通过天眼查大数据分析，深圳奥特迅电力设备股份有限公司共对外投资了13家企业，参与招投标项目 2307次，知识产权方面有商标信息19条，专利信息165条，此外企业还拥有行政许可34个。 资金流向方面，今日主力资金净流入6807.12万元，占比成交额41.94%。其中，超大单净流入7334.15万 元、占成交额45.18%，大单净流出527.03万元、占成交额3.25%，中单净流出流出3407.07万元、占成交 额20.99%，小单净流出3400.05万元、占成交额20.95%。 奥特迅最新一期业绩显示，截至2025一季报，公司营业总收入4641.26万元、同比减少12.17%，归属净 利润1786.05万元，同比减少22.34%，扣非净利润1985.34万元，同比减少25.76%，流动比率1.279、速动 比率0.796、资产负债率36.87%。 天眼查商业履历信息显示，深圳奥特迅电力设备股份有限公司，成立于1998年，位于深圳市，是一家以 从事电气机械和器材制造业为主的企业。企业注册资本24780.617万人民币，实缴资本12700.3614万人民 币。公司法定代表人为廖晓霞。 金融界消息 截至2025年6月 ...

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Financial Performance - Profit before taxation for 2024 is HK$94,865,000, a significant increase from HK$29,761,000 in 2023, representing a growth of 218%[21] - Profit attributable to shareholders of the Company for 2024 is HK$87,696,000, up from HK$39,409,000 in 2023, indicating a growth of 122%[21] - The income tax expense for 2024 is reported at HK$7,169,000, compared to a credit of HK$9,648,000 in 2023, reflecting a change in tax position[21] - The company has experienced a decline in profit before taxation from HK$472,459,000 in 2022 to HK$29,761,000 in 2023, marking a decrease of 94%[21] - The five-year financial summary indicates a fluctuating trend in profitability, with the highest profit attributable to shareholders recorded in 2021 at HK$495,931,000[21] - The Group recorded a profit attributable to shareholders of HK$87.7 million for the year ended December 31, 2024, an increase of 122.5% compared to the previous year[29] - Basic earnings per share for 2024 was HK$0.1468[32] - The Group's profit attributable to shareholders increased by 122.5% to HK$87.7 million in 2024, compared to HK$39.41 million in 2023, with basic earnings per share rising to 14.68 HK cents from 6.6 HK cents[56] Asset Management - Total assets of the Group decreased by 2.8% to HK$8.92 billion at December 31, 2024, compared to HK$9.18 billion at the end of 2023[36] - The Group's share of profit after tax from Xiamen International Bank (XIB) was HK$130 million in 2024, a 97.1% increase from HK$65.95 million in 2023[37] - XIB contributed approximately 148.2% to the Group's results in 2024[34] - Total assets of XIB increased by 1.8% to RMB1,141.07 billion at December 31, 2024, compared to RMB1,120.42 billion at the end of 2023[38] - The net asset value per share of the Company was HK$13.09 at December 31, 2024, with about 81% derived from the investment in XIB[38] - The Group's banking business total assets accounted for 71% of the Group's total assets at December 31, 2024[38] Dividends and Shareholder Returns - The Group declared a final dividend of HK$0.09 per share for 2023, but no final dividend was recommended for 2024 due to market uncertainties[34] - Huaneng declared a final dividend of RMB0.2 per share for 2023, with the Group recording dividend income of RMB13.59 million in 2024[79] - The board recommended a final dividend of RMB0.27 per share for 2024[80] Strategic Initiatives - The company is focusing on market expansion and new product development as part of its strategic initiatives for future growth[21] - The company is actively pursuing mergers and acquisitions to enhance its market position and drive growth[21] - The Group plans to continue investing in innovative technology and strategic transformation to enhance service quality and underwriting professionalism in a competitive market[49] - The Group maintained a focus on prudent business development and diversification of income sources amid ongoing global uncertainties[28] Risk Management - The financial report highlights a need for improved risk management and internal controls to mitigate future financial uncertainties[21] - The Group identified various risks and uncertainties that may affect its business and financial condition, which are not exhaustive[125] - The Group's business activities are exposed to various insurance and financial risks, including market risk (foreign exchange, price, and interest rate risks), credit risk, and liquidity risk[130] - Compliance with applicable laws and regulations may restrict the operations of the Group's insurance business and require significant resources for compliance efforts[132] Corporate Governance - The company emphasizes high standards of corporate governance to achieve business objectives and sustainable development[180] - The board of directors believes the company