Core Insights - Flywire is positioned as a vital partner for U.S. higher education institutions, helping them enhance revenue and student success amid changing federal policies and enrollment pressures [1][2] - The Flywire Student Financial Software (SFS) is delivering significant ROI by automating processes and protecting enrollment revenue, with institutions reporting improved working capital cycles and reduced operational burdens [2][3] Financial Performance and Metrics - Institutions utilizing Flywire's SFS have experienced a drop in default rates from as high as 34% to as low as 1% due to self-service, accurate, and intuitive payment plans [2] - Flywire has activated over 827,000 payment plans since inception, collected over $360 million in past-due tuition, and achieved more than $72 million in pre-collection savings for partner institutions [5] Institutional Adaptation and Innovation - Keynote speakers emphasized the need for institutions to adapt to demographic and market shifts, diversify student populations, and create sustainable revenue streams to remain competitive [4] - Flywire's commitment to innovation is evident in its ability to meet the evolving needs of institutions across the U.S. higher education landscape [3] Client Success Stories - Southern Methodist University processed nearly 25,000 transactions and collected over $1.5 million in past-due debt shortly after implementing SFS [8] - Central Washington University saw its payment plan default rate drop dramatically from 34% to less than 1% after implementing SFS Collection Management [8] - Purdue University recovered over $7 million and resolved more than 70% of accounts since implementing SFS Collection Management [8] Awards and Recognition - Flywire recognized several institutions for their achievements in leveraging innovation to drive efficiency and improve student experiences during the Flywire Fusion event [6][8] - Citi was awarded the inaugural 2025 Partner of the Year for its long-standing partnership with Flywire, supporting its strategic growth [8]

Core Insights - Flywire Corporation has expanded its partnership with Workday, integrating its payment and software platform with Workday Student to enhance the management of student payments for higher education institutions [1][3] Group 1: Integration Benefits - The integration streamlines billing and payment processes for institutions using Workday Student, improving administrative efficiency and reducing manual work [1][2] - Flywire's integration allows institutions to offer a wide range of payment options directly within the Workday Student interface, enhancing the payment experience for students and families [3][4] - Real-time data synchronization ensures that students and families have access to the most current account information, significantly reducing billing inquiries to administrative teams by up to 40% [4][5] Group 2: Enhanced Features - Flywire's solution includes automatic posting of payment updates back to Workday Student, providing administrators with a comprehensive view of student financial activity [5] - The integration supports 529 disbursements, automating payment processing and improving efficiency by eliminating the need for paper checks [5] - Flywire offers around-the-clock multilingual support in over 30 languages, enhancing the service experience for students and institutions [7] Group 3: User Experience Improvements - Customized payment portals capture all relevant student identification data, ensuring accurate identification of payments received [8] - The streamlined student experience allows students to view their account balance and make payments in a single workflow, reducing inquiries [8] - The integration has led to faster reconciliation and fewer manual interventions, improving the overall payment experience for students [9]

Core Insights - Flywire Corporation has enhanced its Student Financial Software (SFS) solution with real-time integration into leading ERP systems Unit4 (Agresso) and Banner, aimed at improving the U.K. higher education sector [1][4] - The new SFS implementations provide real-time student account information and payment capabilities, addressing the unmet needs of U.K. institutions for a unified student portal [2][3] Group 1: SFS Solution Enhancements - Flywire's SFS solution now features real-time account presentment and payment capabilities, allowing U.K. institutions to automate and manage U.S. loan disbursement processes [1][4] - The solution addresses challenges faced by U.K. institutions, such as providing accurate account balances and flexible payment plans, while reducing manual administrative tasks [2][10] Group 2: Client Implementations and Feedback - Kingston University successfully deployed Flywire's SFS solution, enhancing the student payment experience and improving back-office efficiencies [5][6] - The implementation led to increased student satisfaction and allowed staff to focus on more meaningful engagement with students [6][7] Group 3: U.S. Loan Management Solution - Flywire introduced an enhanced solution for managing U.S. loans for students in the U.K., automating complex workflows for inbound loan funds [8][9] - The updated solution provides comprehensive capabilities for institutions to securely receive and reconcile U.S. loan payments, improving efficiency and transparency [11][12]

Core Insights - Flywire Corporation reported a 27.2% year-over-year increase in revenue for the second quarter of 2025, reaching $131.9 million, compared to $103.7 million in the same quarter of 2024 [1][4] - The company reaffirmed its revenue guidance for fiscal year 2025 and raised its adjusted EBITDA margin guidance by 75 basis points at the midpoint [1][5] - The total payment volume increased by 22% to $5.9 billion in the second quarter of 2025, compared to $4.9 billion in the same quarter of 2024 [7] Financial Performance - Revenue less ancillary services increased by 27.7% to $127.5 million in the second quarter of 2025, compared to $99.9 million in the second quarter of 2024 [7] - Adjusted EBITDA rose to $16.6 million in the second quarter of 2025, compared to $5.8 million in the second quarter of 2024, with adjusted EBITDA margins increasing over 700 basis points year-over-year to 13% [7] - The net loss for the second quarter of 2025 was $12.0 million, an improvement from a net loss of $13.9 million in the second quarter of 2024 [4][7] Business Highlights - The company signed nearly 200 new clients across all verticals, excluding the added Sertifi properties and Invoiced software accounts [4] - Flywire was recognized by luxury travel network Virtuoso as a Technology Partner, gaining access to 2,300 preferred suppliers across 100 countries and $35 billion in annual luxury travel sales [4] - The company deepened its partnership with Ellucian, deploying new integrations to streamline implementations for educational institutions globally [4] Strategic Initiatives - Flywire signed a partnership with a leading provider of stablecoin payment infrastructure to integrate stablecoin payment capabilities into its global payment network [5] - The company has increased its revolving credit facility from $125 million to $300 million with improved terms, enhancing its liquidity position [7] - Flywire's share repurchase program has been increased by $150 million, bringing total authorization for future share repurchases to approximately $200 million [7] Guidance and Outlook - For fiscal year 2025, Flywire anticipates FX-neutral revenue less ancillary services growth of 17-23% year-over-year, with adjusted EBITDA margin growth of 200-350 basis points [6] - The company expects third-quarter FX-neutral revenue less ancillary services growth of 13-21% year-over-year [6]

Core Insights - Flywire Corporation has enabled over 100 U.S. colleges and universities to collect more than $320 million in past-due tuition, helping to retain over 161,000 at-risk students [1][2] - The adoption of Flywire's Student Financial Software (SFS) is driven by the need for U.S. higher education institutions to create sustainable revenue streams and improve student affordability through dynamic payment plans [2] - Flywire's Collection Management offering has proven to be cost-effective, helping institutions avoid the average 20% fee associated with sending students to collections [2] Company Solutions - Flywire's SFS includes features such as automated communications and payment plans, which have helped Purdue University recover over $1 million in revenue and save more than 300 students from collections [2][3] - The company has digitized over $2 billion in tuition payments through its 529 disbursement solution, eliminating the manual processing of over 502,000 checks for U.S. institutions [3] - Flywire's third-party invoicing solution enhances the payment experience for sponsors paying student tuition and fees, further streamlining the payment process [3] Partnerships and Integrations - Flywire has partnered with leading education technology providers to enhance its offerings, including tuition insurance through GradGuard and streamlined payment experiences through BlackBaud [5] - The company integrates with major ERP systems like Ellucian and NetSuite, improving operational efficiency for educational institutions [4][8] - Flywire supports over 4,600 clients globally, providing diverse payment methods in more than 140 currencies across over 240 countries [9]