CYBERNAUT INTERNATIONAL HOLDINGS COMPANY LIMITED 賽伯樂國際控股有限公司 （於開曼群島註冊成立之有限公司） （股份代號：1020） 董事名單及其角色與職能 賽伯樂國際控股有限公司（「本公司」，連同其附屬公司統稱「本集團」）董事（「董 事」）會（「董事會」）之成員如下。 執行董事 朱敏先生 （董事會主席） 葉芯瑜女士 獨立非執行董事 李奕生先生 曹克先生 李錦榮先生 董事會設有三個委員會。下表提供各董事會成員在該等委員會中所擔任之職位： | | 董事委員會 | 審核委員會 | 提名委員會 | 薪酬委員會 | | --- | --- | --- | --- | --- | | 董事 | | | | | | 李錦榮先生 | | C | C | M | | 曹克先生 | | M | M | C | | 李奕生先生 | | M | M | M | | 葉芯瑜女士 | | | M | | 附註： C 有關董事委員會主席 M 有關董事委員會成員 香港，二零二五年八月十五日 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並表明概不會就本公佈全部或任何部分內容而產生或因依賴該等 內容而引致的任何損失承擔任何責任。 董事委員會組成變動 自二零二五年八月十五日起，李錦榮先生獲委任為審核委員會及提名委員會主席 以及薪酬委員會成員。 賽伯樂國際控股有限公司 （於開曼群島註冊成立之有限公司） （股份代號：1020） 獨立非執行董事辭任及董事委員會組成變動 獨立非執行董事辭任 於二零二五年八月十五日，賽伯樂國際控股有限公司（「本公司」）董事會（「董事 會」）接受唐耀安先生（「唐先生」）的辭任。唐先生由於欲投入更多時間從事其他 業務，辭任獨立非執行董事（「獨立非執行董事」）及將不再擔任審核委員會（「審核 委員會」）及提名委員會（「提名委員會」）主席以及薪酬委員會（「薪酬委員會」）成 員，自二零二五年八月十五日起生效。 唐先生已確認其與董事會並無意見分歧，亦不知悉有關其辭任的任何事宜須提請 本公司股東垂注。 CYBERNAUT INTERNATIONAL HOLDINGS COMPANY LIMITED 董事會謹藉此就唐先生於任職期間 ...

股東週年大會投票結果 香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並表明概不會就本公佈全部或任何部分內容而產生或因依賴該等 內容而引致的任何損失承擔任何責任。 CYBERNAUT INTERNATIONAL HOLDINGS COMPANY LIMITED 賽伯樂國際控股有限公司 （於開曼群島註冊成立之有限公司） （股份代號：1020） 董事會欣然宣佈，所有決議案已於股東週年大會上獲正式通過。 茲提述賽伯樂國際控股有限公司（「本公司」）日期為二零二五年七月十一日之通函 （「通函」）。本公佈所用詞彙與通函所界定者具有相同涵義。 由於上述第1至6項各項普通決議案獲得過半數票數投票贊成，因此該等決議案已 於股東週年大會上透過投票表決方式獲正式通過。 於股東週年大會當日，共有4,081,448,005股已發行股份，該等股份賦予持有人出 席並於會上就決議案投票；及並無任何股份賦予其持有人出席股東週年大會並只 可於會上對決議案投反對票。概無任何股份賦予持有人有權出席股東週年大會但 須根據上市規則第13.40條所載須放棄投贊成票。概無股東須根據上市規則規定於 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 賽伯樂國際控股有限公司 ( 於開曼群島註冊成立之有限公司) FF301 呈交日期: 2025年8月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01020 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | 19,066,667,000 | HKD | | 0.1 | HKD | | 1,906,666,700 | | 增加 / 減少 (-) | | | 0 | | | HKD | | 0 | | 本月底結存 | | 19,066,667,000 | HKD | | 0.1 | HKD | | 1,906,666 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並表明概不會就本公佈全部或任何部分內容而產生或因依賴該等 內容而引致的任何損失承擔任何責任。 CYBERNAUT INTERNATIONAL HOLDINGS COMPANY LIMITED 由於需要額外時間落實將披露於通函內的若干資料，董事會預計通函之寄發日期 將延遲至二零二五年八月三十一日或之前。 此外，於二零二五年七月三十一日，本公司、買方與賣方訂立補充買賣協議，據 此，最後期限已由二零二五年六月十日延長至二零二五年九月三十日。 賽伯樂國際控股有限公司 （於開曼群島註冊成立之有限公司） （股份代號：1020） 進一步延遲寄發通函 及延長買賣協議之最後期限 茲提述(i)賽伯樂國際控股有限公司（「本公司」）日期為二零二五年二月九日之公 佈，內容有關收購事項；(ii)本公司日期為二零二五年三月七日之補充公佈，內容 有關收購事項；及(iii)本公司日期為二零二五年二月二十八日、二零二五年三月 三十一日、二零二五年四月三十日、二零二五年六月六日及二零二五年七月三日 之公佈，內容有關延遲寄發通函（「該等公佈 ...

