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Bradesco(BBD) - 2025 Q3 - Earnings Call Presentation
2025-10-30 13:30
Delinquency rates remain stable, the restructured portfolio decreases while the secured portfolio grows in representation We Stand For People An Empowered Team Results -Driven Together We Evolve We Stand for Customers Challenge Oriented I AM BRADESCO our evolving culture Translation operational performance 3Q25 recurring net income R$6.2 bi 3Q25 vs. 2Q25 (q/q) 3Q25 vs. 3Q24 (y/y) 2.3% 18.8% ROAE 14.7% 2.3 p.p. (y/y) Profitability maintains gradual and secure growth for the seventh consecutive quarter Revenu ...
Bradesco(BBD) - 2025 Q2 - Earnings Call Presentation
2025-07-31 13:30
Financial Performance - Recurring net income reached R$ 6.1 billion, showing a 3.5% increase quarter-over-quarter (q/q) and a 28.6% increase year-over-year (y/y)[3] - Total revenue increased by 5.2% (q/q) and 15.1% (y/y)[5] - Total net interest income (NII) reached R$ 34.0 billion, with a 4.7% (q/q) and 15.8% (y/y) increase[6] - Fee and commission income increased by 5.5% (q/q) and 10.6% (y/y)[6] - Insurance, pension plans, and capitalization bonds income increased by 6.5% (q/q) and 21.7% (y/y)[6] - Net interest income (NII) reached R$ 18.0 billion, showing a 4.7% (q/q) and 15.8% (y/y) increase[18] - Fee and commission income reached R$ 10.3 billion, showing a 5.5% (q/q) and 10.6% (y/y) increase[36] - Insurance, pension plans and capitalization bonds net income reached R$ 4.7 billion[44] Loan Portfolio - Total loan portfolio reached R$ 1,018 billion in June 2025, showing a 1.3% (q/q) and 11.7% (y/y) increase[10] Operating Expenses - Total operating expenses increased by 4.4% (q/q) and 4.9% (y/y)[39]