Company Overview - Ethos Technologies Inc. raised approximately $200 million in its initial public offering (IPO), marking its entry into the public market [1] - The company priced its shares at $19 each, which is the midpoint of the marketed range of $18 to $20 [2] - Ethos has a market value of about $1.2 billion based on the outstanding shares listed in its filings [2] Business Model - Ethos is a San Francisco-based platform that allows users to find and sign up for life insurance policies without a medical exam, completing the process in just 10 minutes [3] - The company was last valued at $2.7 billion during a funding round led by SoftBank Vision Fund 2 in July 2021 [3] Financial Performance - For the nine months ending September 30, Ethos reported a net income of $46.6 million on revenue of $277.5 million, compared to a net income of $39.3 million on revenue of $188.4 million for the same period the previous year [4] Market Context - Ethos is part of a trend where several US-based insurance-sector companies have gone public recently, including Neptune Insurance Holdings Inc., Slide Insurance Holdings Inc., and Aspen Insurance Holdings Ltd. [4] - The IPO is being led by Goldman Sachs Group Inc. and JPMorgan Chase & Co., with shares expected to trade on the Nasdaq Global Select Market under the symbol LIFE [5]

Company Overview - Ethos Technologies Inc. is an insurance platform based in San Francisco, aiming to raise approximately $211 million in an initial public offering (IPO) [1] - The company allows users to find and sign up for life insurance policies without a medical exam in just 10 minutes [3] IPO Details - Ethos plans to market 10.5 million shares priced between $18 to $20 each, with the IPO expected to price on January 28 [1][2] - At the top of the pricing range, Ethos would achieve a market value of $1.3 billion based on outstanding shares [2] Financial Performance - For the nine months ending September 30, Ethos reported a net income of $46.6 million on revenue of $277.5 million, compared to a net income of $39.3 million on revenue of $188.4 million in the same period the previous year [4] Shareholder Structure - Sequoia Capital holds 36% of the voting power, followed by Accel with 21%, and co-founders Peter Colis and Lingke Wang with 20% and 19% respectively [4] - Google Ventures controls 22% of the class A shares, while SoftBank holds 12% [4] Market Context - Ethos is following several US-based insurance-sector companies that have gone public recently, including Neptune Insurance Holdings Inc., Slide Insurance Holdings Inc., and Aspen Insurance Holdings Ltd. [5] - The IPO is being led by Goldman Sachs Group Inc. and JPMorgan Chase & Co., with plans for shares to trade on the Nasdaq Global Select Market under the symbol LIFE [5]

Table of Contents As filed with the Securities and Exchange Commission on September 15, 2023. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Abacus Life, Inc. (Exact Name of Registrant as Specified in Its Charter) (State or Other Jurisdiction of Incorporation or Organization) Delaware 6282 85-1210472 (Primary Standard Industrial Classification Code Number) 2101 Park Center Drive, Suite 170 Orlando ...