股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年9月30日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新金融集團有限公司 | | | 呈交日期: | 2025年10月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00440 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 319,575,100 | | 0 | | 319,575,100 | | 增加 / 減少 (-) | | | | | | ...

隨函附上本公司 2025 年中期業績報告之中文及英文版本，該報告亦已上載於大新銀行網站 www.dahsing.com 和香港交易及結算所有限 公司（「香港交易所」）網站 www.hkexnews.hk。 閣下可於大新銀行網站主頁點擊「關於我們」，再選擇「財務資料」以閱覽 2025 年中 期業績報告，或瀏覽香港交易所網站。 以電子方式發布公司通訊之安排 根據香港聯合交易所有限公司證券上市規則、本公司的組織章程細則以及公司條例（香港法例第 622 章），現謹此通知 閣下，本公司已採用 以電子方式發布公司通訊(附註 1)之安排。 請注意，所有日後公司通訊的英文版和中文版將在大新銀行網站 www.dahsing.com 和香港交易所網 站 www.hkexnews.hk 上提供，以代替印刷本。 為確保及時收到最新的公司通訊及可供採取行動的公司通訊(附註 2)，本公司建議 閣下透過填妥及簽署隨附之回條（「回條」）並交回本公司 之香港股份登記處香港中央證券登記有限公司（「香港股份登記處」），地址為香港灣仔皇后大道東 183 號合和中心 17M 樓或電郵至 dahsingfinancial.ecom@computersh ...

大新金融集團有限公司（「本公司」） - 2025 年中期業績報告（「本次公司通訊」）之發布通知 Dear Non-Registered Shareholder(Note 1) , Dah Sing Financial Holdings Limited (the "Company") - Notice of Publication of 2025 Interim Report ("Current Corporate Communication") The English and Chinese versions of the Current Corporate Communication of the Company are available on the website of Dah Sing Bank at www.dahsing.com and the website of Hong Kong Exchanges and Clearing Limited ("HKEX") at www.hkexnews.hk. You may access the Current Corporate Communica ...

(Incorporated in Hong Kong with limited liability under the Companies Ordinance) （根據公司條例於香港註冊成立之有限公司） (Stock Code 股份代號: 440) 16 September 2025 Dear Shareholder, Dah Sing Financial Holdings Limited (the "Company") - Notice of Publication of 2025 Interim Report ("Current Corporate Communication") The English and Chinese versions of the Current Corporate Communication of the Company are available on the website of Dah Sing Bank at www.dahsing.com and the website of Hong Kong Exchanges and Clearing Limited ("HK ...

