Core Viewpoint - F.N.B. Corporation reported strong second quarter results for 2025, achieving record revenue of $438 million, a 6.5% increase from the previous quarter, driven by margin expansion and growth in both net interest and non-interest income [2][3] Financial Performance - Net income available to common shareholders reached $130.7 million, or $0.36 per diluted common share, compared to $123.0 million ($0.34 per diluted common share) in the second quarter of 2024 and $116.5 million ($0.32 per diluted common share) in the first quarter of 2025 [1][3] - Pre-provision net revenue (non-GAAP) grew significantly with a linked-quarter increase of 16% [2] - Non-interest income totaled a record $91.0 million, up from $87.9 million, with capital markets income increasing by 34.1% [11][21] Capital and Asset Quality - The Common Equity Tier 1 (CET1) ratio was estimated at 10.8%, up from 10.2% a year ago, indicating strong capital levels [4][15] - Tangible book value per common share (non-GAAP) increased to $11.14, a 12.8% rise year-over-year [15][24] - The ratio of non-performing loans and other real estate owned (OREO) to total loans decreased to 0.34%, reflecting solid asset quality metrics [13][23] Loan and Deposit Growth - Average loans and leases totaled $34.5 billion, an increase of $1.2 billion, or 3.7%, with notable growth in consumer loans and commercial loans [5][9] - Average deposits reached $37.1 billion, a rise of $2.5 billion, or 7.3%, driven by increases in interest-bearing demand deposits [10][19] Expense Management - Non-interest expense totaled $246.2 million, an increase of $19.6 million, or 8.7%, primarily due to strategic hiring and technology investments [12][22] - The efficiency ratio (non-GAAP) improved to 54.8%, down from 58.5% in the previous quarter [22]

Group 1 - The Zacks Premium service provides tools for investors to enhance their stock market engagement and confidence [1][2] - It includes daily updates on Zacks Rank and Zacks Industry Rank, access to the Zacks 1 Rank List, Equity Research reports, and Premium stock screens [1][2] Group 2 - The Zacks Style Scores rate stocks based on value, growth, and momentum characteristics, helping investors identify securities likely to outperform the market in the short term [3][4] - Stocks are rated from A to F, with A indicating the highest potential for outperformance [4] Group 3 - The Value Score focuses on identifying undervalued stocks using financial ratios like P/E and Price/Cash Flow [4] - The Growth Score assesses stocks based on projected earnings and sales growth [5] - The Momentum Score identifies trends in stock prices and earnings estimates to optimize entry points for investments [6] Group 4 - The VGM Score combines the three Style Scores to highlight stocks with attractive value, strong growth forecasts, and positive momentum [7] - The Zacks Rank model uses earnings estimate revisions to guide investors in building successful portfolios [8] Group 5 - Stocks rated 1 (Strong Buy) have historically achieved an average annual return of +23.62% since 1988, significantly outperforming the S&P 500 [9] - There are typically over 800 stocks rated 1 or 2, which can be overwhelming for investors [9][10] Group 6 - To maximize returns, investors should focus on stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B [10][11] - Stocks with lower ranks, even with good Style Scores, may still face declining earnings forecasts [11] Group 7 - F.N.B. Corporation, a financial holding company based in Pittsburgh, PA, is currently rated 3 (Hold) with a VGM Score of B [12] - FNB has a Momentum Style Score of A, with shares increasing by 16.2% over the past four weeks [13] - The Zacks Consensus Estimate for FNB's earnings has increased to $1.41 per share, with an average earnings surprise of +3.4% [13]

Core Points - WesBanco, Inc. will host a conference call on July 30, 2025, to review its financial results for the second quarter of 2025, with results expected to be released after market close on July 29, 2025 [1] - The conference call can be accessed via a live webcast on the company's website or by dialing specific numbers for participants [2] - A replay of the conference call will be available starting July 30, 2025, and will last until August 13, 2025, with access codes provided for participants [3] Company Overview - WesBanco, Inc. has over 150 years of experience as a community-focused regional financial services provider, offering a range of banking solutions, trust, brokerage, wealth management, and insurance services [4] - The company is headquartered in Wheeling, West Virginia, and has total assets of $27.4 billion, with $7.0 billion in assets under management in its Trust and Investment Services [4] - Securities account values, including annuities, amount to $2.4 billion through its broker/dealer as of March 31, 2025 [4]

Company Overview - F.N.B. Corporation is headquartered in Pittsburgh, Pennsylvania, and operates in seven states and the District of Columbia, with total assets of $49 billion and approximately 350 banking offices [5][6] - The company provides a full range of financial services, including commercial banking, consumer banking, and wealth management solutions [6] Upcoming Financial Results - F.N.B. Corporation plans to issue its financial results for the second quarter of 2025 after the market close on July 17, 2025 [1] - A conference call to discuss the financial results will be hosted on July 18, 2025, at 8:30 AM ET by key executives [1] Conference Call Details - A live listen-only webcast of the conference call will be available on the company's website, opening approximately 30 minutes prior to the call [2] - Participants can join the Q&A portion by dialing specific numbers for domestic and international callers, with pre-registration available for immediate access [3] Additional Resources - Presentation slides and the earnings release will be accessible on the Investor Relations section of the company's website [4] - A replay of the conference call will also be available via the webcast link after the call [4]

