The Internal Revenue Service, better known as the IRS, recently updated retirement account rules for 2026. Savers under 50 will be able to contribute up to $7,500 to Individual Retirement Accounts, up from $7,000 in 2025. Those 50 and older can contribute an additional $1,100 in “catch-up” funds, a $100 increase over 2025. For those hoping to maximize their contributions, CNBC recently walked readers through two options. One is to contribute a lump sum as soon as possible, assuming you have the cash flow ...