（於開曼群島註冊成立之有限公司） （股份代號：1020） 董事會會議通告 香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並表明概不會就本公佈全部或任何部分內容而產生或因依賴該等 內容而引致的任何損失承擔任何責任。 CYBERNAUT INTERNATIONAL HOLDINGS COMPANY LIMITED 賽伯樂國際控股有限公司 本公佈乃根據香港聯合交易所有限公司證券上市規則第13.43條而作出。 賽伯樂國際控股有限公司（「本公司」）董事（「董事」）會（「董事會」）欣然宣佈，將 於二零二五年八月二十九（星期五）舉行董事會會議，藉以（其中包括）考慮及批准 本公司及其附屬公司截至二零二五年六月三十日止六個月之未經審核中期業績以 及考慮派付中期股息（如有）。 承董事會命 賽伯樂國際控股有限公司 主席 朱敏先生 香港，二零二五年七月三十日 於本公佈日期，執行董事為朱敏先生及葉芯瑜女士；以及獨立非執行董事為唐耀 安先生、李奕生先生、曹克先生及李錦榮先生。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 CYBERNAUT INTERNATIONAL HOLDINGS COMPANY LIMITED 有關截至2024年12月31日止年度之年報的 補充公告 茲提述賽伯樂國際控股有限公司 (「本公司」，與其附屬公司合稱「本集團」) 於2025年6月20日 刊發的截至2024年12月31日止年度的年報 (「年報」)。除文義另有所指外，本公告所使用的詞彙 與年報所界定者具有相同涵義。 除年報內所披露的資料外，本公司董事會 (「董事會」，各董事為「董事」) 謹此就年報董事會報 告部分中，「購股權計畫」及「購股權變動」分部提供進一步資料如下： 購股權計畫 截至年報日期 (即2025年6月20日) 為止，根據購股權計劃可能授出的所有購股權獲行使而可能將 予發行的本公司普通股最高數目為397,544,800股，佔本公司於年報日期已發行普通股 (不包括庫 存股份) 總數約9.74%。 截至2024年12月31日為止，可根 ...

