Core Viewpoint - SoFi Technologies reported strong fourth quarter earnings and revenue that exceeded Wall Street expectations, driven by record member additions and optimistic guidance for 2026 [1] Financial Performance - In Q4, SoFi earned 13 cents per share, marking a 160% increase from the same period last year [1] - The company achieved record membership growth, contributing to its positive financial results [1] Future Outlook - SoFi provided guidance for 2026 that is above consensus estimates, indicating confidence in continued growth [1]