Financial Performance - Net Income decreased by 40% YoY and 46% QoQ[3] - Net Interest Income decreased by 33.6% YoY and 25.3% QoQ[8] - Financial Margin increased by 286.3% YoY and 37.1% QoQ[8] - Efficiency Ratio was 57.6% in 3Q25[8] Loan Portfolio & Asset Quality - Private Loans increased by 13.4% YoY[18] - Private Loans increased by 6% QoQ[18] Digital Transformation - Digital & Mobile Active Clients increased by 7% and 6% YoY respectively[37, 38] - Total liquid assets/ total deposits increased by 10%[28] Deposits & Capital - Private Deposits Market Share reached 10.09%[28] - Capital ratio declined[29] - Public sector exposure increased[31]