20 25 CHI MERIC THE RAPEUTICS For personal use only CHIMERIC PIONEERS IN CELL THERAPY CHM ASX: DISCLAIMER Certain statements contained in this presentation, including, without limitation, statements containing the words "believes," "plans," "expects," "anticipates," and words of similar import, constitute "forward-looking statements." Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of Chimeric (co ...

FY25 Performance & FY26 Guidance - Aeris Resources' FY25 copper production was 24.9kt, gold production was 55.2koz, and silver production was 185.2koz [20] - FY25 copper equivalent production reached 42.1kt [20, 24] - The company's FY25 cash from operations was $138 million, with cash and receivables at $49.5 million [24] - FY26 copper equivalent production is guided between 40kt and 49kt [30] - FY26 copper production is projected to be between 24kt and 29kt, gold production between 44koz and 56koz, and silver production between 240koz and 293koz [31] Financial & Operational Strategy - The company plans to repay debt by August 2026 through asset sales and potentially hedging strategies [27] - Mine operating costs for FY26 are estimated between $302 million and $369 million, with sustaining capital between $57 million and $70 million [30] - Growth capital for FY26 is projected between $65 million and $80 million, and exploration expenses between $18 million and $23 million [30] - Tritton is targeting a 37% increase in copper production in FY26, with production guided between 24kt and 29kt [33, 61, 65] - Cracow's FY26 gold production is guided between 36koz and 46koz, a 9% decrease compared to the previous year [36, 82] Exploration & Development - The company is increasing its exploration spending in FY26, with a focus on resource extensions and greenfield exploration at Tritton and Cracow [39, 94] - Approximately 80,000 meters of underground diamond drilling is planned at Tritton in FY26 [39] - A $3.1 million exploration program is planned for Jaguar in FY26, targeting 8 high-priority base metals drill targets [50]

NDAMENTALS INVESTOR EXPERIENCE MELBOURNE Wednesday 23 July 2025 for personal use only For personal use only For personal use only For personal use only NDAMENTALS INVESTOR EXPERIENCE MELBOURNE Wednesday 23 July 2025 for personal use only Today's rotations 2 3 / personal use only Optiflow & NIV in Neonatal Optiflow on Anaesthesia the ED Care the Ward With Dr Gerben Keijzers With Dr Peter Davis With Associate Professor With Professor Reny Segal and Associate Professor Benjamin Kwan Pierre Bradley Fisher & Pay ...

Financial Performance - Net income for the second quarter of 2025 was $77.4 million, with diluted EPS of $1.10[5, 64] - Return on average assets (ROAA) was 1.15% and return on average equity (ROAE) was 9.84% for 2Q25[5] - Pre-Tax Pre-Provision (PTPP) income was $119 million, with a PTPP ratio of 2.03%[8] - Net interest income increased to $181.2 million, a 3% increase compared to the previous quarter[64] - Total noninterest income was $15.4 million, a 37% increase compared to the previous quarter[64] Balance Sheet - Total assets reached $23.724 billion, a $520 million increase from the previous quarter[11] - Gross loans, net of fees, amounted to $19.771 billion, a $430 million increase from the previous quarter[11] - Total deposits reached $20.006 billion, a $189 million increase from the previous quarter[11] - The net loans-to-deposit ratio was 98%[13] Loan Portfolio - Total loans amounted to $19.8 billion, with Commercial Real Estate (CRE) comprising 52% of the portfolio[9, 15] - Average loan growth quarter-over-quarter annualized was +1.6%[15] - The total CRE portfolio was $10.4 billion, with a weighted average LTV of 49%[15, 29]

Financial Performance - PennyMac Mortgage Investment Trust (PMT) reported a net loss attributable to common shareholders of $3 million, resulting in a diluted EPS of $(004)[5] - The company declared a dividend per common share of $040[5] - Return on average common equity was (1)%[5] - Book value per share was $1500[5] Investment Strategies & Results - Credit sensitive strategies generated a pretax loss of $5 million, but pretax income excluding market driven value changes was $24 million[5] - Interest rate sensitive strategies generated a pretax income of $14 million, but pretax income excluding market driven value changes was $31 billion[5] - Correspondent production generated a pretax income of $22 million[5] - New investments in MSR totaled $44 million, with a fair value of MSR investments at $37 billion[5] - Net new investments in senior bonds from PMT securitizations were $66 million[5] - Net new investments in credit sub-bonds from PMT securitizations were $87 million, with a fair value of organically-created CRT investments at $10 billion[5]