has complied with all applicable code provisions of the Corporate Governance Code for the year ending December 31, 2024[181] - The Group is committed to establishing a comprehensive financial service platform integrating resources from Fujian, Hong Kong, and Macau, driven by finance and industry[185] - The Board comprises eight members, including two Executive Directors, three Non-executive Directors, and three Independent Non-executive Directors, ensuring a balanced mix of skills and experiences[194] - The Group has adopted a Board Diversity Policy to enhance Board effectiveness and corporate governance, considering factors such as gender, age, and professional experience[198] Leadership and Management - The management team has undergone changes, with a new General Manager appointed on March 29, 2024, indicating potential shifts in operational strategy[7] - The company has a strong leadership team with extensive experience in banking and financial institutions management, enhancing its operational capabilities[146][150][153] - The company is focused on capital operations and financial management, with key personnel holding senior positions in various financial institutions[146][153] - The leadership team includes members with significant experience in investment management and corporate governance, which is crucial for future growth[146][150][153] Environmental, Social, and Governance (ESG) - The Group recognizes the significance of sound Environmental, Social, and Governance (ESG) practices and has integrated ESG considerations into daily operations[193] - The Board plays a key role in overseeing ESG strategy and has established a governance structure to manage sustainability and ESG-related issues[193] - The Group's ESG policies and performance will be detailed in a separate ESG Report available on the Company's website[193]

Financial Performance - The company's net profit attributable to shareholders reached HKD 87.7 million, an increase of 122.5% compared to the previous year[5] - Basic earnings per share were HKD 14.68, up from HKD 6.60 in the previous year[6] - Total revenue increased to HKD 226.6 million, a rise of 5.4% from HKD 214.6 million[6] - Operating profit improved to HKD 8.2 million, compared to HKD 3.6 million in the previous year[6] - The company reported a significant increase in dividend income, rising to HKD 16.4 million from HKD 2.7 million[6] - The total comprehensive income for the year was a loss of HKD 188.8 million, compared to a loss of HKD 120.3 million in the previous year[7] - The company’s net profit for the year was HKD 87,696,000, compared to HKD 39,409,000 in 2023, marking a significant increase of about 122%[25] - The basic earnings per share for 2024 was HKD 0.1468, up from HKD 0.066 in 2023, representing an increase of HKD 0.0808[47] Assets and Liabilities - Total assets decreased by 2.8% to HKD 8.92 billion[8] - Total equity attributable to shareholders fell by 3.1% to HKD 7.82 billion[9] - The total assets of the company reached HKD 9,184,725,000 in 2024, compared to HKD 8,915,071,000 in 2023, reflecting a growth of approximately 3%[25] - The company’s total liabilities were HKD 1,096,924,000 in 2024, slightly down from HKD 1,115,275,000 in 2023, indicating a decrease of about 1.6%[25] - As of December 31, 2024, total liabilities amounted to HKD 1,096.92 million, a decrease from HKD 1,115.28 million in 2023, representing 14% of total equity (2023: 13.8%)[62] Segment Performance - The group reports its performance based on segments that include financial services, insurance, property investment, and strategic investments[21] - The financial services segment includes banking operations in mainland China, Hong Kong, and Macau, as well as micro-lending activities in mainland China[21] - The insurance segment encompasses general insurance operations in Hong Kong and Macau[21] - The financial services segment recorded an after-tax profit of HKD 107.73 million in 2024, up 93.7% from HKD 55.63 million in 2023[48] - The insurance services segment achieved a profit of HKD 21.42 million for the fiscal year, an increase of 85.9% compared to HKD 11.52 million in 2023[44] Income and Expenses - Interest income for the year was HKD 49,538,000, up from HKD 44,446,000 in 2023, indicating an increase of about 11.8%[26] - The company’s administrative expenses decreased to HKD 53,730,000 in 2024 from