Core Insights - The article discusses the initiative supported by JPMorgan Chase to help residents of manufactured home communities purchase their land, providing them with long-term stability and control over their living conditions [1][5]. Group 1: Resident Ownership Benefits - Residents like Lorena Vargas faced challenges with annual rent increases and lack of security until their community purchased its lots for $26.5 million [2][3]. - Resident ownership allows for predictability and control over living conditions, protecting communities from sudden changes in rent or management [4]. Group 2: JPMorgan Chase's Support - JPMorgan Chase has collaborated with ROC USA for over a decade, committing more than $5 million in philanthropic funding and $15 million in flexible loans to support resident-owned communities [5][6]. - The bank's involvement aligns with its strategy to enhance housing affordability and economic stability for low- and moderate-income households [5]. Group 3: ROC USA's Impact - Since 2008, ROC USA has assisted over 24,000 homeowners in 22 states to collectively purchase 356 manufactured home communities [7]. - The communities supported include culturally significant areas and large cooperatives, demonstrating the diverse impact of the initiative [7].