Core Viewpoint - MIND C.T.I. Ltd. reported a decline in financial performance for Q2 2025, attributed to shrinking markets and strong competition, while emphasizing ongoing investments in key areas to adapt to market needs [5][10]. Financial Highlights - Total revenues for Q2 2025 were $4.8 million, down from $5.3 million in Q2 2024, primarily due to a decrease in the billing segment [10]. - Operating income for Q2 2025 was $0.3 million (6% of total revenues), compared to $1.1 million (20% of total revenues) in Q2 2024 [10]. - Net income for Q2 2025 was $0.5 million ($0.02 per share), down from $1.1 million ($0.06 per share) in Q2 2024 [10]. - Cash flow from operating activities in Q2 2025 was $0.9 million, compared to $2.0 million in Q2 2024 [10]. Six Months Financial Highlights - Total revenues for the first six months of 2025 were $9.7 million, down from $11.0 million in the same period of 2024 [10]. - Operating income for the first six months of 2025 was $0.6 million (7% of total revenues), compared to $2.3 million (21% of total revenues) in the first six months of 2024 [10]. - Net income for the first six months of 2025 was $1.0 million ($0.05 per share), down from $2.5 million ($0.12 per share) in the first six months of 2024 [10]. - Cash flow from operating activities in the first six months of 2025 was $1.6 million, compared to $2.9 million in the first six months of 2024 [10]. Revenue Distribution - In Q2 2025, revenues from customer care and billing software were $2.2 million (47% of total revenues), enterprise messaging and payment solutions were $1.8 million (38%), and enterprise call accounting software was $0.7 million (15%) [8]. - For the first six months of 2025, revenues from customer care and billing software were $4.7 million (49% of total revenues), enterprise messaging and payment solutions were $3.5 million (36%), and enterprise call accounting software was $1.5 million (15%) [11]. - Revenue distribution for Q2 2025 showed Europe at 60% (with Germany's messaging segment at 38%), the Americas at 30%, and the rest of the world at 10% [7]. Cash Position - As of June 30, 2025, the company's cash position was $11.4 million, down from $14.6 million as of June 30, 2024 [6]. - A cash dividend of $0.22 per share was declared on March 4, 2025, totaling approximately $4.5 million distributed in April 2025 [6].