HKD 56,566,000 in 2023, a reduction of approximately 5%[25] - The company reported a total of HKD 36,922,000 in other income for 2024, an increase from HKD 34,239,000 in 2023, representing a growth of about 7.9%[26] - The company’s financial costs were reported at HKD 41,366,000 for 2024, a decrease from HKD 44,154,000 in 2023, reflecting a reduction of about 6.4%[25] - The group’s employee costs, including directors' remuneration, decreased to HKD 40,695,000 in 2024 from HKD 42,517,000 in 2023[29] Dividends and Recommendations - The group did not recommend a final dividend for the year ended December 31, 2024, compared to a final dividend of HKD 0.09 per share totaling HKD 53,753,152.68 in 2023[38] - The company did not recommend a final dividend for the fiscal year 2024 due to market challenges and to retain cash for future investment opportunities[42] Financial Reporting and Compliance - The company has submitted consolidated financial statements for the year ending December 31, 2023, and will submit the statements for the year ending December 31, 2024, at an appropriate time[12] - The auditors have issued reports on the consolidated financial statements for both years without any reservations or matters of emphasis[12] - The adoption of the revised Hong Kong accounting standards did not have a significant impact on the group's financial performance or position for the current or prior periods[14] - The group has not early adopted new standards that are not yet effective, which are expected to have no significant impact on the group's financial condition or performance[16] - The audit committee, consisting of three independent non-executive directors, has reviewed the accounting principles and methods adopted by the group[83] Market and Economic Conditions - The group maintained a cautious optimism regarding business growth and financial performance for the fiscal year 2025, focusing on prudent risk management and business diversification[45] - The group is subject to various insurance and financial risks, including market risk, credit risk, and liquidity risk[73] Miscellaneous - The company has not repurchased, sold, or redeemed any of its issued shares during the year[79] - The group employed 70 staff members as of December 31, 2024, with compensation based on individual performance and qualifications[68] - The group had no significant contingent liabilities as of December 31, 2024, and 2023[67]

Financial Performance - For the six months ended June 30, 2024, the Group recorded an unaudited profit attributable to shareholders of HK$33.29 million, a decrease of 71.2% compared to the same period in 2023[10]. - The decrease in profit was primarily due to a reduction in the share of results from Xiamen International Bank Co., Ltd. and a one-off exchange loss of approximately HK$21.93 million from the reduction of paid-in capital of Sanming Sanyuan District Minxin Micro Credit Company Limited[10]. - Basic earnings per share for the period was 5.57 HK cents[10]. - The Group's financial services business reported an unaudited profit after tax of HK$73.18 million in the first half of 2024, a decrease of 46.9% from HK$137.69 million in the same period of 2023[17]. - Profit for the period significantly decreased to HK$33,292,000, down 71.2% from HK$115,522,000 in 2023[42]. - Basic and diluted earnings per share fell to HK$5.57, a decrease of 71.2% compared to HK$19.34 in the prior year[41]. - Total revenues for the six months ended June 30, 2024, were HK$103,301,000, a decline of 5.5% compared to HK$109,717,000 in 2023[41]. - Operating loss increased to HK$13,851,000 from HK$9,392,000 in the previous year, reflecting a deterioration in operational performance[41]. Economic Environment - The global economy showed signs of gradual recovery despite challenges from geopolitical uncertainties and high inflation rates[9]. - The Group's performance was impacted by a high interest rate environment and conservative corporate activity, leading to a prudent approach in business operations[10]. - The Group remains optimistic about future prospects due to proactive and prudent business development and diversification strategies[9]. Asset Management - The Group's total assets remained at HK$9.18 billion as of June 30, 2024, unchanged from the end of 2023[12]. - The total assets of the banking business accounted for 69.1% of the Group's total