Economic Outlook - In 2024, the global GDP growth rate is estimated to be approximately 3.1%, lower than pre-pandemic levels, with developed economies showing weak growth and emerging markets like India and Southeast Asia performing relatively strong [17]. - The U.S. economy is expected to achieve a full-year GDP growth rate of approximately 2.5%, supported by consumption and labor markets, although high interest rates are dampening business investments [17]. - The Euro area experienced a sluggish economic growth rate of only 0.7%, with major industrial countries like Germany falling into technical recessions due to energy price fluctuations and a shrinking manufacturing sector [17]. - The OECD predicts global economic growth of 3.2% in 2024, with emerging economies in Asia, particularly China, being major contributors [56]. - In 2024, China's GDP growth rate is projected at 5%, aligning with the official target set during the National People's Congress [60]. - The US economy is expected to perform best among G7 countries in 2024, driven by strong consumer spending despite high borrowing costs [57]. - The global public debt is expected to exceed US$100 trillion in 2024, accounting for 93% of global GDP, posing risks to long-term economic stability [55]. Company Performance and Strategy - Cybernaut International Holdings Company Limited has maintained a strategic direction of seeking changes while ensuring stability, leading to steady development across various businesses in 2024 [16]. - The company expresses gratitude to shareholders, customers, employees, and partners for their trust and support during a year filled with challenges and opportunities [16]. - The management discussion and analysis section of the annual report provides insights into the company's financial performance and strategic initiatives [6]. - The annual report includes a comprehensive overview of the company's governance, financial position, and future outlook [6]. - The company is focused on addressing the challenges posed by geopolitical fluctuations and intensified industry competition [16]. - The company is committed to enhancing its operational efficiency and exploring new market opportunities as part of its growth strategy [16]. Financial Performance - The Group recorded a gross profit of approximately RMB 19.3 million for the year ended December 31, 2024, with a gross profit margin of approximately 20.7%, compared to RMB 22.7 million and a margin of 20.3% in 2023 [88]. - The Group's loss for the year ended December 31, 2024, was approximately RMB 44.9 million, compared to a loss of approximately RMB 22.9 million in the previous year, with loss per share increasing from RMB 0.53 cents to RMB 0.90 cents [106]. - The revenue from the money lending business decreased by approximately 10.4% to RMB 18.3 million for the year ended December 31, 2024, down from RMB 20.4 million in 2023, attributed to a reduction in loan applications and new loans granted [74]. - The revenue from the eCommerce segment was approximately RMB 75.0 million for the year ended December 31, 2024, a decrease of approximately 17.8% compared to RMB 91.2 million for the year ended December 31, 2023, primarily due to reduced demand for refurbished second-hand iPhones [82]. - The Group's cost of sales decreased by approximately 16.8% from RMB 88.9 million in 2023 to approximately RMB 73.9 million in 2024, mainly due to decreased revenue from both the money lending and internet businesses [87]. Market Trends - The money lending business in Hong Kong is experiencing a "coexistence of challenges and opportunities" amid economic volatility and high interest rates [25]. - Demand for personal loans remains stable, driven by high inflation and living costs, with specific demographic groups relying on licensed money lenders [27]. - The financing gap for SMEs has widened as banks tighten credit, leading to increased demand for alternative financing solutions [28]. - The bad debt rate is rising due to deteriorating repayment capabilities of borrowers amid an economic slowdown [34]. - Over 7 million smartphone users in Hong Kong indicate a saturated market, with 5G users accounting for 70% in 2024, driving demand for new applications [35]. - The competition in the electric vehicle market is intensifying, with Chinese brands holding a 60% share globally [22]. - Online sales account for approximately 40% of total purchases, surpassing brick-and-mortar stores, with major platforms including Amazon and social e-commerce channels [39]. - The second-hand mobile phone market is growing as more consumers opt for refurbished devices amid economic downturns [39]. Regulatory and Compliance Issues - Regulatory trends indicate potential tightening in debt collection and anti-money laundering requirements, increasing compliance costs [30]. - Institutions in the education sector face high compliance costs due to policy uncertainties and a decrease in parents' payment capacity amid economic slowdowns [53]. Debt and Financing - The effective interest rate for the promissory notes (PNs) remains at 16.69% per annum, despite amendments to the terms of the PNs [165][168]. - The Group's finance costs were approximately RMB 37.3 million for the year ended December 31, 2024, reflecting a decrease due to changes in the terms of promissory notes [97]. - The average effective interest rate for loans as of December 31, 2024, ranged from 6% to 18% per year, down from 6% to 24% in 2023 [75]. - The Group has pledged assets with a book value of approximately RMB 6.9 million as collateral for notes payable totaling approximately RMB 185.4 million [122]. Shareholder and Investment Activities - The company plans to resume trading of its shares on June 23, 2025, following the announcement of its audited financial performance for the year ending December 31, 2024 [3]. - The Group did not recommend the payment of a final dividend for the year ended December 31, 2024, consistent with the previous year [107]. - The Group had no significant investments as of December 31, 2024, remaining unchanged from the previous year [115]. - The company agreed to acquire 100% of the issued shares in Newsbaba LTD for a consideration of HK$120,533,400, with a potential earn-out adjustment not exceeding HK$40,000,000 [199].

