Core Viewpoint - Huntington Bancshares Incorporated is set to release its second quarter 2025 financial results on July 18, 2025, prior to market opening, with a conference call scheduled for 9 a.m. ET to discuss the results [1][2]. Company Overview - Huntington Bancshares Incorporated is a regional bank holding company with $210 billion in assets, headquartered in Columbus, Ohio, and operates 968 branches across 13 states [4]. - The company provides a wide range of financial services including banking, payments, wealth management, and risk management to various clients including consumers, small and middle-market businesses, and municipalities [4].

Core Insights - Truxton has announced the promotion of Buck Patton to Senior Vice President, Wealth Advisor, and Brandt Warner to Vice President, Wealth Advisor [1] Group 1: Promotions and Roles - Buck Patton has been with Truxton since 2018, serving in various roles including Portfolio Analyst and Financial Advisor, and has significantly impacted the firm and its clients [2] - Brandt Warner joined Truxton in 2024 as an Assistant Vice President, Wealth Advisor, and has quickly become a key contributor known for his strategic thinking and technical expertise [3][4] Group 2: Contributions and Impact - Buck Patton has refined processes and led complex client initiatives, earning certifications as a CERTIFIED FINANCIAL PLANNER™ and Certified Private Wealth Advisor [2] - Brandt Warner has improved core processes and has a client-first mindset, enhancing internal operations and building trust among clients [3][4] Group 3: Company Overview - Truxton is a premier provider of wealth, banking, and family office services, founded in 2004 in Nashville, Tennessee, and focuses on customized solutions for complex financial needs [4]

Core Viewpoint - Bank of America is set to report its second quarter 2025 financial results on July 16, 2025, with a subsequent investor conference call scheduled for the same day [1]. Group 1: Financial Reporting - The financial results will be released at approximately 6:45 a.m. ET on July 16 [1]. - An investor conference call will follow at 8 a.m. ET, providing an opportunity for investors to engage with the company's financial updates [1]. Group 2: Access to Information - The news release, supplemental filing, and investor presentation will be available on Bank of America's Investor Relations website [2]. - A Form 8-K containing the financial results will also be accessible on the U.S. Securities and Exchange Commission's website [2]. Group 3: Conference Call Details - Investors can join the conference call by dialing 1.877.200.4456 (U.S.) or 1.785.424.1732 (international), with a conference ID of 79795 [3]. - It is recommended that investors dial in 10 minutes prior to the start of the call to ensure connection [3]. Group 4: Replay Information - Replays of the conference call will be available from noon on July 16 through 11:59 p.m. ET on July 25 [4]. - Investors can access the replay by visiting the Investor Relations website or by calling designated numbers for U.S. and international access [4]. Group 5: Company Overview - Bank of America is a leading financial institution, serving approximately 69 million consumer and small business clients through around 3,700 retail financial centers and approximately 15,000 ATMs [5]. - The company boasts approximately 59 million verified digital users and is a global leader in wealth management, corporate and investment banking [5]. - Bank of America operates in the U.S. and more than 35 countries, providing a full range of banking, investing, asset management, and risk management products and services [5].

Core Insights - Bank of America has contributed over $3.5 million in fire relief efforts to support clients, employees, and communities affected by the January wildfires in Los Angeles [1][2]. Group 1: Financial Contributions and Support - The latest round of grants includes more than $1 million directed to local nonprofits for various recovery resources, including assistance for small businesses and families [1]. - Bank of America has focused on small business relief, allocating $400,000 to support small businesses through local Community Development Financial Institutions (CDFIs) [4]. - The bank has also provided direct grants to impacted small businesses and support to chambers of commerce and other business support entities [4]. Group 2: Recovery Efforts and Community Engagement - Bank of America has opened a temporary mobile financial center in response to the destruction of two of its financial centers due to the fires and is committed to rebuilding permanent centers [5]. - The company has successfully reunited over 2,000 clients with their safe deposit box possessions from the destroyed locations [5]. - Bank of America is collaborating with government officials to address insurance challenges and rebuilding needs for impacted homeowners and communities [6]. Group 3: Leadership and Strategic Focus - The recovery efforts are led by Bank of America Business Banking president Raul A. Anaya, who has been appointed to focus on these initiatives full-time [2][3]. - The bank aims to leverage its expertise and connections to assist in the rebuilding process for the Los Angeles community [3].

Group 1 - Cadence Bank will release its second quarter 2025 earnings on July 23, 2025, after market close [1] - An earnings webcast will be held on July 24, 2025, at 10 a.m. CT, featuring a conference call with analysts [2] - The conference call will be interactive and available for live listening and archived access [2] Group 2 - Cadence Bank is a $55 billion regional financial services company with over 380 locations in the South and Texas [3] - The bank offers a range of services including banking, investment, trust, and mortgage products [3] - Cadence Bank has received accolades such as being recognized as one of the nation's best employers and as one of America's Best Banks in 2025 [3]