Core Insights - WesBanco, Inc. has appointed George Petroplus as the Morgantown Market President and Senior Commercial Banker, effective immediately, succeeding Nick Taylor who has been promoted to lead Business Banking [1][2] Company Overview - WesBanco, Inc. is a diversified, multi-state bank holding company with over 150 years of experience in community-focused financial services [5] - The company has total assets of $27.4 billion, with Trust and Investment Services holding $7.0 billion in assets under management and securities account values of $2.4 billion as of March 31, 2025 [5] Leadership and Strategy - George Petroplus will lead the growth strategy for the Morgantown market, focusing on maximizing opportunities to serve client needs and enhancing community engagement [2][4] - Petroplus has been with WesBanco since 2019, previously serving as a Commercial Banker and has experience in Credit Analysis and Portfolio Management [3] Community Engagement - The new Market President emphasizes the importance of community involvement and aims to support local initiatives through his leadership [2][4] - Petroplus is actively involved in the community, serving on the Board of Directors for the United Way Monongalia and Preston Counties and the Mylan Park Foundation [3]

Core Insights - F.N.B. Corporation's subsidiary, First National Bank, has been recognized by Newsweek as one of America's Greatest Workplaces for 2025 and also included in the inaugural list of America's Greatest Workplaces for Financial Services, highlighting its strong employee experience and company culture [1][2] Group 1: Employee Experience and Company Culture - The recognition from Newsweek is based on a rigorous evaluation involving over 400,000 U.S. employees and more than 4.9 million company reviews, assessing key performance indicators such as leadership, work-life balance, integrity, and compensation [2] - FNB aims to build lasting prosperity for customers, communities, and employees, emphasizing a supportive culture that allows employees to develop rewarding careers with opportunities for leadership and innovation [3] - The company has received over 80 workplace and culture excellence awards, including being named one of America's Most Admired Workplaces and a Top Workplace USA, reflecting its commitment to employee engagement and performance [4] Group 2: Company Overview - F.N.B. Corporation, headquartered in Pittsburgh, operates in seven states and the District of Columbia, with total assets of $49 billion and approximately 350 banking offices [5] - The company offers a comprehensive range of financial services, including commercial banking, consumer banking, and wealth management solutions through its subsidiary network [6] - F.N.B. Corporation's common stock trades on the New York Stock Exchange under the symbol "FNB" and is included in the S&P MidCap 400 Index [7]

Core Insights - First National Bank, a subsidiary of F.N.B. Corporation, has appointed Jennifer Reel as Executive Vice President and Chief Communications and Marketing Officer, highlighting the company's focus on enhancing its brand and communication strategies [1][2] Company Overview - F.N.B. Corporation is a diversified financial services company with total assets of $49 billion, operating in seven states and the District of Columbia, with approximately 350 banking offices [4] - The company provides a comprehensive range of services including commercial banking, consumer banking, and wealth management through its subsidiary network [5] Leadership and Experience - Jennifer Reel brings over 25 years of experience in marketing and communications, and her role includes overseeing corporate communications, brand management, and marketing strategies [2][3] - Reel has been recognized for her leadership in communications, being named a Top Woman in Communications and a Top 50 Women Leaders in Communications [3]

Company Overview - F.N.B. Corporation is a diversified financial services company headquartered in Pittsburgh, Pennsylvania, operating in seven states and the District of Columbia with total assets of $49 billion and approximately 350 banking offices [4][5]. Leadership Change - Christopher "Chris" Chan has been promoted to Executive Vice President and Chief Strategy Officer of First National Bank, reporting directly to Vincent J. Delie, Jr., the Chairman, President, and CEO of F.N.B. Corporation [1][3]. Strategic Focus - Chan will oversee FNB's Corporate Strategy and Investor Relations, and will be responsible for advancing the Clicks-to-Bricks digital strategy, which includes managing Digital Channels, eCommerce, Data Science, and Data Management and Governance teams [1][2]. Organizational Realignment - The organizational structure aims to integrate technology investments and digital capabilities, enhancing the role of innovation in FNB's growth. A new Director of AI and Innovation will be added to Chan's team to focus on enterprise AI implementation and fintech partnerships [2]. Market Position - F.N.B. Corporation is included in the Standard & Poor's MidCap 400 Index and trades on the New York Stock Exchange under the symbol "FNB," indicating its significant presence in the regional banking sector [6].