assets as of June 30, 2024[12]. - The Group's net asset value per share was HK$13.45 as of June 30, 2024, with approximately 79% derived from the investment in XIB[12]. - Total bank balances increased to HK$1,300.04 million as of June 30, 2024, from HK$1,061.83 million at the end of 2023[24]. Investment and Shareholding - XIB was ranked 156th in total assets and 168th in Tier-one Capital in the 2024 Top 1000 World Banks, maintaining its position among the top 200 banks globally for consecutive years[13]. - As of June 30, 2024, Samba Limited holds 144,885,000 shares, representing approximately 24.26% of the issued share capital of the Company[35]. - Vigour Fine Company Limited directly holds 355,552,883 shares, accounting for approximately 59.53% of the issued share capital of the Company[35]. - The total number of shares held by substantial shareholders indicates a concentrated ownership structure, with the top three shareholders holding over 98% of the issued share capital[35][36]. Risk Management - The management is focused on minimizing operational risks while seizing new opportunities for business diversification[10]. - The Group's strategy includes adapting to uncertainties in the external environment[10]. - The Chairman's statement highlighted a commitment to maintaining a cautious business approach in response to external challenges[7]. - The Group periodically reviews and monitors its foreign currency exposure due to exchange rate fluctuations between Hong Kong dollars and Renminbi[25]. Insurance Sector - The insurance service recorded a surplus of HK$5.21 million for the six months ended June 30, 2024, an increase of 27.7% from HK$4.08 million in the same period of 2023[13]. - The profit after tax for Min Xin Insurance increased by 97% to HK$3.98 million in the first half of 2024, up from HK$2.02 million in the same period of 2023, mainly due to increased insurance service results and investment income[19]. - Min Xin Insurance recorded insurance revenue of HK$91.91 million in the first half of 2024, a decrease of 7.9% compared to HK$99.79 million in the same period of 2023[19]. Corporate Governance - The Company has complied with all applicable code provisions set out in the Corporate Governance Code throughout the six months ended June 30, 2024[30]. - The Audit Committee reviewed the accounting principles and practices adopted by the Group and discussed risk management and financial reporting matters for the six months ended June 30, 2024[31]. - The Company has adopted a code of conduct for directors' securities transactions that meets or exceeds the standards set out in the Model Code[31]. Employee and Management Changes - The Group employed 69 employees as of June 30, 2024, with remuneration based on individual performance and experience[26]. - Mr. HUANG Wensheng has been appointed as General Manager and a member of the Remuneration Committee effective from March 29, 2024[38]. - Mr. CHEN Yu has resigned as General Manager and a member of the Remuneration Committee effective from March 29, 2024[39]. Debt and Financing - Total borrowings amounted to HK$820.25 million, down 4.1% from HK$855.59 million at the end of 2023[22]. - The effective interest rate for borrowings ranged from 2.7% to 6.4% as of June 30, 2024, compared to 2.7% to 7.6% on December 31, 2023[22]. - The total liabilities of the Group were HK$1,149.13 million, with a total liabilities to equity ratio of 14.3% as of June 30, 2024, up from 13.8% at the end of 2023[24]. Cash Flow and Liquidity - The net cash outflow from operating activities was HK$10,174,000, compared to an inflow of HK$22,587,000 in the same period of 2023[46]. - The company reported a net cash inflow from investing activities of HK$290,102,000 for the six months ended June 30, 2024, compared to HK$147,709,000 in the prior year[47]. - Cash and cash equivalents increased to HK$640,014,000 from HK$415,415,000, indicating improved liquidity[43]. Future Outlook - The Group aims to enhance sustainable business development and achieve better financial performance through innovative technology and strategic transformation in the insurance sector[15]. - The Group plans to continue expanding its insurance business while improving the quality and profitability of its services[13]. - The management is working with relevant parties to identify feasible measures to restore the public float[40].

