Core Viewpoint - Visa Inc. is recognized as a strong investment opportunity, with a "Buy" rating maintained by TD Cowen analyst Bryan Bergin, supported by robust financial performance and a positive outlook for the future [1][2]. Financial Performance - In Q4 2025, Visa reported a 12% growth in net revenue, reaching $10.7 billion, driven by healthy consumer spending trends, particularly in the US and an acceleration in the Asia-Pacific region, especially Mainland China [2]. - The company's earnings per share (EPS) and revenue exceeded expectations, attributed to growth in data processing and favorable cross-border transactions [1]. Innovation and Market Position - Visa is positioned to lead in the evolving commerce landscape due to its focus on innovation and product development, leveraging technologies such as AI-driven commerce, real-time money movement, tokenization, and stablecoins [3]. - The company operates the world's largest retail electronic payment network, which is expected to benefit from the proliferation of stablecoins, potentially expanding the addressable market for card networks [3]. Market Sentiment - Despite a decline in shares amid a broader selloff in card network stocks, the investment management company Sands Capital does not view stablecoin proliferation as a threat to card volumes, suggesting that card networks could enhance stablecoin adoption by providing necessary rules and protections [3].

Core Insights - Visa Inc (NYSE:V) is highlighted as a top AI and non-tech stock to watch amid the latest earnings season, with a positive outlook extending into 2026 due to a strong consumer environment and rising transaction volumes [1] - Analysts suggest that Visa is currently undervalued compared to Mastercard, making it an attractive investment in the current macroeconomic environment [2] Group 1: Company Performance - Visa operates the world's largest retail electronic payment network, and despite a decline in share prices due to market selloffs, the company is expected to benefit from stablecoin proliferation, which could expand its addressable market [3] - The guidance for U.S. volumes is projected to improve by approximately 100 basis points, with expectations of high single-digit to low double-digit growth on an FX-neutral basis by 2026 [2] Group 2: Market Position and Competitive Landscape - Visa's value proposition in consumer-to-merchant payments remains strong, offering rewards, liquidity, and buyer protections, which are unlikely to be disrupted by stablecoins [3] - The company is seen as a key player in enhancing stablecoin adoption by providing necessary rules and protections for broader use [3]

Group 1: Market Performance - U.S. large-cap growth equities experienced a strong recovery in Q2 2025, with a portfolio return of 27.7%, outperforming the Russell 1000 Growth Index's gain of 17.8% [1] - The positive performance was attributed to muted inflation, strong corporate earnings, and improving sentiment around artificial intelligence and global trade [1] Group 2: Visa Inc. Overview - Visa Inc. (NYSE:V) is a leading payment technology company with a market capitalization of $658.076 billion, and its shares appreciated by 16.29% over the last 12 months [2] - The stock closed at $339.05 per share on September 15, 2025, despite a recent decline of -0.99% over the past month [2] Group 3: Visa Inc. Market Position and Outlook - Visa operates the world's largest retail electronic payment network and faced a decline in June due to a broader selloff in card network stocks related to stablecoin news [3] - The company does not view stablecoin proliferation as a threat to card volumes, believing it could actually expand the addressable market for card networks [3] - Visa's value proposition in consumer-to-merchant payments remains strong, offering rewards, liquidity, and buyer protections [3] Group 4: Hedge Fund Interest and Financial Performance - Visa Inc. ranks 6th among the 30 most popular stocks among hedge funds, with 167 hedge fund portfolios holding its shares at the end of Q2 2025 [4] - In Q3 2025, Visa reported $10.2 billion in net revenue, reflecting a 14% year-over-year increase [4] - While Visa is recognized as a solid investment, certain AI stocks are considered to have greater upside potential with less downside risk [4]