Economic Growth - In 2024, the global GDP growth rate is estimated at approximately 3.1%, with developed economies showing weak growth and emerging markets like India and Southeast Asia performing relatively strong [14]. - The U.S. GDP growth rate for the full year was approximately 2.5%, supported by consumption and labor markets, despite high interest rates dampening business investments [14]. - The Euro area experienced a low economic growth rate of only 0.7%, with major industrial countries like Germany falling into technical recessions due to energy price fluctuations [14]. - China's economic growth slowed to around 5% due to the real estate crisis and insufficient domestic demand, despite increased fiscal stimulus from the government [17]. - Emerging markets such as India and Vietnam recorded economic growth exceeding 6%, driven by supply chain shifts and manufacturing investments [17]. - The OECD predicts global economic growth of 3.2% in 2024, with emerging economies in Asia, particularly China, expected to contribute significantly to this growth [54]. - The US economy is projected to be the best-performing developed country in the G7 in 2024, driven by strong consumer spending despite high borrowing costs [55]. - Hong Kong's real GDP grew by 3.2% in 2023, followed by a moderate growth of 2.5% in 2024 [59]. Inflation and Interest Rates - Global inflation moderated from highs in 2022-2023, with U.S. and European CPI declining to 3-4%, although inflation remained sticky due to volatile energy prices and upward wage pressures [17]. - The Federal Reserve started cutting interest rates in mid-2024, with a total of 2-3 cuts expected throughout the year [17]. - The European Central Bank followed the rate cuts cautiously due to persistent service sector inflation [17]. - Japan ended its negative interest rate policy in March 2024 and began a cycle of slow interest rate hikes [17]. - The Hong Kong Monetary Authority maintained the base rate at 5.25%, indicating potential high interest rates for the foreseeable future [63]. Financial Performance - The Group's loss for the year ended December 31, 2024, was approximately RMB 44.9 million, compared to a loss of approximately RMB 22.9 million in the previous year, with loss per share increasing from RMB 0.53 to RMB 0.90 [104]. - The money lending business revenue decreased by approximately 10.4% to RMB18.3 million for the year ended December 31, 2024, down from RMB20.4 million in 2023, attributed to a reduction in loan applications and new loans granted [72]. - The Group recorded a gross profit of approximately RMB19.3 million for the year ended December 31, 2024, with a gross profit margin of approximately 20.7%, compared to RMB22.7 million and a margin of 20.3% in 2023 [86]. - Administrative expenses increased by approximately 13.1% from RMB 27.0 million in 2023 to RMB 30.6 million in 2024, mainly due to higher adjusted salaries and legal fees [94]. - The Group's bank balances and cash decreased from approximately RMB 32.3 million in 2023 to approximately RMB 26.5 million in 2024 [106]. - Total equity of the Group as of December 31, 2024, was approximately RMB 81.8 million, down from approximately RMB 120.5 million in 2023 [111]. Market Trends - The money lending business in Hong Kong is experiencing a "coexistence of challenges and opportunities" amid economic volatility and high interest rates [24]. - Demand for personal loans remains stable, driven by high inflation and living costs, with borrowers increasingly turning to licensed financial companies [25]. - The financing gap for SMEs has widened as banks tighten credit, leading to increased demand for alternative financing solutions [26]. - The bad debt rate is rising due to deteriorating repayment capabilities of borrowers amid an economic slowdown [32]. - Over 7 million smartphone users in Hong Kong indicate a saturated market, with a prolonged replacement cycle now exceeding 3 years [33]. - 5G users accounted for 70% in 2024, driving demand for applications such as cloud gaming and AR/VR [33]. - The second-hand mobile phone market is growing as more consumers opt for refurbished devices due to economic downturns [37]. - Demand for high-end smartphones remains stable, particularly for iPhone and Samsung Galaxy series, although consumers are becoming more price-sensitive [37]. Regulatory Environment - Regulatory tightening may occur in debt collection and anti-money laundering, increasing compliance costs for financial institutions [28]. - Institutions in the after-school tutoring