Financial Performance - Shareholders' profit attributable decreased by 71.2% to HKD 33.29 million[1] - Basic earnings per share dropped to HKD 0.0557 from HKD 0.1934, a decline of 71.2%[2] - Total income for the period was HKD 103.30 million, a decline of 5.5% from HKD 109.72 million[2] - Operating loss for the period was HKD 13.85 million, compared to a loss of HKD 9.39 million in the previous year[2] - The company reported external customer revenue of HKD 103,301 thousand for the first half of 2024, a decrease of 5.8% compared to HKD 109,717 thousand in the same period of 2023[12] - The operating income for the first half of 2024 was HKD 121,948 thousand, down from HKD 126,170 thousand in 2023, representing a decrease of 3.5%[12] - The net profit for the first half of 2024 was HKD 73,178 thousand, compared to HKD 137,690 thousand in the same period of 2023, indicating a significant decline of 46.9%[12] - The company recorded an unaudited profit attributable to shareholders of HKD 33.29 million for the six months ended June 30, 2024, a decrease of 71.2% compared to HKD 115.52 million in the same period of 2023[31] Revenue and Income - Insurance revenue for the six months ended June 30, 2024, was HKD 91.91 million, down from HKD 99.79 million, a decrease of 7.4%[2] - Insurance revenue decreased to HKD 91,909 thousand in 2024 from HKD 99,793 thousand in 2023, reflecting a decline of 7.5%[12] - The insurance services segment recorded a profit of HKD 5.21 million for the six months ended June 30, 2024, an increase of 27.7% from HKD 4.08 million in the same period of 2023[28] - The company reported a significant increase in other income, which rose to HKD 18,647 thousand in 2024 from HKD 16,453 thousand in 2023, an increase of 13.3%[12] Assets and Liabilities - Total assets remained stable at HKD 91.8 billion compared to the end of 2023[4] - Total equity attributable to shareholders decreased by 0.5% to HKD 80.32 billion[5] - Total liabilities increased to HKD 1.15 billion from HKD 1.11 billion, reflecting a rise of 3.0%[5] - Total assets as of June 30, 2024, were HKD 9,181,749 thousand, slightly down from HKD 9,184,725 thousand in 2023[12] - The company’s total liabilities decreased to HKD 1,149,133 thousand in 2024 from HKD 1,115,275 thousand in 2023, showing an increase of 3.0%[12] - Total impaired customer loans amounted to HKD 156,932,000 as of June 30, 2024, down from HKD 161,118,000 at the end of 2023, a decrease of 2.2%[24] Segment Information - The group operates in four segments: Financial Services, Insurance, Property Investment, and Strategic Investments[9] - Financial Services segment includes operations through Xiamen International Bank and its subsidiaries, providing banking services in mainland China, Hong Kong, and Macau[9] - The group’s insurance segment operates general insurance businesses in Hong Kong and Macau[10] - Property Investment segment focuses on leasing high-quality office buildings in mainland China[10] - Strategic Investments include investments in Huaneng International Power Co., A-share investments, high-tech projects, and subordinated capital instruments and bonds[10] Cash and Investments - Cash and cash equivalents increased to HKD 640.01 million from HKD 415.42 million, an increase of 54.0%[4] - The company’s investment in joint ventures was HKD 73,041 thousand for the first half of 2024, compared to HKD 145,469 thousand in 2023, reflecting a decrease of 49.8%[12] - The company’s interest income for the first half of 2024 was HKD 2,114 thousand, down from HKD 4,559 thousand in 2023, a decline of 53.7%[12] - Total interest income from bank deposits increased to HKD 18,509,000 for the six months ended June 30, 2024, compared to HKD 16,027,000 for the same period in 2023, representing a growth of 15.5%[16] Corporate Governance and Compliance - The board will continue to monitor and review corporate governance practices to ensure compliance with the Corporate Governance Code[50] - The audit committee, consisting of three independent non-executive directors, reviewed the accounting principles and methods adopted by the group[55] - The interim results announcement for the six months ended June 30, 2024, was published on the Hong Kong Stock Exchange website and the company's website[56] Future Outlook - The company remains optimistic about future growth despite geopolitical instability and high interest and inflation rates, citing a gradual recovery in the global economy[26] - The company plans to continue focusing on prudent risk management and business diversification to pursue long-term growth opportunities in the Greater China region[29]

