Core Viewpoint - BNY will reduce the Prime Lending Rate by 0.25%, from 7.00% to 6.75%, effective December 11, 2025 [1] Group 1: Company Overview - BNY is a global financial services company with over 240 years of experience, helping clients manage, move, and safeguard their money [2] - The company serves over 90% of Fortune 100 companies and nearly all of the top 100 banks globally, facilitating access to necessary funds [2] - As of September 30, 2025, BNY oversees $57.8 trillion in assets under custody and/or administration and $2.1 trillion in assets under management [2] Group 2: Corporate Recognition - BNY has been recognized among Fortune's World's Most Admired Companies and Fast Company's Best Workplaces for Innovators [3]

Core Points - BNY will decrease the Prime Lending Rate by 0.25%, from 7.25% to 7.00%, effective October 30, 2025 [1] Company Overview - BNY is a global financial services company with over 240 years of experience, helping clients manage, move, and safeguard their money [2] - The company serves over 90% of Fortune 100 companies and nearly all of the top 100 banks globally, supporting governments and pension plans [2] - As of September 30, 2025, BNY oversees $57.8 trillion in assets under custody and/or administration and $2.1 trillion in assets under management [2]

Group 1 - BNY announced a decrease in the Prime Lending Rate by 0.25%, from 7.50% to 7.25%, effective September 18, 2025 [1] - As of June 30, 2025, BNY oversees $55.8 trillion in assets under custody and/or administration and $2.1 trillion in assets under management [2] - BNY has been recognized among Fortune's World's Most Admired Companies and Fast Company's Best Workplaces for Innovators [2] Group 2 - BNY and Carnegie Mellon University have entered a five-year, $10 million agreement to advance research and development in AI [4]

Core Viewpoint - Regions Bank is reducing its prime lending rate from 7.50% to 7.25%, effective September 18, 2025 [1][8]. Company Overview - Regions Financial Corporation, with $159 billion in assets, is a major player in consumer and commercial banking, wealth management, and mortgage services, and is part of the S&P 500 Index [2]. - The company operates approximately 1,250 banking offices and nearly 2,000 ATMs across the South, Midwest, and Texas [2]. Upcoming Financial Results - Regions Financial Corporation will announce its third quarter 2025 financial results on October 17, 2025 [4]. Digital Innovation - Regions Bank has launched a digital borrower portal aimed at enhancing convenience for Real Estate Banking clients involved in construction projects, powered by Built, a construction finance platform [6]. Recognition - Janel Taylor from Regions Bank has been recognized by American Banker magazine as one of the Most Powerful Women in Banking: Next for 2025, highlighting her leadership in the bank's Learning and Development group [7].