Operating revenues totaled just over $1.4 billion , up 52% from the year-ago quarter and 20% sequentially. Dunaway noted that StoneX’s operating revenue definition includes interest and fee income on client balances as well as carried interest tied to fixed income trading activities. Net operating revenues (which net off interest expense and certain commissions and clearing fees) increased 47% from a year ago and 24% from the prior quarter.Dunaway said the quarter produced a 22.5% return on equity despite w ...

StoneX Group (NasdaqGS:SNEX) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsBill Dunaway - CFOPhilip Smith - CEOConference Call ParticipantsDaniel Fannon - Managing Director and EquityResearch AnalystJeff Schmitt - Research Analyst Financial Services and TechnologyLukas Jaeger - Junior Investment AnalystOperatorHello, and thank you for standing by. Welcome to StoneX Group Inc. first quarter, fiscal year 2026 earnings conference call. At this time, all participants are in a listen-on ...

StoneX Group (NasdaqGS:SNEX) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsBill Dunaway - CFOPhilip Smith - CEOConference Call ParticipantsDaniel Fannon - Managing Director and EquityResearch AnalystJeff Schmitt - Research Analyst Financial Services and TechnologyLukas Jaeger - Junior Investment AnalystOperatorHello, and thank you for standing by. Welcome to StoneX Group Inc. first quarter, fiscal year 2026 earnings conference call. At this time, all participants are in a listen-on ...

StoneX Group (NasdaqGS:SNEX) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Speaker2Hello, and thank you for standing by. Welcome to StoneX Group Inc. first quarter, fiscal year 2026 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask the question during the session, you will need to press star 1 1 on your telephone. You will then hear an automated message advising your hand is raised. ...

INVESTMENT GRADE NYSE: LADR SUPPLEMENTAL DATA AN INVESTMENT GRADE COMMERCIAL REAL ESTATE FINANCE PLATFORM S -1 NEW YORK | MIAMI DISCLAIMERS This presentation contains forward-looking statements regarding possible or assumed future results of the business, financial condition, plans and objectives of Ladder Capital Corp and its subsidiaries (collectively, "Ladder Capital," "Ladder," "LADR," or the "Company"). Any statement concerning future events or expectations, express or implied, is a forward-looking sta ...

Record Quarterly Net Operating Revenues of $724.4 million, up 47% Record Quarterly Net Income of $139.0 million, Quarterly ROE of 22.5% Quarterly Diluted EPS of $2.50 per share Announces a Three-for-Two Stock Split NEW YORK, Feb. 04, 2026 (GLOBE NEWSWIRE) -- StoneX Group Inc. (the “Company”; NASDAQ: SNEX), a leading financial services franchise connecting clients to global markets, today announced its financial results for the fiscal 2026 first quarter ended December 31, 2025. Philip Smith, the Company’s C ...

Deadline Alert: Ramaco Resources, Inc. (METC) Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP About Securities Fraud LawsuitFeb 3, 2026 1:48 PM Eastern Standard Time# Deadline Alert: Ramaco Resources, Inc. (METC) Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP About Securities Fraud LawsuitShare---LOS ANGELES--([BUSINESS WIRE])- - [Glancy Prongay Wolke & Rotter LLP] reminds investors of the upcoming March 31, 2026 deadline to file a lead plaintif ...