Corporate Governance - The company has appointed Mr. Wang Fei as the Chairman of the Board and Executive Director since February 2023, bringing extensive experience in corporate development and financial management [14]. - The company has a formal procedure for the appointment of new directors, ensuring a balance of skills, knowledge, and experience on the Board [3]. - All directors are subject to retirement by rotation at least once every three years, with eligibility for re-election at the annual general meeting [3]. - The company has disclosed the latest list of directors and their roles, including the identification of Independent Non-executive Directors in corporate communications [3]. - The company emphasizes the importance of independent directors in contributing positively to corporate goals and strategies [5]. - The company has established a Nomination Committee to review and recommend director appointments based on the Board's skill balance [3]. - The company has disclosed that there are no significant financial, business, family, or other relevant relationships between Board members [3]. - The company is committed to monitoring the training and continuous professional development of directors and senior management [7]. - The company has a comprehensive corporate governance framework in place, ensuring compliance with the CG Code and disclosure requirements [8]. - The Group's independent non-executive directors bring over 40 years of extensive experience in banking and finance, enhancing corporate governance [44]. Financial Performance - The Group reported a profit attributable to shareholders of HK$ 571,486 thousand for 2023, an increase from HK$ 456,969 thousand in 2022, representing a growth of approximately 25% [66]. - Total equity attributable to shareholders of the Company reached HK$ 8,261,389 thousand in 2023, compared to HK$ 7,598,091 thousand in 2022, reflecting an increase of about 8.7% [70]. - The Group recorded a profit attributable to shareholders of HK$39.41 million in 2023, a decrease of 91.4% compared to HK$456.97 million in 2022 [139]. - The company reported a profit before taxation of HK$29.761 million for 2023, compared to HK$472.459 million in 2022 [92]. - The financial services business reported a profit after tax of HK$55.63 million in 2023, down 88.4% from HK$481.57 million in 2022 [139]. - The insurance service recorded a surplus of HK$11.52 million for the year ended December 31, 2023, a decrease of 39.9% from HK$19.15 million in 2022 [109]. - The Group's share of profit after tax from Xiamen International Bank Group was HK$65.95 million in 2023, a decrease of 86.2% from HK$477.66 million in 2022 [104]. - The Group recorded a loss of HK$11.01 million in 2023 from the net movement in fair value change in other comprehensive income [154]. Market and Economic Conditions - The Group's growth is influenced by macroeconomic factors affecting Mainland China, Hong Kong, and Macau, including GDP growth and inflation levels [33]. - The global economic environment in 2023 was affected by geopolitical tensions and high interest rates, leading to weakened growth momentum and a challenging business environment [75]. - The Group's financial condition and operational results may be adversely affected by changes in credit policies and loan demand [33]. - New or revised laws and regulations may be introduced that could negatively impact the Group's insurance business in Hong Kong and Macau [34]. - The insurance business in Hong Kong and Macau is highly regulated, requiring compliance with various laws and regulations, which may restrict operations and require significant resources [34]. Investment and Asset Management - The company is classified as a long-term financial asset of the Group, with dividend income affected by various external factors [15]. - The