Financial Performance Highlights - KB Financial Group's 1H25 net profit reached ₩3.436 trillion, a 23.8% year-over-year increase[12, 17] - The Group's ROE for 1H25 was 13.03%, a 2.23%p increase year-over-year[8, 14] - Non-bank subsidiaries contributed 39% to the Group's net profit[16, 17] Shareholder Returns - The company plans a total shareholder return of ₩1.15 trillion, including a ₩850 billion share buyback and cancellation[8] - A proactive return of ₩300 billion was implemented in 2Q25[8, 11] - The CET-1 ratio as of June 2025 reached 13.74%[8, 11] Financial Analysis - Group net interest income slightly decreased by 0.4% year-over-year to ₩6.3687 trillion[24] - Group net non-interest income increased by 10.9% year-over-year to ₩2.7233 trillion[29] - Group G&A expenses increased by 4.1% year-over-year to ₩3.3553 trillion[35] Asset Quality - The Group's NPL ratio was 0.72%, with an NPL coverage ratio of 138.5%[48] - Provision for credit losses totaled ₩1.3107 trillion in 1H25, a 33.6% increase year-over-year[41] Subsidiary Performance - KB Kookmin Bank reported a net profit of ₩2.1876 trillion and an ROE of 11.63%[84] - KB Securities recorded a net profit of ₩338.9 billion and an ROE of 10.10%[87] - KB Insurance's net profit was ₩558.1 billion with an ROE of 20.51%[90]

Developer of high purity silica sand – a critical mineral in global demand. For personal use only Neil McIntyre, CEO, Diatreme Resources Noosa Mining Investor Conference 24 July 2025 w Important Information Resource Estimates and Production Targets The Resource Estimates and Production Targets reported by Diatreme Resource Limited's (DRX or the Company) on 23 June 2025 continue to apply and have not materially changed. The Company confirms that it is not aware of any new information or data that materially ...

Strategy and Outlook - Sabadell aims for a Return on Tangible Equity (RoTE) of 16% by 2027[8, 97] - The bank anticipates a mid-single-digit Compound Annual Growth Rate (CAGR) for fees and commissions between 2024 and 2027[41, 51, 106, 147] - Sabadell projects a cost of risk (CoR) of approximately 40bps in 2027[41, 97, 117, 118, 119, 147] - The institution expects mid-single-digit growth in its loan book between 2024 and 2027[41, 94] Financial Performance and Capital Allocation - Sabadell plans to distribute a total of €6.3 billion to shareholders between 2025 and 2027 through dividends and share buybacks[83, 133, 138, 148, 152] - The bank's Common Equity Tier 1 (CET1) ratio target is 13% fully loaded[82, 83, 134, 147] - The company expects cash dividend per share in 2025, 2026 and 2027 to be higher than 2024[83, 139] Growth and Transformation Initiatives - The institution anticipates credit market share in Spain to grow 25-30bps from the current 80%[45] - Sabadell has observed a 46% to 59% of new lending with PD<1% in Dec'24[26] - The bank's digital customer acquisition is expected to increase by over 15% cumulatively between 2025 and 2027[54]

The Presentation Materials also do not constitute or form part of any invitation, offer for sale or subscription or any solicitation for any offer to buy or subscribe for any securities, nor shall they or any part of them form the basis of or be relied upon in connection therewith or act as any inducement to enter into any contract or commitment with respect to securities. In particular, these Presentation Materials do not constitute an offer to sell or a solicitation to buy securities in the United States ...

Company Overview - Metro Mining is a low-cost, high-grade Australian bauxite producer with double-digit mine life and extensive lease holdings, totaling 114.4 Mt of reserves and resources as of December 31, 2024[15, 17] - The company has successfully expanded to a 7 million wet metric tonnes (WMT) per annum capacity, driving margin growth[25] - Metro Mining aims to be the lowest global delivered cost supplier to China[35] Financial Performance & Production - Metro Mining achieved record production of 5.7 million WMT in 2024[27] - Site margins increased to $18 per WMT by Q4 2024, and the company repaid $39 million in junior debt[27] - Q2 2025 site EBITDA was $54 million, with a margin of $32 per WMT[27] - The company is on track for 6.5 to 7.0 million WMT for CY2025[27] Market Dynamics - China's bauxite imports in the first half of 2025 increased by 33% year-over-year[28] - Metro Mining's volume is under contract, with 80% negotiated quarterly, resulting in record pricing for Q2 2025, up 41% from Q4 2024[28] - Approximately 27% of Guinea's productive bauxite capacity has been affected by government license cancellations[34] Future Strategy - The company is prioritizing securing and investing to maximize value at Skardon River with organic growth[38] - Metro Mining is targeting Opex of less than US$30 per dry metric tonne (DMT) CIF China, 8 Mt/a production, increased mine life, zero net debt, and dividend payments, aiming for Q1 cash positive in 2026[39] - Exploration is planned for Q3 and Q4 2025 across multiple exploration permit for minerals (EPMs)[43]

