Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1] Company Overview: Bread Financial Holdings (BFH) - BFH currently holds a Momentum Style Score of A, indicating strong momentum characteristics [2] - The company has a Zacks Rank of 2 (Buy), suggesting it is positioned for potential outperformance in the market [3] Performance Metrics - Over the past week, BFH shares increased by 3.3%, while the Zacks Financial - Miscellaneous Services industry remained flat [5] - In a longer timeframe, BFH's monthly price change is 20.44%, significantly outperforming the industry's 0.96% [5] - Over the past quarter, BFH shares rose by 17.54%, and over the last year, they gained 14.28%, compared to the S&P 500's increases of 4% and 14.09%, respectively [6] Trading Volume - BFH's average 20-day trading volume is 749,360 shares, which serves as a bullish indicator when combined with rising stock prices [7] Earnings Outlook - In the last two months, three earnings estimates for BFH have been revised upwards, with no downward revisions, boosting the consensus estimate from $8.33 to $10.18 [9] - For the next fiscal year, six estimates have also moved higher, indicating positive sentiment around BFH's earnings potential [9] Conclusion - Given the strong performance metrics and positive earnings outlook, BFH is identified as a promising momentum pick with a Momentum Score of A and a Zacks Rank of 2 (Buy) [11]

Core Insights - Bread Financial Holdings (BFH) has a strong history of exceeding earnings estimates and is well-positioned for continued success in upcoming reports [1][6] Earnings Performance - The company has consistently beaten earnings estimates, with an average surprise of 52.96% over the last two quarters [2] - For the last reported quarter, Bread Financial achieved earnings of $3.14 per share, surpassing the Zacks Consensus Estimate of $1.85 per share by 69.73% [3] - In the previous quarter, the company reported earnings of $2.86 per share against an expected $2.1 per share, resulting in a surprise of 36.19% [3] Earnings Estimates and Predictions - Recent estimates for Bread Financial have been increasing, indicating positive sentiment among analysts [6] - The Zacks Earnings ESP for the company is currently +0.71%, suggesting bullish expectations for future earnings [9] - The combination of a positive Earnings ESP and a Zacks Rank of 3 (Hold) indicates a high likelihood of another earnings beat [9] Statistical Insights - Research indicates that stocks with a positive Earnings ESP and a Zacks Rank of 3 or better have a nearly 70% chance of producing a positive surprise [7] - The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate, reflecting the latest analyst revisions [8]

Core Viewpoint - Bread Financial Holdings (BFH) is highlighted as a strong candidate for investors due to its consistent performance in beating earnings estimates and its positive outlook for future earnings reports [1]. Earnings Performance - The company has a solid track record of exceeding earnings estimates, with an average surprise of 30.22% over the last two quarters [2]. - For the last reported quarter, Bread Financial achieved earnings of $2.86 per share, surpassing the Zacks Consensus Estimate of $2.1 per share by 36.19% [3]. - In the previous quarter, the company was expected to earn $0.33 per share but delivered $0.41 per share, resulting in a surprise of 24.24% [3]. Earnings Estimates and Predictions - Recent estimates for Bread Financial have been trending upward, indicating a positive outlook for the company's earnings [5]. - The Zacks Earnings ESP (Expected Surprise Prediction) for Bread Financial is currently positive, suggesting a strong likelihood of an earnings beat [5][8]. - The company has an Earnings ESP of +1.98%, reflecting increased analyst optimism regarding its earnings prospects [8]. Statistical Insights - Research indicates that stocks with a positive Earnings ESP and a Zacks Rank of 3 (Hold) or better have a nearly 70% chance of producing a positive surprise [6]. - The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate, with the Most Accurate Estimate being more reflective of recent analyst revisions [7]. Upcoming Earnings Report - The next earnings report for Bread Financial is anticipated to be released on July 24, 2025 [8].