2025 is going to be the year that we look back on and say that was the year that everything changed around crypto. Today, one of the biggest mistakes that everyone is making is just getting blinded by short-term price action. They're not thinking about the long term. They're not looking into the future at all. And I think, like I said, this is one of the biggest mistakes that most people are making. Because if we think about 2025 so far, it's been a huge year for crypto. Institutional players, enterprise pl ...

Industry Shift & Technology - The financial space is shifting from paper-based to digital-based processes [1] - Swift lacks the technology to support this shift [1] - Ripple and XRP are key players in the new technology space [1] - ISO 20022 enables new technology adoption, including digital assets and blockchain [20] Swift's Position & Challenges - Swift, established in 1973, has over 11,500 institutional players across 200 countries [1] - The US has weaponized the Swift network, leading nations to seek alternatives [1] - Swift does not clear and settle payments; it's a messaging network [10] - Swift's dominance is being challenged, but it's not collapsing yet [1] Ripple's Strategy & Acquisitions - Ripple is creating an institutional infrastructure stack around blockchain and tokenized assets [4] - Ripple acquired Hidden Road, aiming to move $3 trillion per year over the XRP ledger [3] - Ripple acquired Rail, which powers 10%+ of all B2B stablecoin volume [5] - Rail's acquisition is a strategic play that could reshape how businesses move money globally, reducing costs by 80% and settling payments in minutes [7][8] Stablecoins & Future Trends - Stablecoins are becoming a dominant piece of the crypto space, making up over 1% of the global M2 supply [5] - Stablecoins could eventually make up over 10% (and potentially 100%) of the global M2 supply [6] - Everything is moving on-chain and being tokenized [6] Ripple & Swift Coexistence - Ripple's main focus is improving the way money moves globally, not necessarily replacing Swift [18] - There is a world where Ripple and Swift can coexist [14][15] - Swift should tap into what Ripple is trying to do and adopt digital assets for settlement and clearing [11][12] - Swift is showing interest in innovating and tapping into digital assets and tokenization [24]

Stablecoin Market Growth & Adoption - Stablecoins are becoming a legitimate part of the financial system, with companies like Ripple playing a key role [1][21] - Keyrock Trading and Bitso's report projects stablecoins driving $1 trillion in payments [3] - Stablecoin adoption is accelerating, driven by TradFi's increasing interest to avoid being left behind [7] - The market sees blockchain as core financial infrastructure, as evidenced by more players launching their own blockchains [10] Stablecoin Supply Projections - By 2030, stablecoin supply could reach 26% of the M2 supply ($750 billion) in a bare case, 519% of the M2 supply ($15 trillion) in a base case, or 104% of the M2 supply ($3 trillion) in a bull case [4] - Current stablecoin supply is at 11% of the global M2 supply, indicating significant growth potential [5] Ripple & XRP's Role - Ripple and XRP are positioned to be major players in facilitating stablecoins and on-chain payments [17][27] - The XRP Ledger has real traction and institutional adoption due to its battle-tested nature and continuous improvements over 13 years [11] - The XRP Ledger's architecture, including low fees and deterministic finality, is being adopted by newer chains [13][14] - Ripple has been actively engaging with US regulators and central banks regarding the integration of stablecoins and CBDCs into the financial ecosystem [30][31] Regulatory Landscape & Future Outlook - The traditional financial system is outdated and crypto, including stablecoins, is seen as a solution [19][20][21] - Regulatory discussions and movements are progressing, with key legislation being signed into law [37] - Ripple, XRP, and ROUSD are expected to become a significant part of the US and global financial system [38]

Market Valuation and Potential - Chainlink is considered a crucial piece for crypto and undervalued compared to its all-time high and market valuation [1][3] - Foresees Chainlink potentially reaching $100+ per coin [3] - Hitting $100 per LINK this cycle is not shocking, targeting highs from December 2024 and clearing the red zone back to 2021 [4][5] - Current price is about 120%+ away from a new all-time high [12] - $100+ is achievable this cycle, comparing to Solana's market cap of $127 billion at $188 per link and Dogecoin's all-time high at $130+ [33][34] Chainlink's Role and Dominance - Chainlink has been an enabler of TradFi and DeFi, a blue-chip DeFi project [6] - Chainlink secures 825 billion (82.5%) in Ethereum DeFi, which is almost $5 billion more than yesterday [9] - Chainlink secures 61.94% of all oracle total value secured [9] - Chainlink has 453 protocols secured and $6154 billion (61.54%) total value secured across the entire market [10] - Chainlink is a big enabler of tokenization, stablecoins, and is a key security piece for the DeFi market and crypto itself [14][21][13] Partnerships and Integrations - Trusted by firms like Swift, Euroclear, Mastercard, and Fidelity [16] - Enabled $24 trillion in transaction value, powering the next generation of financial infrastructure [17] - Working with DTCC to bring capital markets on-chain, settling over $3 quadrillion per year in securities transactions [24] - JP Morgan brings bank payment rails to tokenized asset markets with Chainlink [26] - Mastercard and Chainlink enable on-chain crypto purchases using Mastercard's 35 billion (3.5%) cards [26] - 2400+ projects tapped into the Chainlink ecosystem, with 170 projects added in 2025 alone [28] - Working with Swift, Euroclear, Mastercard, Clearstream, Central Bank of Brazil, JP Morgan, ICE, UBS, Westpac, BNY Mellon, Citi, BNP Paribas, Franklin Templeton, Wellington Management, Fidelity International, US Bank, Lloyd's Banking Group, ANZ Bank, SBI [30]