industry are expected to adapt to compliance and explore new opportunities in quality education and technology empowerment [48]. - The online after-school tutoring services in China have been suspended since July 2021 due to regulatory changes, with plans to resume operations once restructuring is complete [68]. Debt and Financing - The global public debt is expected to exceed US$100 trillion in 2024, accounting for 93% of global GDP, posing risks to long-term economic stability [53]. - The IMF forecasts that the global public debt will exceed $100 trillion by the end of 2024, accounting for 93% of global GDP [56]. - The Group has pledged properties with a book value of approximately RMB 6.9 million as collateral for notes payable totaling approximately RMB 185.4 million [120]. - The Group's gearing ratio increased to approximately 53% in 2024 from 48% in 2023, calculated based on total debt divided by total assets [115]. - The Group's asset-liability ratio was approximately 53%, up from 48% in 2023 [120]. E-commerce and Technology - Approximately 40% of mobile phone sales are conducted online, surpassing brick-and-mortar stores, with major platforms including Amazon and social e-commerce sites like Carousell [37]. - The mobile phone e-commerce market in Hong Kong has entered a "zero-sum competition" phase, relying on new technologies and sustainable consumption trends for growth [39]. - Supply chain risks, including the Sino-U.S. technology war, may impact chip supply and mobile phone import prices [43]. - The emergence of digital loan platforms is compressing the space for traditional small finance companies, enhancing competition [28]. Corporate Actions - The company expressed gratitude to shareholders, customers, employees, and partners for their trust and support during a challenging year [14]. - The Group's money lending subsidiary, Time Credit Limited, focuses on first mortgage property loans, primarily serving high-net-worth clients [64]. - The Group does not recommend the payment of a final dividend for the year ended December 31, 2024, consistent with the previous year [105]. - The Group had no significant investments as of December 31, 2024, consistent with the previous year [113]. - The company agreed to acquire 100% of the issued shares in Newsbaba LTD for a consideration of HK$120,533,400, with potential earn-out adjustments not exceeding HK$40,000,000 [197][200].

Economic Outlook - In 2024, the global GDP growth rate is estimated at approximately 3.1%, lower than pre-pandemic levels, with developed economies showing weak growth and emerging markets like India and Southeast Asia performing relatively strong [17]. - The U.S. economy's full-year GDP growth rate was approximately 2.5%, supported by consumption and labor markets, although high interest rates dampened business investments [17]. - The Euro area experienced a growth rate of only 0.7%, with major industrial countries like Germany falling into technical recessions due to energy price fluctuations and a shrinking manufacturing industry [17]. - The OECD predicts global economic growth of 3.2% in 2024, with emerging economies in Asia, particularly China, being major contributors [56]. - The US economy is expected to perform best among G7 countries in 2024, driven by strong consumer spending despite high borrowing costs [57]. - In 2024, China's GDP growth rate is projected to be 5%, aligning with the official target set during the National People's Congress [60]. - Hong Kong's economy is expected to grow moderately by 2.5% in 2024, following a growth of 3.2% in 2023 [61]. - The global public debt is expected to exceed US$100 trillion in 2024, accounting for 93% of global GDP, posing risks to long-term economic stability [55]. Company Performance and Strategy - Cybernaut International Holdings Company Limited has adhered to a strategic direction of seeking changes while maintaining stability, resulting in steady development across various businesses [16]. - The company expressed gratitude to shareholders, customers, employees, and partners for their trust and support during a challenging year [16]. - The management discussion and analysis section of the annual report provides insights into the company's performance and strategic initiatives [6]. - The company plans to continue focusing on market expansion and new product development to adapt to the changing economic landscape [16]. - The financial performance for the year ending December 31, 2024, will be detailed in the annual report, which complies with the Hong