Core Viewpoint - NewtekOne, Inc. is set to report its first quarter 2026 financial results on April 30, 2026, with a conference call scheduled to discuss these results [1]. Group 1: Financial Results Announcement - NewtekOne will release its Q1 2026 financial results after market close on April 30, 2026 [1]. - A conference call will be hosted by CEO Barry Sloane and CFO Frank M. DeMaria at 4:30 pm ET on the same day [1]. Group 2: Participation Details - Interested participants can pre-register online for the conference call to receive a dial-in number or to listen to the webcast [2]. - An earnings presentation will be available in the 'Event & Presentations' section of NewtekOne's Investor Relations website concurrent with the financial results release [2]. - A replay of the call and the corresponding presentation will be accessible on NewtekOne's website for one year following the live event [2]. Group 3: Company Overview - NewtekOne, a financial holding company, provides a variety of business and financial solutions to independent business owners across all 50 states [3]. - The company has been operational since 1999, offering cost-efficient products and services aimed at helping businesses grow sales, control expenses, and mitigate risks [3]. Group 4: Business Solutions Offered - NewtekOne's offerings include Banking, Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing, Inventory Financing, Insurance Solutions, and Payroll and Benefits Solutions [4]. - Additionally, the company provides Technology Solutions such as Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting, and Web Services through its subsidiary Intelligent Protection Management Corp. [4].

Core Insights - OptimumBank has been recognized as one of the Top 100 Best-Performing U.S. Community Banks under $3 billion in assets, ranking 49 nationwide, which places it in the top 1.4% of 3,465 eligible banks [1][2] - The bank is the only Florida-based institution included in this prestigious ranking, highlighting its strong performance in a competitive banking market [2] - The ranking evaluates banks based on eight key performance metrics, including profitability, growth, efficiency, asset quality, and capitalization [2][4] Performance and Recognition - Following the recognition, OptimumBank was invited to participate in a nationwide webinar as one of only two institutions representing the top-performing cohort, with the Managing Director of Investor Relations sharing insights on behalf of the bank [3] - The discussion during the webinar focused on core drivers of top-tier performance, such as disciplined balance sheet management, consistent deposit growth, operational efficiency, and strong credit quality [4] - The Chairman of OptimumBank expressed pride in the recognition, emphasizing that the ranking reinforces the bank's reputation as a strong investment [4] Financial Positioning - OptimumBank's inclusion in the Top 100 reflects its strong financial performance and disciplined growth approach, positioning it as a leader in the community banking sector [5] - Founded in 2000 and headquartered in Fort Lauderdale, Florida, OptimumBank offers a range of financial solutions, including Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking [6]

Core Viewpoint - NewtekOne, Inc. has declared a quarterly cash dividend of $0.19 per share on its common stock and a dividend of $21.25 per Preferred Share, both payable on April 1, 2026, to shareholders of record as of March 24, 2026 [1][2]. Company Overview - NewtekOne, Inc. is a financial holding company that provides a wide range of business and financial solutions to independent business owners across all 50 states since 1999 [3]. - The company aims to help business owners grow sales, control expenses, and reduce risk through state-of-the-art, cost-efficient products and services [3]. Business Solutions - NewtekOne and its subsidiaries offer various solutions including banking, business lending, SBA lending solutions, electronic payment processing, eCommerce, accounts receivable financing, inventory financing, insurance solutions, web services, and payroll and benefits solutions [4]. - Additionally, NewtekOne provides technology solutions such as cloud computing, data backup, storage and retrieval, IT consulting, and web services through Intelligent Protection Management Corp. [4].

Core Viewpoint - NewtekOne, Inc. has successfully retired $95 million of fixed-rate senior notes, marking a significant step in its financial management and transition from a Business Development Company (BDC) to a technology-enabled financial holding company [1]. Group 1: Financial Management - The company funded the $95 million repayment using $87.1 million of working capital and an exchange offer that involved $7.9 million of NEWTZ notes being exchanged for newly issued NEWTO notes [1]. - Since 2018, NewtekOne has redeemed a total of $294 million in senior notes, demonstrating a consistent strategy in managing its debt obligations [1]. - The retired notes were the last remnants of debt issued as a BDC, indicating a shift in the company's capital structure [1]. Group 2: Company History and Stability - NewtekOne has a 25-year history as a public company, successfully navigating various economic challenges, including 9/11, the Great Financial Crisis, and the COVID-19 pandemic [1]. - The company has maintained a strong track record, having never missed a principal or interest payment on its debt [1]. - The 17 securitizations issued by the company have either maintained their initial investment-grade ratings or been upgraded, with none being placed on credit watch [1]. Group 3: Business Solutions Offered - NewtekOne provides a wide range of business and financial solutions, including banking, business lending, SBA lending solutions, electronic payment processing, accounts receivable financing, insurance solutions, and payroll and benefits solutions [2][3]. - The company also offers technology solutions such as cloud computing, data backup, IT consulting, and web services through its subsidiary Intelligent Protection Management Corp [3].

