Farm, earn, repeat 🌾🔥Top PancakeSwap farms this week 👇• USDT-龙虾 — https://t.co/aMitP4zacq• USDT-RIVER — https://t.co/VsP4x4SUmx• EURC-USDC — https://t.co/1crUX8kIbk• BTCB-BNB — https://t.co/O2PahiDUfj• cbETH-ETH — https://t.co/zUou69BGzUGet all the latest farm updates → https://t.co/fAP5wcMWdo ...

⚡️ JUST IN: Coinbase now lets users borrow up to $1M against their cbETH without unstaking or selling, available in the U.S. (excluding New York). https://t.co/DqGCCI3qWH ...

Core Insights - Coinbase has launched a borrowing feature allowing eligible U.S. users to access loans of up to $1 million in USDC using cbETH as collateral, which enables users to retain ETH price exposure and staking rewards without selling assets, thus avoiding capital gains taxes [1][2] - The borrowing process involves depositing cbETH into a Morpho smart contract on the Base network, where it serves as collateral, allowing users to receive USDC instantly, which can be converted to USD for transfers or spending [2] - The loans have no fixed repayment schedule, but borrowers must maintain a loan-to-value (LTV) ratio below 86% to avoid automatic liquidation, with a maximum initial LTV of 75% [2][5] Industry Developments - Morpho operates as an on-chain lending protocol facilitating peer-to-peer loans with smart contracts managing deposits, borrows, and liquidations, using oracles for real-time collateral valuation [3] - As of January 2026, Morpho has facilitated over $1.25 billion in on-chain loans across the Base ecosystem, indicating significant activity in the crypto lending space [4] - Ethereum staking has seen substantial growth, with approximately 36 million ETH staked as of mid-January 2026, representing about 30% of the total circulating supply, equating to over $118 billion at current prices [6]

Coinbase has launched a new borrowing feature that allows users to access up to $1 million in liquidity using cbETH — its tokenized representation of staked ether — as collateral, giving investors a way to raise cash without selling or unstaking their ETH. The product, now available to eligible U.S. customers excluding New York, lets users borrow USDC against cbETH held on the platform and convert it to dollars inside Coinbase. The move suggests growing demand for ways to unlock liquidity from staked as ...

Core Insights - Coinbase has launched a lending product that offers returns of up to 10.8% on USDC deposits, with a temporary boost from DeFi lender Morpho [1][2] - Approximately 6% of the product's returns are derived from Morpho's platform, while an additional 5% is enhanced by the protocol itself [1] - The lending product's competitive yields have raised questions among users, reflecting the lingering concerns from the crypto lending contagion of 2022 [3][4] Product Details - The lending product's advertised return is significantly lower than the 20% returns previously offered by Anchor Protocol before its collapse in 2022 [4] - Morpho operates on Ethereum and Coinbase's layer-2 network Base, allowing users to create customizable markets for overcollateralized loans [6] - Steakhouse Financial is responsible for curating the vaults where users deposit funds, managing risk, and allocating USDC to various markets [6] Performance Metrics - The only vault associated with Steakhouse on Morpho's Base had $24 million in USDC deposits, offering an annual percentage yield of 5.87% and a 25% performance fee [7] - Over 98% of the vault's funds were allocated to lending markets for wrapped Bitcoin and Ethereum, including Coinbase's cbBTC and cbETH products [7]

Overview - Coinbase Wrapped Assets 将 Coinbase 的安全性和信任引入流动性质押市场 [1] - Coinbase Wrapped Assets 可在 Aave 或 MoonwellDeFi 上进行借贷，并在 PancakeSwap 上进行交易 [1] Assets - 支持在 Base 网络上交易 Coinbase Wrapped Assets，包括 cbBTC, cbDOGE, cbXRP, cbLTC, cbADA, cbETH [1] Benefits - 交易速度快，成本低廉 [1] - Coinbase 提供托管服务 [1] - 具有跨 DeFi 的可组合性 [1]