Core Insights - Upstart Holdings Inc (UPST) has experienced a significant market loss of nearly 24%, placing it on Barchart's one-month losers list, with a technical opinion indicator rating of 56% Sell, indicating a weakening short-term outlook [1][2] - Wall Street analysts have a consensus rating of Hold for UPST shares, with three analysts rating it as Strong Sell, reflecting a negative sentiment towards the stock [2] - Over the past year, UPST's equity has lost 3.48%, further indicating a downward trend [2] Quantitative Analysis - UPST stock has a negative bias, with an exceedance ratio of only 46.4% over a 10-week period since its public market debut, suggesting limited profitability potential [5] - The projected price range for UPST stock is between $47 and $53, with most outcomes expected to cluster between $48.50 and $50.50, while the stock closed at $51.07 [5] - Despite the negative outlook, a quantitative signal suggests that there may be potential upside for UPST stock in the near future [3][6] Volatility Insights - Volatility in UPST stock is influenced by current market conditions, with the principle that tomorrow's volatility is largely dependent on today's volatility [6][7] - Near-term market stimuli have a more significant impact on stock performance compared to older stimuli, which is a fundamental concept in financial data science [7]