Core Viewpoint - The Charles Schwab Corporation (SCHW) has demonstrated strong performance in the financial services sector, outperforming the broader market and showing promising growth in earnings expectations for the upcoming fiscal year [2][6]. Company Overview - Charles Schwab Corporation is a savings and loan holding company based in Westlake, Texas, with a market capitalization of $184.7 billion. The company offers a range of services including wealth and asset management, securities brokerage, banking, trading, research, custody, and financial advisory services [1]. Stock Performance - Over the past year, SCHW shares have increased by 24.3%, significantly outperforming the S&P 500 Index, which rose by 14.3%. Year-to-date in 2026, SCHW stock is up 4%, compared to the S&P 500's 1.4% increase [2]. - SCHW's performance also surpasses the SPDR S&P Capital Markets ETF (KCE), which gained approximately 6.4% over the past year, with SCHW mirroring the ETF's 4% gains year-to-date [3]. Financial Results - In Q4, SCHW reported revenue of $6.3 billion, slightly below analyst expectations of $6.4 billion. However, the adjusted EPS of $1.39 met analyst estimates. For the current fiscal year ending in December, analysts project an 18.9% growth in EPS to $5.79 on a diluted basis [6]. Analyst Ratings - Among 22 analysts covering SCHW, the consensus rating is a "Moderate Buy," consisting of 13 "Strong Buy" ratings, three "Moderate Buys," five "Holds," and one "Moderate Sell" [7]. - The sentiment has improved compared to the previous month, with one analyst previously suggesting a "Strong Sell." William Katz from TD Cowen has reiterated a "Buy" rating with a price target of $138, indicating a potential upside of 32.8% from current levels. The mean price target is $121.26, representing a 16.7% premium, while the highest price target of $148 suggests an upside potential of 42.4% [8].

Core Insights - The Charles Schwab Corporation (SCHW) has demonstrated strong performance, with a market cap of $171.6 billion and a diverse range of financial services offered [1] Performance Overview - SCHW shares have outperformed the broader market, gaining 31.3% over the past year compared to the S&P 500 Index's 19.6% increase [2] - Year-to-date, SCHW stock is up 25.9%, surpassing the S&P 500's 16.5% rise [2] - Compared to the SPDR S&P Capital Markets ETF (KCE), which gained 10.9% over the past year, SCHW's performance remains significantly stronger [3] Q3 Financial Results - In Q3, SCHW reported net revenues of $6.1 billion, reflecting a year-over-year increase of 26.6% [5] - The adjusted EPS for the quarter rose 70.1% to $1.31 [5] - For the current fiscal year, analysts project a 47.1% growth in EPS to $4.78 on a diluted basis [5] Client Activity and Growth Initiatives - The company added 1.1 million new brokerage accounts and $138 billion in net new assets, indicating robust client engagement [4] - Plans to introduce direct crypto trading in 2026 and expand the RIA support ecosystem position SCHW for future growth [4] Analyst Ratings - Among 23 analysts covering SCHW, the consensus rating is a "Moderate Buy," with 13 "Strong Buy" ratings [6] - Recent updates show a more bullish sentiment, with 12 analysts suggesting a "Strong Buy" [7] - JPMorgan Chase & Co. has maintained an "Overweight" rating on SCHW and raised the price target to $121, indicating a potential upside of 29.9% [7]