Nearly half of younger US investors now hold crypto as traditional wealth-building paths grow increasingly out of reach, according to new data from Coinbase. The findings show that 45% of younger investors already own crypto, compared to just 18% of older generations, and that three-quarters believe their generation faces harder odds of building wealth through conventional means than previous cohorts did. The State of Crypto Q4 2025 report, compiled from a survey of 4,350 US adults, including 2,005 acti ...

Core Insights - The US labor market is showing signs of weakness, with modest job creation and a rising unemployment rate, which may lead to reduced disposable income for households [2][3] - Retail investors, particularly in altcoin markets, are more vulnerable to these economic changes, as they typically invest surplus cash into risk assets [3][4] - Institutional investors are also facing challenges, particularly due to potential rate hikes from the Bank of Japan, which could impact global liquidity and risk asset exposure [7] Group 1: Labor Market and Income Trends - The latest Nonfarm Payrolls report indicates slower wage growth and a rising unemployment rate, suggesting weaker income momentum for households [2] - Disposable income is crucial for crypto adoption, as retail investors allocate surplus cash to risk assets; stagnating wages and job insecurity may lead to reduced discretionary spending [2][3] Group 2: Impact on Retail and Altcoin Markets - Retail participation is more significant in altcoin markets compared to Bitcoin, making smaller tokens more susceptible to reduced retail investment flows [3] - If disposable income decreases, altcoins are likely to experience liquidity issues and prolonged price declines, as retail investors may need to liquidate positions to cover expenses [3][4] Group 3: Institutional Investor Dynamics - Institutional investors are becoming more cautious due to potential rate hikes from the Bank of Japan, which could disrupt global liquidity conditions and affect risk assets [7] - Rising borrowing costs in Japan may lead institutions to reduce their global exposure, impacting crypto, equities, and credit markets [7] Group 4: Market Dynamics and Price Drivers - Asset prices can still rise despite weakening incomes if monetary policy becomes more supportive, as a cooling labor market may allow the Federal Reserve to cut rates [5] - Rallies driven by liquidity are more fragile and sensitive to macroeconomic shocks, which is particularly relevant for the crypto market [6]

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Warren Buffett has long warned investors about the risks of Bitcoin, calling it "rat poison" in 2018 and saying his firm would "never" invest in cryptocurrencies. However, not all of his followers share his view on crypto. Mark Casey, a portfolio manager at Capital Group, takes guidance from Warren Buffett's principles for his investing decisions, he said on a16z Capital Management's "In The Vault" podcast l ...

Coinbase Derivatives to expand 24/7 futures trading for bevy of altcoins including ADA, AVAX, DOGE and SHIB https://t.co/WvRU7Y2qgJ ...

Core Viewpoint - Top crypto stocks are expected to face pressure as Bitcoin and most altcoins continue their downtrend, with Bitcoin's price dropping significantly [1] Group 1: Market Performance - Bitcoin price has crashed to $95,000, representing a decline of approximately 25% from its highest point this year [1]

‼️ $BTC will keep dumping, altcoins on HIGH risk ⚠️There is very high chance for another $BTC red week, here is why 👇Here is why:1️⃣ Leverage instability, liquidation risk🔸Crypto markets are highly leveraged. Perp DEX growth like $HYPE and $ASTER amplifies moves, making altcoins drop faster than usual and harder recovery, making altseason impossible.2️⃣ Macro stock shocks🔸Stocks are volatile. Recent example: Nasdaq -2% → $BTC fell from 105Kto 95K, while Nasdaq recovered.Crypto didn't handled stock drops wel ...

Group 1 - The cryptocurrency market, particularly Bitcoin and Ethereum, experiences dramatic sentiment changes due to the lower involvement of institutional players, leading to significant price swings that also affect related equities [1] - The culture surrounding cryptocurrency has shifted from a libertarian and revolutionary ethos to a more corporate and regulatory-focused environment, indicating a change in the community's approach to governance and compliance [2] - Bitcoin enthusiasts desire its use for everyday transactions; however, its price volatility poses a challenge, leading to the emergence of stablecoins as a more reliable alternative for daily transactions [3]

Core Insights - The crypto market has attracted younger generations, particularly millennials and Gen Z, due to the significant profits generated by cryptocurrencies like Bitcoin [1] - However, the market has also experienced multiple crashes, leading to substantial financial losses for traders and severe emotional consequences [2][8] Trader's Experience - A young trader, initially successful with a €6,000 investment that rapidly increased in value, faced a drastic downturn during the market crash [3][5] - The trader's parents, encouraged by his success, invested in Bitcoin and Ethereum, trusting their son to manage their accounts [4] - As the market crashed, the trader resorted to using his parents' investments without their knowledge in an attempt to recover losses, ultimately losing everything [6] Emotional and Relational Impact - The emotional toll of the financial loss was profound, leading to therapy and ongoing guilt, particularly regarding the damaged relationship with his family [7][8] - The story highlights the blurred lines between investing and gambling, especially when driven by greed and desperation [8] Lessons Learned - The narrative emphasizes the importance of discipline in trading, the necessity of knowing when to exit positions, and the principle of never investing money that one cannot afford to lose [9]

Without Bitcoin, altcoins won’t be spared. The whole market could swing harder.Read the full analysis: 👇https://t.co/byU0kOPkw6 ...

Core Insights - Popular market analyst Ted Pillows discusses the future of altcoins in light of the Federal Reserve's plans to end its Quantitative Tightening (QT) program [1][2] - The Fed intends to suspend QT runoff by December 1, 2025, which involves reinvesting proceeds from maturing mortgage-backed securities into Treasury bills [2][3] Market Impact - Historical data shows that a similar move by the Fed in October 2019 led to a 42% decline in the altcoin market cap in the subsequent months [3][4] - The altcoin market remained at low levels until March 2020, when Quantitative Easing (QE) was introduced, providing relief for altcoins [4] Liquidity Needs - Ted Pillows emphasizes that the altcoin market requires liquidity, which can be achieved through either the Fed starting QE or the Treasury releasing TGA liquidity into the economy [5] - The likelihood of the Fed initiating QE in the near term is considered low, and the TGA option is dependent on the suspension of the US government shutdown that began on October 1, 2025 [5][6] Market Outlook - The current market outlook suggests potential underperformance in the crypto market for some time [6]