Group must revalue its investment properties at each reporting period, with changes in fair value recognized in the consolidated income statement [38]. - The Group's investment properties may experience further declines in fair value due to changing market conditions [40]. - The fair value of Huaneng A-Shares is subject to volatility, influenced by factors beyond the Group's control, such as Huaneng's operational results and market conditions [36]. - The Group's investment in Huaneng A-Shares had a fair value of HK$574.28 million as of December 31, 2023 [154]. - The Group's impaired loan balance at the end of 2023 was RMB146.6 million, down from RMB157.24 million at the end of 2022, mainly due to write-offs and recoveries [175]. Management and Strategy - The management team has a diverse background in banking, finance, and technology, enhancing the company's strategic capabilities [20][24]. - The company aims to leverage its management's expertise to drive growth and innovation in financial services [24]. - The leadership team is committed to maintaining high standards of governance and operational efficiency [20]. - The management highlighted the importance of adapting to changes in credit policies and loan demand as part of their growth strategy [46]. - The management team of the insurance business will focus on digital transformation and improving service quality to enhance sustainable business development [136]. - The management team of Min Xin Insurance aims to broaden distribution channels and identify new business opportunities to improve financial performance in a competitive market [153]. Shareholder and Capital Structure - The company completed the issuance of 263 million new shares in March 2023, diluting its ownership from approximately 8.8543% to about 8.689% [120]. - The dilution loss from the Company's shareholding in Xiamen International Bank was approximately HK$15.72 million due to the issuance of 263 million new shares in March 2023 [107]. - The total equity attributable to shareholders of the company was HK$8,069.450 million in 2023, down from HK$8,261.389 million in 2022 [95]. - The net asset value per share of the Company was HK$13.51 at December 31, 2023, with approximately 79.5% derived from the investment in Xiamen International Bank [104]. Risk Management - The Group's business activities are exposed to various financial risks, including market risk, credit risk, and liquidity risk, which are detailed in the financial statements [45]. - The group faces various insurance and financial risks, including market risk, credit risk, and liquidity risk [195]. - The Group did not enter into any derivative contracts to hedge against exchange rate risks during the year [187]. - The group has not entered into any derivative contracts to mitigate foreign exchange risks during the year [190]. Environmental and Social Responsibility - The group continues to support environmental protection measures and encourages energy-saving practices among employees [193].

Financial Performance - The group's total revenue for the year ended December 31, 2023, was HKD 214,649,000, compared to HKD 208,171,000 in 2022, representing a growth of approximately 3.5%[6] - Interest income increased to HKD 10,847,000 in 2023 from HKD 3,822,000 in 2022, marking a significant rise of 184%[5] - The group reported a net profit of HKD 39,409,000 for the year, compared to HKD 4.2 million in the previous year, indicating a substantial increase[5] - The group’s operating profit for the year was HKD 17,746,000, reflecting a recovery from previous losses[5] - The company’s profit for the year ended December 31, 2023, was HKD 39,409,000, a significant decrease of 91.4% compared to HKD 456,969,000 in 2022[84] - Basic and diluted earnings per share for 2023 were HKD 6.60, down from HKD 76.51 in 2022, indicating a decline of 91.4%[90] - The total comprehensive income for the year was a loss of HKD 120,268,000, compared to a loss of HKD 380,380,000 in 2022[84] - Shareholders' profit attributable to the company decreased by 91.4% to HKD 39.41 million[100] - The company's profit attributable to shareholders for 2023 was HKD 39.41 million, a decrease of HKD 41.76 million or 91.4% compared to HKD 456.97 