大新金融集團有限公司（「本公司」） - 2025 年中期業績報告（「本次公司通訊」）之發布通知 Dear Non-Registered Shareholder(Note 1) , Dah Sing Financial Holdings Limited (the "Company") - Notice of Publication of 2025 Interim Report ("Current Corporate Communication") The English and Chinese versions of the Current Corporate Communication of the Company are available on the website of Dah Sing Bank at www.dahsing.com and the website of Hong Kong Exchanges and Clearing Limited ("HKEX") at www.hkexnews.hk. You may access the Current Corporate Communica ...

(Incorporated in Hong Kong with limited liability under the Companies Ordinance) （根據公司條例於香港註冊成立之有限公司） (Stock Code 股份代號: 440) 16 September 2025 Dear Shareholder, Dah Sing Financial Holdings Limited (the "Company") - Notice of Publication of 2025 Interim Report ("Current Corporate Communication") The English and Chinese versions of the Current Corporate Communication of the Company are available on the website of Dah Sing Bank at www.dahsing.com and the website of Hong Kong Exchanges and Clearing Limited ("HK ...

目錄 CONTENTS | | | | | | 變動 Variance | | --- | --- | --- | --- | --- | --- | | | | 附註 | | | 百分比 | | 以港幣千元位列示 | HK$'000 | Note | 2025 | 2024 | % | | 利息收入 | Interest income | 3 | 5,343,273 | 6,254,269 | | | 利息支出 | Interest expense | 3 | (2,528,332) | (3,659,630) | | | 淨利息收入 | Net interest income | | 2,814,941 | 2,594,639 | 8.5 | | 服務費及佣金收入 | Fee and commission income | 4 | 828,423 | 711,602 | | | 服務費及佣金支出 | Fee and commission expense | 4 | (107,935) | (116,849) | | | 淨服務費及佣金收入 | Net fee and commission income | ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年8月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新金融集團有限公司 | | | 呈交日期: | 2025年9月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00440 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 319,575,100 | | 0 | | 319,575,100 | | 增加 / 減少 (-) | | | | | | | ...

Group 1 - Daxin Financial reported a net interest income of HKD 2.815 billion for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of HKD 2.776 billion for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, representing a year-on-year increase of 13.1% [1] - Basic earnings per share were HKD 1.12, with an interim dividend of HKD 0.31 compared to HKD 0.27 in the previous year [1]

Core Viewpoint - The performance of the Daxin Group in the mid-term results is strong, leading to a rise in stock prices for both Daxin Financial and Daxin Bank Group [1] Group 1: Daxin Financial Performance - Daxin Financial reported a net interest income of HKD 2.815 billion for the fiscal year 2025, an increase of 8.5% year-on-year [1] - The profit attributable to shareholders reached HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2: Daxin Bank Group Performance - Daxin Bank Group achieved a net interest income of HKD 2.776 billion in the first half of the year, marking a 9.4% increase year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, which is a 13.1% increase compared to the previous year [1] - Basic earnings per share stood at HKD 1.12, with an interim dividend of HKD 0.31, up from HKD 0.27 in the same period last year [1]

尽管营运支出和信贷减值亏损有所增加，但整体表现稳健，主要得益于较高的净息差及强劲的服务费和 交易收入。大新银行集团股东应占溢利增长13%至约16亿港元，其中4.43亿港元来自重庆银行 （601963）的贡献。 上半年，净利息收入按年增长8%，主要得益于资金成本下降速度快于资产收益率，净息差扩阔23个基 点至2.32%。贷款对存款比率微升至67.8%。非利息收入强劲增长63%，其中净服务费及佣金收入增加 21%，保险服务、净交易收入等其他营运收入合共增加184%。 大新金融公布2025年上半年业绩，公司股东应占溢利为14.06亿港元，同比增长26.4%，并计划派发每股 1.16港元的中期股息。 ...

Group 1 - Daxin Financial reported a net interest income of 2.815 billion HKD for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was 1.406 billion HKD, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were 4.41 HKD, with an interim dividend of 1.16 HKD compared to 0.92 HKD in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of 2.776 billion HKD for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was 1.579 billion HKD, marking a 13.1% increase year-on-year [1] - Basic earnings per share were 1.12 HKD, with an interim dividend of 0.31 HKD compared to 0.27 HKD in the same period last year [1]

Group 1 - The company has appointed KPMG as the external auditor for the group for the fiscal year ending December 31, 2026 [1] - The appointment of KPMG will be presented for shareholder approval at the next annual general meeting [1] - PricewaterhouseCoopers will retire as the company's auditor at the conclusion of the annual general meeting in 2026, with KPMG's appointment taking effect immediately thereafter [1]

Group 1 - The company has appointed KPMG as the external auditor for the group for the fiscal year ending December 31, 2026, subject to shareholder approval at the next annual general meeting [1] - PricewaterhouseCoopers will cease to be the company's auditor at the conclusion of the annual general meeting in 2026 [1] - The appointment of KPMG will take effect immediately after the resignation of PricewaterhouseCoopers [1]