Financial Performance - Cloud revenue reached €5130 million, a 24% increase, or 28% at constant currency (cc)[6] - Cloud ERP Suite revenue was €4422 million, up 30%, or 34% at constant currency (cc)[6] - Current cloud backlog increased to €18052 million, a 22% increase, or 28% at constant currency (cc)[6] - Total revenue increased by 9% to €9027 million, or 12% at constant currency (cc)[24] - Cloud and software revenue increased by 11% to €7966 million, or 14% at constant currency (cc)[24] - Non-IFRS operating profit increased by 32% to €2568 million, or 35% at constant currency (cc)[24] - IFRS earnings per share increased by 91% to €145, while Non-IFRS earnings per share increased by 37% to €150[29] - Operating cash flow increased by 71% to €2577 million, and free cash flow increased by 83% to €2357 million[29] Regional Performance - APJ cloud revenue increased by 33%, or 37% at constant currency (cc)[26] - Americas cloud revenue increased by 16%, or 22% at constant currency (cc)[26] - EMEA cloud revenue increased by 29%, or 30% at constant currency (cc)[26] Outlook - The company expects cloud revenue of €216 - €219 billion at constant currency (cc), a 26%-28% increase[31] - The company expects cloud and software revenue of €331 - €336 billion at constant currency (cc), an 11%-13% increase[31] - The company expects Non-IFRS operating profit of €103 - €106 billion at constant currency (cc), a 26%-30% increase[31]

Financial Performance - The company reported net income available to common equity of $310 million, resulting in diluted quarterly earnings per share of $2.24[9] - Record quarterly revenue reached $703 million, driven by record net interest income (NII) of $617 million[13] - The company's Return on Average Assets (ROAA) was 1.62%, and the Return on Average Common Equity (ROACE) was 15.4% (16.7% Adjusted ROTCE)[13] Balance Sheet and Loan Portfolio - Total average loans increased by 2% quarter-over-quarter, with strong growth in C&I and residential mortgage sectors[12] - Total average deposits also grew by 2% quarter-over-quarter, supported by strong growth from commercial and consumer customers, and a reduction in average deposit cost[12] - Average loans reached $54.3 billion, with C&I loans at $17.4 billion and residential mortgages at $5 billion[18] - Average deposits totaled $63.7 billion, showing year-over-year growth of 9%[14] Asset Quality - Criticized loans decreased by 14 basis points quarter-over-quarter to 2.15%[9] - Nonaccrual loans decreased by 3 basis points quarter-over-quarter to 25 basis points, with nonperforming assets at 22 basis points[12] - Net charge-offs were $15 million, equivalent to 11 basis points annualized[12] - The company bolstered its Allowance for Loan Losses (ALLL) to 1.38%, reflecting changes in the economic outlook[12] Capital and Ratios - The company's Tangible Common Equity (TCE) ratio stood at 10%, and the Common Equity Tier 1 (CET1) ratio was 14.5%[13] - The company repurchased $2 million shares in 2Q25, with $241 million remaining available under the share repurchase authorization[51] Outlook - The company expects full-year 2025 loan growth in the range of 4% to 6% year-over-year and net interest income trending above 7%[53]

Acquisition of Discover Financial Services - Capital One closed the acquisition of Discover Financial Services on May 18, 2025, for $51.8 billion[7] - The acquisition resulted in a net loss of $4.3 billion, or $(8.58) per diluted common share[11] - Discover contributed $2.0 billion in total net revenue to Capital One's Q2 2025 earnings[7] - The initial allowance build for Discover non-PCD loans was $8.8 billion[7] Financial Performance - Pre-provision earnings increased 34% to $5.5 billion[11] - Net interest margin increased 69 bps to 7.62%[11] - Period-end loans held for investment increased 36%, or $115.7 billion, to $439.3 billion[12] - Period-end total deposits increased $100.6 billion to $468.1 billion[12] Capital and Liquidity - Common Equity Tier 1 (CET1) capital ratio was 14.0% as of June 30, 2025[12] - Total liquidity reserves were $143.9 billion as of June 30, 2025[29]

Financial Performance - Adjusted diluted EPS increased from $0.57 in 1Q25 to $0.63 in 2Q25[10] - Adjusted net income increased from $40 million in 1Q25 to $57 million in 2Q25[10] - Adjusted pre-provision net revenue (PPNR) increased from $55 million in 1Q25 to $81 million in 2Q25[10] - Net interest margin increased from 3.16% in 1Q25 to 3.49% in 2Q25[10] - Adjusted efficiency ratio improved from 58.7% in 1Q25 to 55.3% in 2Q25[10] Balance Sheet and Capital - Total assets reached $18.9 billion in 2Q25[8, 21] - Total capital ratio was 15.8% in 2Q25[8, 36] - Tier 1 capital ratio increased to 13.7% at 6/30/25 from 12.0% at 3/31/25[5] - Tangible common equity to tangible assets ratio was 9.27% at 6/30/25, up from 8.30% at 6/30/24[36] Loan Portfolio - Total loan portfolio was $13.8 billion[43] - Non-performing loans (NPLs) to total loans ratio was 0.40%[43] - Classified loans to capital ratio was 7.7%[43] Deposits - Total deposits reached $15.8 billion[18, 70] - Core deposits represented 92.5% of total deposits[36, 70] - Average deposits per branch were $203 million[20, 70] - Non-interest bearing deposits accounted for 22.7% of total deposits[36] Wealth Management and FirsTech - Wealth assets under care reached $14.1 billion[8, 21, 96] - FirsTech processed $11 billion in payments[21, 151]

2Q25 EARNINGS REPORT PennyMac Financial Services, Inc. July 2025 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management's beliefs, estimates, projections and assumptions with respect to, among other things, our financial results, future operations, business plans and investment strategies, as well as industry and market conditions, all of which are subject to change. Words lik ...