million in 2022[175] Assets and Liabilities - The total assets of the company and its subsidiaries amounted to HKD 9,184,725,000 as of December 31, 2023, compared to HKD 9,168,857,000 in 2022, showing a slight increase[6] - The total liabilities of the group were HKD 6,442,096,000 as of December 31, 2023, down from HKD 6,550,270,000 in 2022, indicating a reduction in debt[6] - The total equity attributable to shareholders decreased to HKD 8,069,450,000 from HKD 8,261,389,000 in 2022, a decline of 2.3%[94] - The impairment provision for credit losses as of December 31, 2023, was HKD 153.24 million, compared to HKD 170.06 million in 2022[193] Dividends - The company proposed a final dividend of HKD 0.09 per share for the year ending December 31, 2023, totaling approximately HKD 53.75 million, a decrease from HKD 0.12 per share in 2022, which amounted to HKD 71.67 million[20] - The company declared a final dividend of HKD 0.09 per share, down from HKD 0.12 per share in the previous year[90] Insurance Operations - The insurance customer expenses were recorded at HKD (163,007,000) in 2023, compared to HKD (160,450,000) in 2022, indicating an increase in costs[5] - The insurance revenue for the year was HKD 191,128,000, compared to HKD 194,998,000 in 2022, reflecting a decrease of 2.0%[90] - Minxin Insurance reported a post-tax profit of HKD 4.87 million in 2023, a decrease of 74.7% compared to HKD 19.25 million in 2022, primarily due to a decline in insurance service performance[60] - The insurance services segment recorded a profit of HKD 11.52 million, a decline of 39.9% from HKD 19.15 million in 2022 due to decreased insurance revenue and increased claims costs[173] Investments and Strategic Plans - The group plans to continue expanding its strategic investments, including in high-tech projects and bonds, to enhance overall performance[3] - The company plans to continue expanding distribution channels and identifying new business opportunities in the competitive insurance market[179] Accounting and Compliance - The initial application of the revised accounting standards is not expected to have a significant impact on the group's financial position or performance[2] - The company adopted HKFRS 17 on January 1, 2023, which established principles for the recognition, measurement, presentation, and disclosure of insurance contracts[137] - The company’s financial statements are prepared in accordance with the Hong Kong Financial Reporting Standards and comply with the applicable disclosure requirements of the Listing Rules[130] Foreign Exchange and Other Financial Matters - The company incurred a net foreign exchange loss of HKD 6.28 million in 2023, a decrease from HKD 27.69 million in 2022[188] - The net foreign exchange loss for 2023 was HKD 6,276,000, significantly improved from HKD 27,689,000 in 2022[128] Employee and Operational Metrics - The company’s total number of employees as of December 31, 2023, was 69, with compensation based on individual performance and qualifications[42] - The company’s indirect expenses related to strategic decisions and central operations are classified under "Corporate Activities" and not allocated to reportable segments[125]

2023 Interim Report 中期報告 信 創未來 閩 聚金融 Website 網址 www.minxin.com.hk Email 電郵 mxhl.enquiry@minxin.com.hk 17th Floor, Fairmont House 8 Cotton Tree Drive Central, Hong Kong 香港中環紅棉路8號東昌大廈17樓 Tel 電話 (852) 2521 5671 Fax 傳真 (852) 2530 5488 目錄 CONTENTS | | | Pages | | --- | --- | --- | | 公司資料 | Corporate Information | 2 | | 主席報告書 | Chairman's Statement | 4 | | 管理層討論及分析 | Management Discussion and Analysis | 8 | | 企業管治及其他資料 | Corporate Governance and Other Information | 18 | | 簡明綜合損益表 | Condensed Consolidated Income S ...

9 股息 | --- | --- | --- | |----------------------|----------------------|---------------------| | | 2023 年 6 月 30 日 | 2022 年 12 月 31 日 | | | 港幣千元 | 港幣千元 | | 小額貸款業務 | | | | 擔保貸款 | 87,819 | 93,977 | | 抵押貸款 | 63,858 | 68,825 | | 質押及擔保貸款 | 10,378 | 10,866 | | 抵押、質押及擔保貸款 | 4,108 | 4,301 | | 已信貸減值的客戶貸款 | 166,163 | 177,969 | | 已信貸減值的應收利息 | 7,356 | 8,008 | | | 173,519 | 185,977 | | 減值準備 | (158,490) | (170,056) | | | 15,029 | 15,921 | – 15 – 2023年上半年，國際地緣政治局勢不穩及衝突持續、美國緊縮貨幣政策、主要央 行多次加息行動、以及通脹壓力，令經濟活動持續受壓，營商環境充滿挑戰。 面對宏 ...