Core Viewpoint - Bank of America announced plans to increase its quarterly common stock dividend to $0.28 per share starting in Q3 2025, following positive results from the Federal Reserve's 2025 Comprehensive Capital Analysis and Review (CCAR) [1][4]. Group 1: Capital Analysis and Stress Test Results - The 2025 stress test results showed an improvement in Bank of America's modeled capital depletion by 100 basis points (bps) to 170 bps, indicating stronger capital resilience [2]. - As a result of the stress test, Bank of America's preliminary stress capital buffer (SCB) would improve by 70 bps to 2.5%, with a CET1 minimum requirement of 10.0%, effective October 1, 2025 [2]. - If proposed modifications to the SCB calculation are adopted, the SCB would increase to 2.7%, raising the CET1 minimum ratio to 10.2%, effective January 1, 2026 [3]. Group 2: Financial Position - As of March 31, 2025, Bank of America reported $201 billion in regulatory CET1 capital and a CET1 ratio of 11.8%, which exceeds the current minimum requirement [3]. Group 3: Company Overview - Bank of America is a leading financial institution, serving approximately 69 million consumer and small business clients through around 3,700 retail financial centers and approximately 15,000 ATMs [7]. - The company is recognized for its digital banking services, with approximately 59 million verified digital users, and provides a full range of banking, investing, asset management, and risk management products [7]. - Bank of America operates globally, serving clients in the U.S., its territories, and over 35 countries, and is listed on the New York Stock Exchange (NYSE: BAC) [7].

Core Viewpoint - Cadence Bank has successfully completed the acquisition of Industry Bancshares, enhancing its presence in Texas and expanding its service offerings across more than 380 branches and over 400 ATM locations [1][2][5]. Group 1: Acquisition Details - The acquisition of Industry Bancshares, which includes several banks, was finalized on July 1, 2025, after receiving necessary regulatory and shareholder approvals [1][2]. - Industry Bancshares reported total assets of $4.4 billion, total loans of $1.1 billion, and total deposits of $4.5 billion as of March 31, 2025 [5]. Group 2: Strategic Benefits - The merger is expected to create growth opportunities for customers and communities, leveraging Cadence Bank's strong balance sheet and diverse product offerings [2][4]. - The combination of both companies aims to provide stability and consistency in banking operations and enhance liquidity for lending in the acquired markets [2][4]. Group 3: Customer Experience - Customers of Industry Bancshares will not see immediate changes in their banking experience and can continue using existing services until further integration updates are provided in the fall of 2025 [3][4]. - Customer deposit accounts will remain insured by the FDIC, with specific insurance provisions for time deposits from the acquired banks [4]. Group 4: Company Overview - Cadence Bank is a regional financial services company with over $52 billion in assets, offering a wide range of banking, investment, trust, and mortgage products [6]. - The company has been recognized as one of the nation's best employers and as one of America's Best Banks in 2025 [6].

Group 1 - CVB Financial Corp. announced a cash dividend of $0.20 per share for the second quarter of 2025, approved during the Board of Directors meeting on June 25, 2025 [1][2] - The dividend will be payable on or about July 24, 2025, to shareholders of record as of July 10, 2025 [1] - This marks the 143rd consecutive quarterly cash dividend paid to shareholders [2] Group 2 - CVB Financial Corp. is the holding company for Citizens Business Bank, one of the 10 largest bank holding companies in California, with total assets exceeding $15 billion [3] - Citizens Business Bank is recognized as one of the top-performing banks in the nation, offering a wide range of banking, lending, and investing services through more than 60 banking centers and three trust office locations in California [3] - Shares of CVB Financial Corp. are listed on NASDAQ under the ticker symbol "CVBF" [4]

Group 1 - The Charles Schwab Corporation is initiated at a Buy rating with a price target of $111, managing over $8 trillion in client assets through a comprehensive brokerage, banking, and wealth platform [1] - The company focuses on building a platform that emphasizes durable business models, mispriced cash flow potential, and intelligent capital allocation [1] - Moretus Research applies a structured framework to identify underappreciated companies undergoing structural changes or temporary dislocations, aiming for asymmetric returns through disciplined analysis [1] Group 2 - The research methodology combines rigorous fundamental analysis with a high-signal, judgment-driven process, avoiding noise and overly complex forecasting [1] - Valuation is based on sector-relevant multiples tailored to each company's business model and capital structure, emphasizing comparability and relevance [1] - Moretus Research aims to elevate the standard for independent investment research by providing actionable insights and a strong filter for essential factors in equity analysis [1]

Economic Impact - The 2024 Bank of America Chicago Marathon contributed a record-breaking $683 million to the Chicago Metropolitan Area economy, marking a 22% increase in total economic impact over 2023 [1][2] - The tourism industry experienced over $177 million in economic activity directly resulting from the race [2] Participation and Job Creation - Nearly 53,000 participants took part in the race, with out-of-state participation more than doubling, showing a 130% increase in participants and visitors from outside Illinois and the Midwest since 2023 [2] - The marathon supported 4,589 full-time jobs in 2024, a 24% increase over the previous year, generating $229 million in wages and salary income [3] Community and Charitable Contributions - Runners raised a record-breaking $36 million for worldwide charities, highlighting the event's community engagement [4] - The marathon serves as a vital event for bolstering tourism and showcasing Chicago, with significant economic benefits felt across the country [4] Future Events - The 47th Bank of America Chicago Marathon is scheduled for October 12, 2025, and will welcome thousands of participants from over 100 countries [6]