Core Insights - NewtekOne, Inc. will report its fourth quarter 2025 financial results on January 29, 2026, after market close [1] - A conference call will be hosted by the CEO and CFO to discuss the results and highlight key accomplishments, including a significant securitization [2] Company Overview - NewtekOne, Inc. is a financial holding company that provides a variety of business and financial solutions to independent business owners across all 50 states [3] - The company has been operational since 1999, offering cost-efficient products and services aimed at helping businesses grow sales, control expenses, and reduce risk [3] Services Offered - NewtekOne's services include Banking, Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing, Inventory Financing, Insurance Solutions, and Payroll and Benefits Solutions [4] - The company also provides Technology Solutions such as Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting, and Web Services through its subsidiary Intelligent Protection Management Corp. [4]

Core Viewpoint - OptimumBank Holdings, Inc. has been invited to present at the Emerging Growth Conference on January 21, 2026, providing an opportunity for direct engagement with the investment community [1][2]. Group 1: Conference Details - The Emerging Growth Conference will take place on January 21, 2026, featuring a live, interactive online format [1]. - Mr. Moishe Gubin, the Company's Chairman, will deliver a corporate presentation at 9:40 AM Eastern time, followed by a live Q&A session [2]. - Investors can submit questions in advance or ask during the event, with the session lasting for 30 minutes [2]. Group 2: About the Emerging Growth Conference - The conference serves as a platform for public companies to present new products, services, and major announcements efficiently [3]. - It focuses on companies with strong management teams and long-term growth potential across various growth sectors [3]. Group 3: About OptimumBank Holdings, Inc. - OptimumBank Holdings, Inc. is the parent company of OptimumBank, established in 2004, with its banking operations starting in 2000 in Ft. Lauderdale, Florida [5]. - The bank emphasizes service orientation with reasonable fees and is committed to economic development and community partnerships [5]. - OptimumBank offers a range of financial solutions, including Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking [5].

Core Viewpoint - NewtekOne, Inc. is set to report its fourth quarter 2025 financial results on January 29, 2026, with a conference call scheduled to discuss these results [1]. Group 1: Financial Results Announcement - The company will release its fourth quarter 2025 financial results after market close on January 29, 2026 [1]. - A conference call will be hosted by the CEO Barry Sloane and CFO Frank DeMaria at 4:30 pm ET on the same day [1]. Group 2: Participation Details - Interested participants are encouraged to pre-register online for the conference call to receive a dial-in number or to listen to the webcast [2]. - A corresponding earnings presentation will be available in the 'Event & Presentations' section of the Investor Relations portion of NewtekOne's website [2]. - A replay of the call and the presentation will be accessible on the company's website for one year following the live event [2]. Group 3: Company Overview - NewtekOne, Inc. is a financial holding company that provides a wide range of business and financial solutions to independent business owners across all 50 states [3]. - The company has been operational since 1999, offering cost-efficient products and services aimed at helping businesses grow sales, control expenses, and reduce risk [3]. Group 4: Business Solutions Offered - NewtekOne's solutions include Banking, Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing, Inventory Financing, Insurance Solutions, and Payroll and Benefits Solutions [4]. - The company also provides Technology Solutions such as Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting, and Web Services through its subsidiary Intelligent Protection Management Corp. [4].

Core Insights - NewtekOne, Inc. is hosting its "2026 Analyst and Investor Day" on January 8, 2026, at its Boca Raton headquarters, with a live webcast available for participants [1][2] - The event will feature key presentations from company executives, including Barry Sloane, who will discuss the company's technological advancements and provide EPS guidance for 2026 of $2.15 - $2.55 [2][3] Company Overview - NewtekOne is a financial holding company that offers a wide range of business and financial solutions to independent business owners across all 50 states since 1999 [4] - The company's services include banking, business lending, electronic payment processing, accounts receivable financing, insurance solutions, and technology solutions [5] Event Highlights - The Investor Day marks the three-year anniversary of Newtek's acquisition of Newtek Bank, N.A., emphasizing the transition to a technology-enabled financial holding company [3] - Barry Sloane expressed the company's commitment to leveraging technology for efficient financial services, including deposit acquisition and loan processing [3]

Core Viewpoint - OptimumBank Holdings, Inc. has successfully completed a comprehensive modernization of its capital structure, establishing a transparent and high-performance equity foundation to support future asset growth [1]. Group 1: Capital Structure Modernization - The Company has amended and restated the terms of its Series B Preferred Stock to enhance clarity, consistency, and transparency for investors [5]. - The Series B Preferred Stock was unified into a single series, eliminating historical sub-series and simplifying disclosure, which improves comparability and transparency across reporting periods [6]. - The Series B Preferred Stock does not provide dividend income or additional economic participation, and its amendment was aimed at reducing complexity and enhancing financial reporting clarity [7]. Group 2: Institutional Investment and Support - AllianceBernstein has increased its economic exposure to the Company through open-market purchases, direct investments, and conversions of common stock into preferred stock, reflecting long-term confidence in the Company [2][3]. - The conversion of 350,000 shares of common stock into preferred stock allows AllianceBernstein to maintain appropriate governance alignment while increasing its economic stake [3][4]. - The non-voting shares held by AllianceBernstein are fully exchangeable into voting common stock, providing flexibility while supporting the Company's growth [4]. Group 3: Future Growth and Strategy - The Company aims to push past its current $1.1 billion asset milestone, with a streamlined capital structure and strong institutional participation positioning it well for continued growth [10]. - The coordinated efforts between major institutional partners and the Board reflect a unified conviction in the Company's future and its commitment to long-term value creation [10].

Core Viewpoint - NewtekOne, Inc. will host an Analyst and Investor Day on January 8, 2026, at its headquarters in Boca Raton, Florida, with a webcast available for remote participants [1]. Group 1: Event Details - The event will include a lunch with management at 12:00 PM, followed by the presentation starting at 1:00 PM [2]. - Participants interested in attending in person must email Bryce Rowe for on-site event details [2]. Group 2: Company Overview - NewtekOne is a financial holding company that provides a wide range of business and financial solutions to independent business owners across all 50 states since 1999 [3]. - The company offers various services including banking, business lending, electronic payment processing, insurance solutions, and technology solutions [4].