Build your emergency savings by treating it like a bill you have to pay every month. Automatically deposit a certain amount of money into a high yield savings account each pay period. Keep the funds in a bank or a credit union that's not tied to your checking account so you're less likely to dip into it for non-emergencies.For CNBC, I'm Sharon Eper. >> Sign up for the Money101 newsletter. Go to cnbc.com/money101. ...

Can you afford to buy a home. Consider your debt to income ratio with the 2836 rule. Housing expenses shouldn't be more than 28% of your gross income.Total debt, no more than 36%. That doesn't mean you can't get approved for a mortgage if your ratio is higher. Just proceed with caution.For CNBC, I'm Sharon Eper. >> Sign up for the Money101 newsletter. Go to cnbc.com/money101. ...

Trying to spend less and save more. First, plan your spending by making a list before you buy. Wait a day or two to find the best deals and decide if you really need or just want that item.After a few days, you may realize the item wasn't that essential. Instead of spending that money, put it into savings. For CNBC, I'm Sharon Eper.>> Sign up for the Money101 newsletter. Go to cnbc. com/money101. ...

lost your job and your employer sponsored health insurance. You can sign up for a COBRA plan to extend your benefits, but you'll often have to pay the full premium and an administrative fee. You might get a better deal if you enroll in a plan through the public health insurance marketplace.Get coverage now. For CNBC, I'm Sharon Eper. >> Sign up for the Money101 newsletter.Go to cnbc. com/money101. ...

It's essential to have a will to let your loved ones know your final wishes. You also want to make sure they know where to find important financial information. Make a list of your bank, retirement, and investment accounts and passwords to access them.Don't forget to include your social security number on this list, too. For CNBC, I'm Sharon Eper. >> Sign up for the Money101 newsletter.Go to cnbc. com/money101. ...

Here to discuss is Emily Partner, senior strategic adviser at Coin and Cosmo Jiang, portfolio manager at Panta Capital. Welcome to both of you. Uh Emily, I just wanted to start with this point that Yardeni Research has made.They say, and this makes sense with the strategy's peak, that it was the Genius Act that destroyed Bitcoin. My words, not theirs. Once it became the case that stable coins were enshrined as part of the financial system, the use case for Bitcoin, the intermediary case disappeared.Now that ...

Big tech is spending more than ever on AI. The big four, Alphabet, Microsoft, Meta, and Amazon, are expected to spend a combined $600 billion in capex this year alone. This changes the whole business model.Dear Drabosa has more in today's tech check. Hi, Dearra. >> Yeah, Cali, you're right.It changes everything and it really kind of means that big tech are becoming the new utilities that ultimately changes what you should pay for them. Every company that wants to use AI, whether that is a bank running fraud ...

White House press secretary Karoline Leavitt holds a press briefing with reporters on Thursday. For access to live and exclusive video from CNBC subscribe to CNBC PRO: https://cnb.cx/42d859g » Subscribe to CNBC TV: https://cnb.cx/SubscribeCNBCtelevision » Subscribe to CNBC: https://cnb.cx/SubscribeCNBC » Watch CNBC on the go with CNBC+: https://www.cnbc.com/WatchCNBCPlus Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business ne ...

You ran the search for Donald Trump's Fed chair nominee and Trump promised, quote, "Anyone that disagrees with me will never be Fed chairman." Kevin Walsh got the nod last Friday. And then over the weekend, Donald Trump joked that he would sue Mr. . Worsh if he failed to lower interest rates.At least I think it was a joke. But just in case, this should be an easy one. Mr.. Secretary, can you commit right here and now that Trump's Fed nominee, Kevin Walsh, will not be sued, will not be investigated by the De ...

President Trump will officially unveil TrumpRx on Thursday — a website for Americans consumers to purchase low cost prescription drugs. For access to live and exclusive video from CNBC subscribe to CNBC PRO: https://cnb.cx/42d859g » Subscribe to CNBC TV: https://cnb.cx/SubscribeCNBCtelevision » Subscribe to CNBC: https://cnb.cx/SubscribeCNBC Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business news worldwide. Connect with CNB ...