Financial Data and Key Metrics Changes - Total transaction value increased by 35% year-over-year, reaching $1.8 billion, driving processing revenue growth of 33% for the quarter [14] - Revenue for Q3 was $104.3 million, a 26% increase compared to Q3 2024, with organic revenue growth of 25% [15][19] - Recurring revenue grew by 29% year-over-year, reaching $77 million, representing 74% of total revenue [16] - Gross margin increased to 49.3% from 45.7% in the prior year, with adjusted EBITDA rising to $18.2 million, representing 17.5% of revenue [17][18] Business Line Data and Key Metrics Changes - The customer base expanded by 21% year-over-year, totaling nearly 110,000 customers [14] - The install base of managed and connected devices grew by 17% year-over-year, exceeding 1.4 million devices [15] - Hardware revenue increased by 18% to $27 million, driven by strong demand for products and solutions [16] Market Data and Key Metrics Changes - The company is gaining market share in high transaction value verticals such as EV charging, amusement, and car wash, which contribute significantly to revenue [5][14] - Average transaction value rose from $2.15 to $2.40, reflecting strong positioning in emerging verticals [14] Company Strategy and Development Direction - The company is focused on profitable growth and expanding its one-stop-shop solution, which differentiates it in the automated self-service space [4] - Plans to launch an embedded banking product in the U.S. in early 2026, aiming to drive higher recurring revenue per customer [9] - The company is pursuing acquisitions that align with its objectives of geographic expansion and technology enhancement, including a recent letter of intent to acquire Integral Vending [10][12] Management's Comments on Operating Environment and Future Outlook - Management reiterated organic revenue growth guidance of at least 25% for the full year, driven by enterprise hardware sales [12] - The company expects to maintain strong recurring revenue growth and has a robust hardware sales pipeline [12][20] - Management expressed confidence in the long-term opportunities ahead, supported by a growing base of connected devices and disciplined focus on profitability [13] Other Important Information - The company completed the purchase of the remaining shares of Tigapo, enhancing its arcade gaming business [10] - Cash and cash equivalents totaled $173 million, with a solid balance sheet and net cash position [19] Q&A Session Summary Question: Update on EV partnerships and shipment timing - Management confirmed that EV charging partnerships are progressing well, with expectations for significant acceleration in Q4 [24][25] Question: Demand and growth in the smart cooler market - Management highlighted partnerships in the U.S. and Europe for smart coolers, viewing it as a significant growth driver [27][28] Question: Update on embedded banking and e-commerce opportunities - Management stated that the embedded banking product is set to launch in Q1 2026, with e-commerce solutions following [36][39] Question: Average transaction values across different verticals - Management noted that average transaction values are increasing, particularly in higher growth verticals like EV charging and car washes [42][44] Question: M&A appetite and market dynamics - Management indicated a continued prudent approach to M&A, with potential for larger acquisitions in the future [59][60]

Financial Data and Key Metrics Changes - Total transaction value increased by 35% year-over-year, reaching $1.8 billion, driving processing revenue growth of 33% for the quarter [16] - Revenue for the third quarter was $104.3 million, an increase of 26% compared to Q3 2024 [17] - Recurring revenue grew by 29% year-over-year, reaching $77 million, representing 74% of total revenue [18] - Gross margin increased to 49.3% from 45.7% in the prior year, driven by higher recurring and hardware margins [19] - Net income for the quarter was $3.5 million compared to $0.7 million in the prior year [20] Business Line Data and Key Metrics Changes - Processing revenue grew by 33% to $48 million, driven by a 17% increase in the install base of managed and connected devices [18] - Hardware revenue grew 18% to $27 million compared to $23 million in the same quarter last year [18] - The install base of managed and connected devices grew 17% year-over-year, reaching over 1.4 million devices [17] Market Data and Key Metrics Changes - Customer base expanded by 21% compared to Q3 2024, with nearly 110,000 customers at the end of Q3 [16] - Average transaction value increased from $2.15 to $2.40, reflecting strong positioning in emerging verticals such as EV charging, amusement, and car wash [16] Company Strategy and Development Direction - The company is focused on profitable growth and expanding market share in automated self-service, with strong demand for its solutions [4] - Plans to launch embedded banking products in the U.S. in early 2026, which is expected to drive higher recurring revenue [10] - The company is pursuing acquisitions that align with its objectives of geographic expansion and technology enhancement [11] Management Comments on Operating Environment and Future Outlook - Management reiterated organic revenue growth guidance of at least 25%, driven by enterprise hardware sales in the fourth quarter [14] - The company expects to maintain strong recurring revenue growth and has a robust hardware sales pipeline [14] - Management expressed confidence in the long-term opportunities ahead, supported by a growing base of connected devices and disciplined focus on profitability [15] Other Important Information - The company completed the acquisition of Tigapo, enhancing its arcade gaming business and global scalability [11] - The acquisition of Integral Vending is expected to deepen the company's presence in Latin America and expand software capabilities [11] Q&A Session Summary Question: Update on EV partnerships and shipment timing - Management confirmed that EV charging partnerships are accelerating, with expectations for significant hardware revenue growth in Q4 [25][27] Question: Demand for smart coolers and growth potential - Management highlighted partnerships in the U.S. and Europe for smart coolers, viewing it as a significant growth driver [29][30] Question: Embedded banking and e-commerce opportunities - Management stated that embedded banking will launch in Q1 2026, with e-commerce solutions following in the same year [38][41] Question: Average transaction values across different verticals - Management noted that average transaction values are growing faster in higher ticket verticals like EV charging and car washes [44][46] Question: M&A appetite and market dynamics - Management indicated a continued prudent approach to M&A, with potential for larger acquisitions in the future [61][63]

