Steve Eisman, the fund manager from The Big Short, says a credit cycle is emerging and SoFi Technologies (NASDAQ:SOFI) may be sitting at the center of it.“There is no doubt in my mind that a credit cycle is emerging,” Eisman said on his weekly podcast. He devoted a significant chunk of the episode to SoFi’s securitization problems, calling them “potentially a disaster.”How The Trigger WorksEisman broke the mechanics down. SoFi makes consumer loans, pools them into securitizations, and sells the debt to inve ...