Kong Stock Exchange regulations [2]. - The company has undergone changes in its executive team, with resignations and new appointments in key positions [7]. - The company is committed to enhancing corporate governance and maintaining transparency in its operations [6]. Money Lending Business - In 2024, the money lending business in Hong Kong faced a "coexistence of challenges and opportunities" amid economic volatility and high interest rates, indicating potential for growth if compliance, technology, and risk management are balanced [25]. - Demand for personal loans remained stable, driven by high inflation and living costs, with specific demographic groups like new immigrants and freelancers relying on licensed money lenders [27]. - The financing gap for SMEs widened as banks tightened credit, making it more difficult for them to obtain traditional loans, leading to increased demand for alternative financing solutions [28]. - The bad debt rate is rising due to deteriorating repayment capabilities of borrowers amid an economic slowdown, posing a risk to the lending business [34]. - The money lending subsidiary, Time Credit Limited, primarily generated revenue through first mortgage property loans, focusing on high-net-worth clients [66]. - The money lending business revenue decreased by approximately 10.4% to RMB18.3 million for the year ended December 31, 2024, down from RMB20.4 million in 2023, attributed to a reduction in loan applications and new loans granted [74]. Technology and Market Trends - The smartphone penetration rate in Hong Kong is over 7 million users, indicating a saturated market, with a prolonged replacement cycle now exceeding 3 years [35]. - 5G users accounted for 70% in 2024, driving demand for applications such as cloud gaming and AR/VR, presenting opportunities for e-commerce growth [35]. - The emergence of digital loan platforms like WeLend and Monexo has compressed the space for traditional small finance companies, increasing competition in the lending market [30]. - Regulatory trends indicate potential tightening, with increased scrutiny on debt collection and anti-money laundering requirements, raising compliance costs for lenders [30]. - The mobile phone e-commerce market in Hong Kong has entered a "zero-sum competition" phase, relying on new technologies and sustainable consumption trends for growth [41]. - Supply chain and geopolitical risks, including the Sino-U.S. technology war, may impact chip supply and mobile phone import prices [45]. Financial Performance - The Group recorded a gross profit of approximately RMB19.3 million for the year ended December 31, 2024, with a gross profit margin of approximately 20.7%, compared to RMB22.7 million and a margin of 20.3% in 2023 [88]. - The Group's loss for the year ended December 31, 2024, was approximately RMB44.9 million, compared to a loss of approximately RMB22.9 million in the previous year, with loss per share increasing from RMB0.53 to RMB0.90 [106]. - Administrative expenses increased by approximately 13.1% from RMB27.0 million in 2023 to RMB30.6 million in 2024, mainly due to higher adjusted salaries and legal fees [96]. - The Group's finance costs were approximately RMB37.3 million for the year ended December 31, 2024, reflecting a decrease due to changes in the terms of promissory notes [97]. - The total equity of the Group as of December 31, 2024, was approximately RMB81.8 million, a decrease from approximately RMB120.5 million in 2023 [113]. - The Group's asset-liability ratio was approximately 53%, up from 48% in 2023 [122]. - The Group's cost of sales decreased by approximately 16.8% from RMB88.9 million in 2023 to approximately RMB73.9 million in 2024, mainly due to decreased revenue from both the money lending and internet businesses [87]. Legal and Compliance Matters - The Group has not provided any guarantees to companies outside of the Group nor is it involved in any current material legal proceedings as of December 31, 2024 [131]. - The company confirmed compliance with all requirements under Chapter 14A of the Listing Rules regarding related party transactions, which were fully exempt from shareholders' approval [198]. - VT Zero Limited, a wholly-owned subsidiary, is involved in litigation claiming approximately HK$26.23 million for outstanding sales proceeds and HK$36.93 million for late remittance payments [125]. - The trial for the litigation against VT Zero is scheduled for early July 2026, with the court having dismissed the Plaintiff's applications for interim payment [129].