Company Overview - Pathward Financial is a diversified financial services provider focusing on innovative banking and payment solutions, leveraging expertise in commercial and consumer finance to drive growth and maintain a competitive position within the U.S. regional banking sector [8] - The company reported trailing-12-month revenue of $724.3 million and net income of $191.0 million as of September 30, 2025 [6][4] - As of January 20, 2026, shares of Pathward Financial were priced at $74.18, reflecting a 5.16% decline over the past year, underperforming the S&P 500 Index by 17.67 percentage points [4][6] Recent Transaction - On January 20, 2026, Shepherd Wealth Management liquidated its entire position in Pathward Financial, selling 15,726 shares for an estimated transaction value of $10.06 million [2][4] - Following this sale, Pathward Financial represented 0% of Shepherd's reported assets under management (AUM), down from 6.7% in the previous quarter [4] Market Position and Performance - Pathward Financial's market capitalization is approximately $1.95 billion, with a current price of $74.18 [6][4] - The company's dividend yield stood at 0.27% as of January 20, 2026 [4] - The stock's 52-week range was between $64.45 and $88.66, with a trading volume of 181K and an average volume of 222K [5] Strategic Insights - The liquidation of Pathward Financial shares by Shepherd Wealth Management indicates a significant strategic overhaul, with the firm reallocating its investments towards water resources, which now constitute 27% of its portfolio [10][11] - This shift suggests a potential belief in better opportunities within water infrastructure and nuclear energy compared to traditional tech growth stocks [11]