Core Viewpoint - Ohio Valley Banc Corp. (OVBC) reported strong earnings growth for the quarter and full year ended December 31, 2025, with significant increases in net income and earnings per share, outperforming the S&P 500 Index during the same period [1][2]. Financial Performance - For Q4 2025, OVBC's net income reached $3.9 million, a 57.3% increase from $2.5 million in Q4 2024, with EPS rising 58.5% to $0.84 from $0.53 [2]. - Full-year net income for 2025 was $15.6 million, up 41.8% from $10.9 million in 2024, while EPS climbed 42.7% to $3.31 from $2.32 [2]. - Total interest income for Q4 increased 14.1% to $22.9 million from $20 million a year earlier, driven by growth in loan and securities portfolios [3]. Key Business Metrics - The quarterly net interest margin expanded to 4.18% from 3.70% year over year, and the full-year margin improved to 4.07% from 3.71% [4]. - Average earning assets increased to $1.48 billion in Q4 2025 from $1.41 billion, supported by $75 million growth in average loans and $53 million growth in average securities [4]. - Return on average assets rose to 1.00% for Q4 from 0.66% year over year, and return on average equity improved to 9.49% from 6.62% [5]. Asset Quality - The ratio of non-performing loans to total loans increased to 1.40% as of December 31, 2025, from 0.46% a year earlier, attributed to two commercial loans placed on nonaccrual status [6]. - The allowance for credit losses remained stable at 0.96% of total loans compared to 0.95% at year-end 2024 [6]. Management Commentary - Management highlighted record earnings in OVBC's 153rd year, attributing success to disciplined execution, employee commitment, and a focus on community-oriented banking [7]. - The emphasis was placed on balance sheet growth, improved margins, and cost controls as key contributors to performance [7]. Factors Influencing Earnings - Margin expansion was a key driver of earnings growth, supported by higher yields on earning assets and a decline in funding costs [8]. - Noninterest income declined sharply by 81.4% year over year in Q4, primarily due to losses on securities sales [9]. - Noninterest expense decreased 18.4% year over year, aided by lower salary and benefit costs following a voluntary early retirement program [10]. Future Outlook - OVBC did not provide explicit forward-looking financial guidance, focusing instead on current-period results and balance sheet strategy [11]. Other Developments - No acquisitions or major business restructurings were announced during the quarter, but OVBC continued participation in the Ohio Homebuyer Plus program, influencing deposit and securities balances [12].

Financial Data and Key Metrics Changes - For the fourth quarter, the company reported net income of $21 million, an increase of $16.1 million or 327.2% compared to the previous quarter [9] - Diluted earnings per share for the fourth quarter were $0.70, an increase of $0.54 per share linked quarter [9] - For the full year 2025, net income was $69.2 million, a decrease of $19.3 million or 21.8% compared to 2024 [10] - The net interest margin expanded to 2.98%, an increase of four basis points from the previous quarter [16] Business Line Data and Key Metrics Changes - Loans as of December 31 totaled $4.18 billion, a linked-quarter increase of $52.7 million or 1.1% [10] - New loan production for the fourth quarter was approximately $327 million, down from $500 million in the third quarter [4] - Non-performing assets increased by $2.6 million during the fourth quarter but remained low at 0.45% of total assets [7] Market Data and Key Metrics Changes - The Texas economy is anticipated to grow at a faster pace than the overall projected U.S. growth rate [8] - The loan pipeline rebounded to just over $2 billion after dipping to $1.5 billion mid-quarter [6] Company Strategy and Development Direction - The company is focused on restructuring its available-for-sale securities to enhance future net interest income and provide balance sheet flexibility [3] - There is an ongoing initiative to build out a data platform to improve insights into raw data across multiple systems [24] - The company remains open to strategic acquisitions, particularly in key markets like Dallas and Houston [29][30] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the loan growth environment, despite challenges from payoffs and construction project maturities [41] - The company anticipates a positive margin outlook for the first quarter, with expectations for improvement as the year progresses [39] Other Important Information - The company plans to redeem $93 million of subordinated notes due in 2030, which is expected to positively impact net interest margin [15] - The efficiency ratio improved to 52.28% as of December 31, down from 52.99% [18] Q&A Session Summary Question: Details on the 7% expense growth budget for 2026 - Management indicated that the budget includes additional expenses related to software projects and hiring strategies [21][22] Question: Thoughts on M&A activity in Texas - Management confirmed that they are open to strategic acquisitions, particularly in areas where they have loan production offices [29][30] Question: Expectations for first quarter margin - Management expects a positive margin outlook, although it may be muted initially due to a one-time charge [36][39] Question: Loan growth expectations - Management anticipates loan production to exceed previous levels, despite headwinds from payoffs [41][42] Question: Buyback strategy moving forward - Management plans to be opportunistic with stock buybacks, balancing this with potential acquisitions [44] Question: Fee income outlook for 2026 - Management expects a significant increase in fee income, particularly from trust and brokerage services [47][48] Question: Future actions regarding the securities portfolio - Management will continue to be opportunistic with the securities portfolio, monitoring rates closely [50] Question: M&A opportunities related to market disruptions - Management is actively looking for opportunities arising from market disruptions, both in terms of clients and talent [51]

Fourth Quarter 2025 Earnings Presentation Forward-Looking Statements This discussion of financial results includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, (the "1933 Act") and Section 21E of the Securities Exchange Act of 1934, as amended, (the "1934 Act"). Those sections of the 1933 Act and 1934 Act provide a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their financial performance ...