Third Quarter 2025 Earnings Supplement November 19, 2025 1 Important Disclosure 2 • This presentation is intended to provide general information only and is not, and should not be considered, as an offer to purchase or sell the Company's securities, or a proposal to receive such offers. In addition, this presentation is not an offer to the public of the Company's securities. By attending or viewing this presentation, each attendee ("Attendee") agrees that he or she (i) has read this disclaimer, (ii) is boun ...

Financial Performance - Revenue increased by 22% to $95.6 million in Q2 2025, compared to $78.1 million in Q2 2024[26,32] - Recurring revenue grew by 32% to $70.7 million, representing 74% of total revenue in Q2 2025[26,32,39] - Gross margin increased to 48.3% from 44.3% due to processing margin improvements and supply chain optimization[26,32] - Adjusted EBITDA increased by 56% to $12.6 million, representing 13% of total revenue, compared to $8.1 million in Q2 2024[26,32,59] - Transaction value processed increased by 34% to $1.59 billion[26,32] Customer and Device Growth - The number of customers increased by 24% to nearly 105,000[26,32] - Managed and connected devices increased by 16% to 1.38 million[26,32] Strategic Developments - A strategic partnership with Autel Energy was announced to embed the company's payment technology into approximately 100,000 Autel chargers across North America and Europe by the end of 2026[33] - The company acquired the remaining 51% of Nayax Capital, consolidating it under the embedded finance division[33] Future Outlook - The company projects revenue between $410 million and $425 million for FY 2025[37,62] - The company is reaffirming 2028 outlook of 35% annual revenue growth and a target of 30% Adjusted EBITDA[64]

First Quarter 2025 Earnings Supplement May 13, 2025 1 Important Disclosure 2 2 • This presentation is intended to provide general information only and is not, and should not be considered, as an offer to purchase or sell the Company's securities, or a proposal to receive such offers. In addition, this presentation is not an offer to the public of the Company's securities. By attending or viewing this presentation, each attendee ("Attendee") agrees that he or she (i) has read this disclaimer, (ii) is bound b ...

Core Insights - Nayax Ltd. will showcase its payment and loyalty solutions at The NAMA Show 2025, taking place from May 7-9 in Las Vegas [1][3] - The company focuses on empowering operators in the automated retail industry to adapt to economic changes and consumer preferences [2][4] Company Solutions - Nayax's offerings include payment acceptance, real-time analytics, and customer loyalty programs tailored for high-growth segments like micro markets and self-checkout services [2][3] - Key products include: - Nova Modu and Nova 55F, handheld point-of-sale devices with secure payment capabilities and full POS functionality [5] - Nova Smart Cooler, an AI-powered vending solution for fresh goods [5] - Nova Kiosk, a self-checkout solution for various retail environments [5] - Nova Market, a cashless self-checkout solution for micro markets [5] - VPOS Touch, a cashless payment and telemetry solution for self-service points of sale [5] - Core Line of Management Systems, an integrated platform for automated self-service operations [5] Industry Engagement - The NAMA Show is the largest automated self-service event in the U.S., providing a platform for Nayax to engage with customers and industry peers [4] - Nayax will host a Happy Hour at their booth on May 8, fostering networking opportunities [6] Company Overview - Nayax operates in over 40 verticals across 120 countries, providing a comprehensive management suite and robust loyalty tools [7] - The company is publicly listed on both the Tel Aviv Stock Exchange and Nasdaq, employing over 1,100 people and integrated with over 80 merchant acquirers and payment methods [7]