Core Insights - FS Bancorp, Inc. has appointed Omeed Salashoor as Senior Vice President and Director of Home Lending, bringing over 35 years of experience in mortgage banking [1][3]. Group 1: Appointment Details - Omeed Salashoor has a strong background in leading high-performing lending organizations across various markets, most recently serving as Producing Branch Sales Manager for CMG Home Loans in Bellevue, Washington [3]. - Donn Costa, Chief Home Lending Officer, expressed that Salashoor's community and customer focus makes him an ideal fit for 1st Security Bank [4]. Group 2: Personal Background and Values - Salashoor began his mortgage banking career by founding a company in Kirkland, Washington, and has a passion for helping individuals and families achieve homeownership and financial security [5]. - He values the commitment to community banking and responsible home lending that 1st Security Bank embodies, aligning with his professional ethos [5]. Group 3: Company Overview - 1st Security Bank of Washington operates twenty-seven branches across Washington and Oregon, providing loan and deposit services, including mortgage services at each branch [6].

Core Insights - Pinnacle Financial Partners will merge with Synovus Financial Corp. in January 2026, with the combined firm set to release its fourth quarter 2025 financial results on January 21, 2026, after market close [1] - A live webcast to discuss the financial results and business outlook will take place on January 22, 2026, at 8:30 a.m. ET [1] Pinnacle Financial Partners - Pinnacle Financial Partners offers a comprehensive range of banking, investment, trust, mortgage, and insurance services, primarily targeting businesses and individuals seeking a robust financial relationship [3] - As of September 30, 2025, Pinnacle has approximately $56.0 billion in assets and is the second-largest bank holding company headquartered in Tennessee [4] - The firm is recognized as the No. 1 bank in the Nashville-Murfreesboro-Franklin MSA based on 2025 FDIC deposit data and has been listed as one of America's Best Banks to Work For for 12 consecutive years [3][4] Synovus Financial Corp. - Synovus Financial Corp. is based in Columbus, Georgia, with around $60 billion in assets, providing a wide array of financial services including commercial and consumer banking, wealth services, and capital markets [5] - As of September 30, 2025, Synovus operates 244 branches across five states: Georgia, Alabama, Florida, South Carolina, and Tennessee [5]

Core Points - Seacoast Banking Corporation of Florida announced a quarterly cash dividend of $0.19 per common share, representing an approximate 5.6% increase from the previous quarter, payable on December 31, 2025 [1] - The company also declared a quarterly cash dividend of $0.19 per 1/1000 preferred share for its Series A Non-Voting Preferred Stock, also payable on December 31, 2025 [2] - Seacoast Banking Corporation has $15.9 billion in assets and $12.5 billion in deposits as of June 30, 2025, and operates 103 full-service branches across Florida [3] Company Overview - Seacoast Banking Corporation of Florida is one of the largest community banks in Florida, providing integrated financial services including commercial and consumer banking, wealth management, and mortgage services [3] - The company recently completed the acquisition of Villages Bancorporation, Inc., effective October 1, 2025, with the merger of Citizens First Bank into Seacoast National Bank [6][7]

Core Insights - KeyCorp reported earnings per share (EPS) of $0.41, exceeding the estimated $0.38, and showing a significant improvement from $0.30 in the same quarter last year [2][6] - The company's revenue for the quarter was approximately $1.9 billion, reflecting a 17% year-over-year increase, despite being slightly below the estimated $1.93 billion [3][6] - Net income for the third quarter of 2025 was $454 million, driven by increased net interest income and strategic financial management [4][6] Financial Performance - KeyCorp's EPS of $0.41 represents a 7.89% earnings surprise, continuing a trend of outperforming consensus EPS estimates over the past four quarters [2] - The net interest income rose by 4% quarter-over-quarter, with the net interest margin increasing by 9 basis points to 2.75% [4] - The price-to-earnings (P/E) ratio is approximately 105.35, indicating high investor confidence, while the debt-to-equity ratio is about 0.76, showing moderate debt usage [5] Market Position - KeyCorp operates within the Zacks Banks - Major Regional sector, providing a wide range of financial services including personal and commercial banking, investment management, and mortgage services [1] - The company has consistently surpassed consensus revenue estimates in each of the last four quarters, demonstrating its ability to generate consistent growth [3]

Financial Performance & Growth - Synovus' diluted Earnings Per Share (EPS) increased from $189 in 2016 to $399 in Q1 2019, representing a 26% Compound Annual Growth Rate (CAGR)[39] - Adjusted Return on Average Tangible Common Equity (ROATCE) increased by 860 basis points from 852% in 2016 to 1752% in Q1 2019[39] - Synovus is targeting a sustained 10+% CAGR in EPS growth, with a Return on Assets (ROA) of approximately 145%, an adjusted tangible efficiency ratio of approximately 50%, and a Return on Tangible Common Equity (ROTCE) of approximately 170%[47, 48] - The company reported adjusted diluted EPS of $098 in Q1 2019, a 151% increase year-over-year[50] Merger & Acquisition - The merger with Florida Community Bank (FCB) significantly strengthens Synovus' Florida footprint, making it >1/3 of the pro forma franchise[34] - Synovus expects to surpass $30 million in FCB-related cost savings in 2019 and complete the full conversion in Q2 2019[63] - The FCB merger is projected to result in a ~17% Internal Rate of Return (IRR) and a ~17% ROATCE[124] Balance Sheet & Credit Quality - As of Q1 2019, Synovus had total assets of $47 billion and loans of $36 billion[22] - The company's loan growth in Q1 2019, including FCB, annualized to 46%, compared to a standalone Synovus loan growth of 16% in Q1 2018[128] - The Net Charge-Off (NCO) ratio was 019% in Q1 2019[55] 2019 Outlook - Synovus anticipates loan growth of 55% to 75% and revenue growth of 55% to 75% for 2019[60] - The company projects adjusted non-interest expense growth of 2% to 4% in 2019, excluding amortization of intangibles of approximately $14 million[60]