10 to $45 per day, with potential for higher amounts [21] Group 4: Benefits of Credit Card Rental Car Insurance - Utilizing credit card rental car insurance can save money as it may be a built-in benefit at no additional cost [28] - Credit card secondary coverage can reimburse deductibles paid under personal auto insurance [29] - Credit card coverage can provide additional protection if primary coverage fails or is not available [30] Group 5: Steps to Ensure Coverage - Consumers should verify credit card rental car insurance coverage before renting, especially for international rentals [32] - Opting into primary rental car protection through credit cards may offer higher limits and extended coverage [33] - Declining the rental car company's damage waiver is necessary to activate credit card insurance benefits [34]