Financial Performance - H1 2025 sales reached €447 million, a 5.8% increase at current exchange rates and 6.1% at constant exchange rates[16] - Q2 2025 sales were €211 million, showing a 0.7% increase at current exchange rates and 3.3% at constant exchange rates[11] - Coach fragrance sales increased by 24% to €106.3 million in H1 2025[35] - Lacoste fragrance sales increased significantly by 42% to €52.2 million in H1 2025[61] - Montblanc fragrance sales decreased by 10% to €92.3 million in H1 2025[48] Regional Performance - North America experienced a 15% increase in sales during H1 2025[97] - Asia saw an 11% decrease in sales during H1 2025[108] - Western Europe experienced an 11% increase in sales during H1 2025[119] Strategic Initiatives - The company acquired intellectual property rights to Off-White® and Annick Goutal brands[19] - A fragrance license agreement was signed with Maison Longchamp through December 31, 2036, with the first women's line launching in 2027[19, 22] - The Coach license agreement was extended through 2031[19] Tariff Impact - The United States announced tariffs, initially at 20% and later reduced to 10%, with a proposed increase to 30% as of August 1, 2025[8] - Consumer prices are expected to increase by 6% to 7% as of August 1, 2025, with a limited impact on the group's profitability[10] Outlook - The company adjusted its 2025 sales guidance to around €910 million due to a slower start to H2 2025 and less favorable euro-dollar exchange rate[157, 159]

Financial Performance - Revenues decreased by 8% QoQ to KRW 5,587 billion[4, 13] and 17% YoY[4] - Operating income turned to a deficit of KRW -116 billion[4, 13] - EBITDA decreased by 14% QoQ to KRW 1,054 billion[4, 13] and 18% YoY[4] - Net income turned to profit of KRW 891 billion[4, 13] Shipment and Pricing - Area shipment decreased by 26% QoQ to 4.0 Mm2[7] - ASP per m2 increased by 32% QoQ to USD 1,056[7] Financial Position - Cash and cash equivalents increased to KRW 1,666 billion[10, 15] - Liabilities to Equity Ratio decreased to 268%[10] - Net Debt to Equity Ratio decreased to 155%[10, 15] Cash Flow - Cash flow from operating activities was negative KRW -480 billion[10, 17] - Net change in cash increased by KRW 684 billion[10, 17]

Financial Performance & Targets - Deutsche Bank's H1 2025 revenues grew by 6%, positioning the bank to achieve its full-year revenue target of approximately €32 billion[2] - The bank's H1 2025 adjusted costs were flat year-over-year, aligning with guidance, while noninterest expenses decreased by 15%[2] - Deutsche Bank reported a RoTE of 11.0% and a CET1 ratio of 14.2% in H1 2025[3] - The bank is on track to achieve its RoTE target of over 10% for FY 2025 and maintains a revenue CAGR target of 5.5-6.5% from 2021-2025[19] - Deutsche Bank aims for a cost/income ratio of less than 65% in FY 2025[19] Divisional Performance (Q2 2025) - The Corporate Bank's revenues were €1.896 billion, a decrease of 1% compared to Q2 2024[52] - The Investment Bank's revenues increased by 3% year-over-year to €2.687 billion, driven by strong performance in Fixed Income & Currencies (FIC)[55] - The Private Bank's revenues were up 2% year-over-year, reaching €2.371 billion, with profit before tax increasing by 56%[60] - Asset Management saw a 9% increase in revenues to €725 million, with profit before tax up by 41%[64] Capital & Risk Management - The bank's CET1 ratio increased by 42 bps compared to Q1 2025, reaching 14.2%, supported by earnings and capital efficiency measures[44] - Provision for credit losses in Q2 2025 was €0.4 billion, a decrease of 11% compared to Q2 2024[25] - Deutsche Bank's sustainable finance volumes increased by 30% year-over-year, reaching €417 billion cumulatively since 2020[25]

Financial Performance & Guidance - Aurelia Metals achieved FY25 production guidance for gold at 45400 ounces, copper at 2700 tonnes, zinc at 16800 tonnes, and lead at 15700 tonnes[10, 14] - The company holds A$110.1 million in cash on hand with over A$145 million of available liquidity as of June 30, 2025[10, 16] - FY26 production guidance is set at 35000-45000 ounces for gold, 3000-4000 tonnes for copper, 24000-32000 tonnes for zinc, and 14000-22000 tonnes for lead[10] Operational Highlights & Growth Projects - The company highlights its competitive advantage in the Cobar Region with established infrastructure, processing facilities, and operating mines[12, 13] - The Federation project is ramping up with planned mining increases from 106kt in FY25 to 580-600kt in FY28[22, 28] - The Great Cobar Project commenced on July 1, 2025, targeting a 500ktpa mining rate from FY30[34, 36] Strategic Outlook - Aurelia Metals is targeting approximately 40kt copper equivalent production in FY28, driven by Federation ramp-up and Great Cobar production[18, 19] - The company is focused on disciplined capital allocation to maintain a strong cash balance and deliver improved productivity from operations[19, 45] - Aurelia Metals is targeting Cobar Region mine cash flow of A$105-200 million in FY28[19]

For personal use only A FAST GROWINGWESTERN AUSTRALIAN GOLD PRODUCER ASX: BC8 BC8O bc8.com.au JULY 2025 DISCLAIMER, DISTRIBUTION, AND DISCLOSURE Disclaimer and not for US distribution This presentation includes forward-looking statements including, but not limited to, comments regarding the timing and content of upcoming work programs, geological interpretations, receipt of property titles, potential mineral recovery processes, and other related matters. Forward-looking statements address future events and ...