มใน August 26, 2025 Cautionary Note Regarding Forward-Looking Statements, Disclaimers and Financial Measures This presentation acontains forvard-laoking atatements obout aCino's financial and operating results, which includes statements regarding nCino's future performance. cutlo quidance, the assumptions underling those statements, the benefits from the use of n.Cino's solutions, our strategies, and general business conditions. Foward-looling statements cenerally include actions, events, results, strategie ...

Financial Performance - Q1 FY2026 - Total revenues reached $144.1 million, a 13% year-over-year increase[7] - Subscription revenues amounted to $125.61 million, reflecting a 14% year-over-year growth, with 9% being organic[7] - GAAP operating loss was ($1.5) million, an improvement of $2.1 million[7] - Non-GAAP operating income stood at $24.8 million, a 2% increase[7] Key Performance Indicators - Annual Contract Value (ACV) reached $516.4 million[10] - ACV year-over-year growth was 13%, with 8% being organic (9% organic in constant currency)[10] - ACV Net Retention Rate was 106%[10] - Subscription Revenues Net Retention Rate was 110%[10] Revenue Breakdown - Subscription revenues constituted 87% of total revenues in Q1 FY2026[13] - International subscription revenues accounted for 33% of total subscription revenues in Q1 FY26[19] Financial Outlook for FY2026 - Total revenues are projected to be between $578.5 and $582.5 million[35] - Subscription revenues are expected to range from $507.0 to $511.0 million[35] - Non-GAAP operating income is guided to be between $112.0 and $116.0 million[35] - Annual Contract Value (ACV) is projected to be between $564.0 and $567.0 million, including approximately $4.5 million from the acquisition of Sandbox Banking[35]