Financial Performance - For the six months ended June 30, 2025, net interest income increased by 8.5% to HK$2,814,941,000 compared to HK$2,594,639,000 in 2024[4]. - Net fee and commission income rose by 21.1% to HK$720,488,000 from HK$594,753,000 year-over-year[4]. - Total operating income grew by 21.2% to HK$4,112,370,000, up from HK$3,392,598,000 in the previous year[4]. - Operating profit before impairment losses increased by 31.7% to HK$2,330,669,000 compared to HK$1,769,951,000 in 2024[4]. - Profit for the period reached HK$1,810,839,000, a 23.2% increase from HK$1,470,192,000 in the same period last year[4]. - Basic earnings per share rose to HK$4.41 from HK$3.49, reflecting a significant increase[4]. - Total comprehensive income for the period, net of tax, was HK$2,495,467,000, compared to HK$2,092,884,000 in 2024, marking a substantial growth[6]. - The company reported a profit before taxation of HK$2,060,136,000, which is a 24.2% increase from HK$1,658,124,000 in the previous year[4]. Assets and Liabilities - Total assets increased to HK$271,808,230, up from HK$266,523,315 as of December 31, 2024, representing a growth of 2.3%[7]. - Total liabilities increased to HK$226,624,310, up from HK$223,325,171, indicating a growth of 1.1%[7]. - The company's equity attributable to shareholders increased to HK$36,289,934, up from HK$34,641,754, marking a growth of 4.7%[7]. - Cash and balances with banks rose to HK$15,203,720, an increase of 1.3% from HK$15,009,807[7]. - Customer deposits reached HK$203,115,079, reflecting a growth of 1.3% compared to HK$200,599,432[7]. Cash Flow - Net cash from operating activities for 2025 was HK$2,592,873, a decrease of 11.2% from HK$2,919,591 in 2024[12]. - Net cash used in investing activities was HK$71,758, a significant improvement from HK$141,107 in 2024[12]. - Net cash used in financing activities decreased to HK$738,074 from HK$2,865,323 in 2024, indicating a reduction in financing outflows[12]. - Cash and cash equivalents at the end of the period increased to HK$15,289,042 from HK$20,159,620 in 2024, reflecting a net increase of HK$1,783,041[12]. Investment and Securities - The investment properties increased to HK$721,917, up from HK$671,692, reflecting a growth of 7.5%[7]. - The company’s trading securities rose to HK$3,332,932, an increase of 66% from HK$2,006,353[7]. - The total debt securities held as of June 30, 2025, is HK$45,115,692, an increase from HK$43,204,104, reflecting a growth of approximately 4.4%[112]. - The total equity securities increased to HK$8,697,449,000 from HK$8,047,631,000, marking an increase of about 8.0%[112]. Impairment and Allowances - New allowances net of allowance releases increased to HK$780,339,000 in 2025 from HK$582,258,000 in 2024, representing a rise of approximately 34%[52]. - Total impairment allowances for loans and advances increased to HK$1,917,097 as of June 30, 2025, compared to HK$1,532,345 as of December 31, 2024[89]. - The total impairment allowances for Stage 3 loans increased to HK$1,158,920 as of June 30, 2025, from HK$872,989 as of December 31, 2024[89]. - The estimated realizable value of certain properties in Mainland China was HK$56,184,000 as of December 31, 2024, which was nil as of June 30, 2025[104]. Dividends and Shareholder Information - The company paid a final dividend of HK$376,452 for the year 2024, impacting retained earnings[10]. - The proposed dividend included in retained earnings as of June 30, 2025, was HK$370,071,000, slightly down from HK$376,452,000 as of December 31, 2024[143]. - The weighted average number of ordinary shares in issue during the period was 319,112,928 in 2025, slightly up from 318,989,131 in 2024[69]. Regulatory and Compliance - Management is currently assessing the implications of HKFRS 18, which will enhance comparability and transparency in financial reporting starting January 1, 2027[29]. - The Group's financial statements for 2024 were unqualified, indicating no significant issues raised by auditors[19]. Operating Segments - The operating segments include personal banking, corporate banking, and treasury and global markets, with performance evaluated based on business activities and entities[192]. - The Group's insurance and investment operations are managed through wholly-owned subsidiaries in Hong Kong and Macau, offering a variety of products and services[198]. - The Group's operating segments are reported based on customer, product, and service revenues directly identifiable with each segment[196].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年8月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新金融集團有限公司 | | | 呈交日期: | 2025年9月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00440 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 319,575,100 | | 0 | | 319,575,100 | | 增加 / 減少 (-) | | | | | | | ...

Group 1 - Daxin Financial reported a net interest income of HKD 2.815 billion for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of HKD 2.776 billion for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, representing a year-on-year increase of 13.1% [1] - Basic earnings per share were HKD 1.12, with an interim dividend of HKD 0.31 compared to HKD 0.27 in the previous year [1]

Core Viewpoint - The performance of the Daxin Group in the mid-term results is strong, leading to a rise in stock prices for both Daxin Financial and Daxin Bank Group [1] Group 1: Daxin Financial Performance - Daxin Financial reported a net interest income of HKD 2.815 billion for the fiscal year 2025, an increase of 8.5% year-on-year [1] - The profit attributable to shareholders reached HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2: Daxin Bank Group Performance - Daxin Bank Group achieved a net interest income of HKD 2.776 billion in the first half of the year, marking a 9.4% increase year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, which is a 13.1% increase compared to the previous year [1] - Basic earnings per share stood at HKD 1.12, with an interim dividend of HKD 0.31, up from HKD 0.27 in the same period last year [1]

尽管营运支出和信贷减值亏损有所增加，但整体表现稳健，主要得益于较高的净息差及强劲的服务费和 交易收入。大新银行集团股东应占溢利增长13%至约16亿港元，其中4.43亿港元来自重庆银行 （601963）的贡献。 上半年，净利息收入按年增长8%，主要得益于资金成本下降速度快于资产收益率，净息差扩阔23个基 点至2.32%。贷款对存款比率微升至67.8%。非利息收入强劲增长63%，其中净服务费及佣金收入增加 21%，保险服务、净交易收入等其他营运收入合共增加184%。 大新金融公布2025年上半年业绩，公司股东应占溢利为14.06亿港元，同比增长26.4%，并计划派发每股 1.16港元的中期股息。 ...

Group 1 - Daxin Financial reported a net interest income of 2.815 billion HKD for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was 1.406 billion HKD, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were 4.41 HKD, with an interim dividend of 1.16 HKD compared to 0.92 HKD in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of 2.776 billion HKD for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was 1.579 billion HKD, marking a 13.1% increase year-on-year [1] - Basic earnings per share were 1.12 HKD, with an interim dividend of 0.31 HKD compared to 0.27 HKD in the same period last year [1]