CFO Bill Burns said results were “highlighted by improving net interest margin and performance ratios,” along with robust loan originations, core client deposit growth, reduced wholesale deposits, and “clean asset quality.” Burns also pointed to capital strengthening and tangible book value accretion.Sorrentino emphasized deposit gathering as a competitive advantage, saying client deposits increased by approximately 5% on an annualized basis during the second half of 2025, driven by relationship inflows and ...

Group 1 - Stellar Bancorp, Inc. will hold a conference call to discuss its fourth quarter 2025 results on January 30, 2026, at 8:00 a.m. Central Time [1] - The earnings release will be issued prior to market opening on January 30, 2026, and will be available on the Company's Investor Relations website [1] - Participants can register for the conference call to receive a unique dial-in code, and a simultaneous webcast will also be available [2] Group 2 - Stellar Bancorp, Inc. is a bank holding company headquartered in Houston, Texas [3] - The principal banking subsidiary, Stellar Bank, provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers [3] - The services are offered across Houston, Dallas, Beaumont, and surrounding communities in Texas [3]

Core Insights - Cadence Bank has received four Coalition Greenwich Best Bank Awards for its exceptional service in middle market and small business banking, highlighting its commitment to these sectors [1][2][6] - The awards are based on interviews with over 25,000 businesses, showcasing Cadence Bank's strong relationships and trusted advice [3] Awards and Recognition - Cadence Bank was recognized in the following categories: - Best Bank – Overall Satisfaction for Middle Market Banking in the U.S. - Best Bank – Overall Satisfaction for Small Business Banking in the U.S. - Best Bank – Satisfaction in Cash Management for Small Business Banking in the U.S. - Best Bank – Satisfaction with Relationship Management for Small Business Banking in the U.S. (South) [6] Company Overview - Cadence Bank is a $55 billion regional bank with over 390 locations across the South and Texas, offering a range of banking, investment, trust, and mortgage services [5] - The bank has been recognized as one of the nation's best employers and as one of America's Best Banks by Forbes [5]