Ripple and XRP Market Overview - The SEC case against Ripple is officially over, removing a significant obstacle and paving the way for new opportunities [1][2][3][4] - Industry anticipates a major shift in the crypto space, with a focus on creating a clear regulatory framework [6][7][8] - Ripple aims to drive mass adoption of crypto technology, which was previously hindered by the SEC case [9][10] ROUSD Developments - Epic Chain is expanding its XRP native infrastructure by integrating ROUSD, enabling native USD settlement across its ecosystem [11][12] - Mesh now supports ROUSD, accepting it as a payment option for merchants [12][13] - 20 million ROUSD was transferred from Ethereum to the XRP Ledger, signaling growth on the XRP Ledger [13][14] - ROUSD market cap is up 24% in the last 30 days, with monthly transfer volume up 28% [15] - Stable coin market cap on the XRP ledger is up 75% in the last 30 days [16] Ripple's Future Strategy - Ripple is focused on building liquidity across key currency pairs through cross-border payment solutions and XRP as a bridge currency [19] - The stable coin market is projected to grow from a few hundred billion dollars to 3-5 trillion dollars in market cap over the next few years [20] - Ripple is leveraging stable coins to make cross-border payments faster and at a lower cost [21] - The FX market, valued at $7.5 trillion per day, is ripe for disruption, and Ripple aims to tap into these markets [26] - Cross-border payments are forecasted to reach $320 trillion by 2032, with stable coins playing a crucial role [27] - Ripple acquired Rail Financial, which has $10 billion in annual processing volume and 12+ bank partners, to enhance its stable coin infrastructure [29]

Obviously, the crypto market has been heating up over the last couple days and technically we could even say the last couple weeks, especially when it comes to Ethereum. Now, everyone is wondering why aren't altcoins like HAR for an example following Ethereum right now. And the main reason why is because we are in phase two of the market.So, if you are excited about the fact that, you know, HAR has ran from, you know, sub 5 cents all the way up to 40 cents already and it's currently trading at 26 cents. Wel ...

The crypto market is waking up in a huge way. We could actually see in the last week most of the old coin market is up 20 plus% and this is actually very exciting. Now in terms of Ethereum, I keep saying that Ethereum is the main focus right now and that will, you know, remain the focus until we actually start to see Ethereum breaking into new all-time highs. And you might be saying, "Well, Nick, isn't that the best time to be focused on Ethereum when it is breaking up to new all-time highs. " And technical ...

Tokenization and Real World Assets (RWAs) - Tokenized value on chain is nearly $26 billion, and is expected to grow [3] - BlackRock is heavily involved in tokenization, with almost $3 billion on chain through its USD Institutional Digital Liquidity Fund [9] - BlackRock believes the next step is tokenization of financial assets, including stocks and bonds, on a general ledger with individual investor identification [11] - BlackRock CEO Larry Fink sees tokenization as a technological transformation for financial assets, enabling instantaneous settlement and customized strategies [12] Digital Identity and Control - A coordinated digital identity verification system is considered necessary for the tokenization revolution [19] - The financial services industry is focusing on building a zero-trust framework for identification, raising concerns about digital IDs [23] - The combination of tokenization and digital IDs could enable tracking of all transactions [25] CBDCs and Stablecoins - Stablecoins are viewed as a way to circumvent the ban on Central Bank Digital Currencies (CBDCs) in the US, effectively functioning as CBDCs [6][7] - Stablecoins are becoming increasingly significant, making up over 1% of the global M2 supply [9] Fourth Industrial Revolution and WEF - Tokenization and blockchain are part of the Fourth Industrial Revolution, supported by organizations like the World Economic Forum (WEF) [20][21] - BlackRock is a partner of the WEF and is actively pushing tokenization [22] Regulatory Landscape - SEC Chair Paul Atkins supports tokenization as an innovation and aims to make regulations transparent to foster innovation in the marketplace [27][28] - The SEC is seen as shifting towards supporting tokenization to enhance efficiency and certainty in trade settlement [29][30] Potential Risks and Concerns - Big players may be weaponizing tokenization technology [1] - Universal basic income and digital IDs are linked to the acceleration of AI and automation [5] - Cyber security challenges, particularly digital verification, pose a significant obstacle to the widespread adoption of tokenization [18]

If you have been watching the channel for quite some time, then you already know how big Quant or aka Q& is going to be. And in terms of what Quant is doing and what they're trying to achieve, I kind of put them right next to Ripple in this space. Because again, they're both kind of building towards the same exact future. A lot of people actually compare XRP to Q& quite often. And I always say, why are we comparing these two? Why are we not branching them into the same group of you know projects that are tr ...

So, it's officially been about roughly 3 days now since we got the big update that the SEC and Ripple jointly dismissed the appeals. This ended that 5-year legal fight and the case is basically over at this point. Now, we also got another big update regarding this which was this one from Crypto Law US and we'll go over this here in a moment. Um, but the main thing that I actually want to talk about is the market opportunity here for XRP. Okay, we've been seeing a ton of FUD, and I mean a a crazy amount of F ...