Core Viewpoint - The performance of the Daxin Group in the mid-term results is strong, leading to a rise in stock prices for both Daxin Financial and Daxin Bank Group [1] Group 1: Daxin Financial Performance - Daxin Financial reported a net interest income of HKD 2.815 billion for the fiscal year 2025, an increase of 8.5% year-on-year [1] - The profit attributable to shareholders reached HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2: Daxin Bank Group Performance - Daxin Bank Group achieved a net interest income of HKD 2.776 billion in the first half of the year, marking a 9.4% increase year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, which is a 13.1% increase compared to the previous year [1] - Basic earnings per share stood at HKD 1.12, with an interim dividend of HKD 0.31, up from HKD 0.27 in the same period last year [1]

尽管营运支出和信贷减值亏损有所增加，但整体表现稳健，主要得益于较高的净息差及强劲的服务费和 交易收入。大新银行集团股东应占溢利增长13%至约16亿港元，其中4.43亿港元来自重庆银行 （601963）的贡献。 上半年，净利息收入按年增长8%，主要得益于资金成本下降速度快于资产收益率，净息差扩阔23个基 点至2.32%。贷款对存款比率微升至67.8%。非利息收入强劲增长63%，其中净服务费及佣金收入增加 21%，保险服务、净交易收入等其他营运收入合共增加184%。 大新金融公布2025年上半年业绩，公司股东应占溢利为14.06亿港元，同比增长26.4%，并计划派发每股 1.16港元的中期股息。 ...

Group 1 - Daxin Financial reported a net interest income of 2.815 billion HKD for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was 1.406 billion HKD, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were 4.41 HKD, with an interim dividend of 1.16 HKD compared to 0.92 HKD in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of 2.776 billion HKD for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was 1.579 billion HKD, marking a 13.1% increase year-on-year [1] - Basic earnings per share were 1.12 HKD, with an interim dividend of 0.31 HKD compared to 0.27 HKD in the same period last year [1]

Group 1 - The company has appointed KPMG as the external auditor for the group for the fiscal year ending December 31, 2026 [1] - The appointment of KPMG will be presented for shareholder approval at the next annual general meeting [1] - PricewaterhouseCoopers will retire as the company's auditor at the conclusion of the annual general meeting in 2026, with KPMG's appointment taking effect immediately thereafter [1]

Group 1 - The company has appointed KPMG as the external auditor for the group for the fiscal year ending December 31, 2026, subject to shareholder approval at the next annual general meeting [1] - PricewaterhouseCoopers will cease to be the company's auditor at the conclusion of the annual general meeting in 2026 [1] - The appointment of KPMG will take effect immediately after the resignation of PricewaterhouseCoopers [1]

Group 1 - The company, Dah Sing Financial (00440), announced a mid-term dividend of HKD 1.16 per share to be distributed on September 18, 2025 [1]

智通财经APP讯，大新金融(00440)发布公告，该公司将于2025年9月18日派发中期股息每股1.16港元。 ...

Core Viewpoint - Dah Sing Financial (00440) reported a solid interim performance for the fiscal year 2025, with significant increases in net interest income and shareholder profit [1] Financial Performance - The net interest income for the period reached HKD 28.15 billion, representing an increase of 8.5% year-on-year [1] - Shareholder profit attributable to the company was HKD 14.06 billion, up 26.4% compared to the previous year [1] - Basic earnings per share stood at HKD 4.41 [1] Interest Income and Cost Management - For the six months ending June 30, net interest income increased by 8% year-on-year, primarily due to a faster decline in funding costs compared to asset yield amid downward pressure on Hong Kong interbank offered rates since May [1] - The net interest margin expanded by 23 basis points to 2.32%, reflecting the company's prudent cost management [1] Loan and Deposit Ratios - The loan-to-deposit ratio slightly increased from 67.2% at the end of 2024 to 67.8%, aligning with the company's moderate loan growth and rigorous deposit cost management [1] Non-Interest Income - Non-interest income saw a robust growth of 63%, driven by a 21% increase in net service fees and commission income, along with a combined increase of 184% in performance from insurance services, net trading income, net insurance financial expenses, and other operating income [1]

Core Viewpoint - Daxin Financial (00440.HK) has appointed KPMG as its external auditor for the fiscal year ending December 31, 2026, pending approval at the next annual general meeting [1] Group 1 - The board of Daxin Financial has made a resolution to appoint KPMG as the external auditor [1] - The appointment will be presented for shareholder approval at the upcoming annual general meeting [1]

2025年中期业绩表现稳健。截至6月30日止6个月的净利息收入按年增加8%，主要由于自本年5月起在香 港银行同业拆息面临下行压力下，资金成本下降速度快于资产收益率。此增长受惠于净息差较去年同期 扩阔23个基点至2.32%，反映集团谨慎的资金成本管理。大新银行集团的贷款对存款比率由2024年底的 67.2%微升至67.8%，与集团温和的贷款增长及严谨的存款成本管理相符。非利息收入强劲增长63%，其 中包括净服务费及佣金收入增加21%，及保险服务业绩、净交易收入、净保险财务支出及其他营运收入 合共增加184%，各业务分项均取得可观回报。 智通财经APP讯，大新金融(00440)发布2025年度中期业绩，该集团期内取得净利息收入28.15亿港元， 同比增加8.5%;公司股东应占溢利14.06亿港元，同比增加26.4%;每股基本盈利4.41港元。 ...