Core Viewpoint - Bunq, a Dutch neobank, has received approval for a U.S. broker-dealer license from the Financial Industry Regulatory Authority, enabling users to invest in U.S. stocks, mutual funds, and exchange-traded funds, marking a significant step in expanding its services to the U.S. market [1] Group 1: Company Developments - Bunq aims to provide user-centric financial products to its international clientele, as many users have significant ties to the U.S. [1] - The company previously applied for a banking license in April 2023 but withdrew after 301 days due to differing views between U.S. and Dutch regulators [2] - Bunq plans to refile for a broader U.S. banking license once conditions are favorable [4] Group 2: Industry Context - There has been an increase in fintech and crypto firms applying for licenses amid perceived relaxed financial regulations under the Trump administration, contrasting with the more cautious approach during the Biden administration [3] - Trade groups representing banks and credit unions have expressed substantial concerns regarding the approval of new charters, urging the Office of the Comptroller of the Currency to delay these applications [4]