Core Insights - Marqeta Inc. (NASDAQ:MQ) has demonstrated a strong revenue growth of 20.11% over the past 12 months, but analysts have downgraded the stock rating to Neutral from Outperform and reduced the price target to $4.50 from $8 [1] - The company is projected to experience a 22% growth for fiscal year 2025, although it faces challenges such as the transition of Cash App Card's new issuance to Bancorp, which may impact its competitive position [1] - Wolfe Research has also downgraded Marqeta's rating to Peerperform from Outperform, citing similar headwinds and noting a 60% volume growth in the company's lending and buy-now-pay-later services in Q3 2025 [2] Company Overview - Marqeta Inc. specializes in the digital payment technology sector, offering a modern card issuing platform that provides infrastructure and tools for configurable payment cards, card issuer processing, and card program management services [3]