本集团在本年度实施了风险政策调整，以降低风险敞口，其包括以更高质量客户群为优先、优化获客渠 道、在贷后管理中实施精细化客户分层，以及根据风险状况和逾期阶段採取不同的催收策略。因此，作 为本集团新增贷款资产质量领先指标的首次付款逾期率已呈现改善趋势，从 2025 年第三季度的 1.10% 下降至 2025 年底的 0.85%。 本年度预期亏损主要归因于自本年度下旬以来充满挑战的宏观经济状况以及整体信贷流动性的收紧，因 而对消费金融市场构成了显著压力。与此同时，金融监管的持续深化，特别是国家金融监督管理总局 [2025]第 9 号通知的实施，在为行业长期发展定调的同时，也带来了一定的短期波动。这些因素影响了 本集团的业务，导致本年度偿还贷款的付款逾期率增加;及本集团在本年度下旬贷款实现量下降。 维信金科(02003)发布公告，本集团预计于截至2025年12月31日止年度将取得综合净亏损人民币5亿元至 人民币6亿元，以及非国际财务报告准则经调整净亏损人民币5亿元至人民币6亿元，较去年同期综合净 利润为人民币4.78亿元，及非国际财务报告准则经调整净利润为人民币4.787亿元。 ...

本年度预期亏损主要归因于自本年度下旬以来充满挑战的宏观经济状况以及整体信贷流动性的收紧，因 而对消费金融市场构成了显著压力。与此同时，金融监管的持续深化，特别是国家金融监督管理总局 [2025]第 9 号通知的实施，在为行业长期发展定调的同时，也带来了一定的短期波动。这些因素影响了 本集团的业务，导致本年度偿还贷款的付款逾期率增加;及本集团在本年度下旬贷款实现量下降。 智通财经APP讯，维信金科(02003)发布公告，本集团预计于截至2025年12月31日止年度将取得综合净亏 损人民币5亿元至人民币6亿元，以及非国际财务报告准则经调整净亏损人民币5亿元至人民币6亿元，较 去年同期综合净利润为人民币4.78亿元，及非国际财务报告准则经调整净利润为人民币4.787亿元。 本集团在本年度实施了风险政策调整，以降低风险敞口，其包括以更高质量客户群为优先、优化获客渠 道、在贷后管理中实施精细化客户分层，以及根据风险状况和逾期阶段採取不同的催收策略。因此，作 为本集团新增贷款资产质量领先指标的首次付款逾期率已呈现改善趋势，从 2025 年第三季度的 1.10% 下降至 2025 年底的 0.85%。 ...

香港交易及結算所有限公司和香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何 聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因依賴該等內容而引致的任何損失承擔任何責任。 本公告乃由維信金科控股有限公司（「本公司」，連同其附屬公司統稱為「本集團」）根據 香港聯合交易所有限公司證券上市規則（「上市規則」）第 13.09 條和香港法例第 571 章 證券及期貨條例第 XIVA 部的內幕消息條文（定義見上市規則）作出。 本公司董事會（「董事會」）謹此通知本公司股東（「股東」）、本公司其他證券持有人以 及潛在投資者，根據最新掌握的資料和對本集團最新未經審核綜合財務報表的初步評估， 本集團預計於截至 2025 年 12 月 31 日止年度（「本年度」）將錄得綜合淨虧損介乎 人民幣 500.0 百萬元至人民幣 600.0 百萬元，以及非國際財務報告準則經調整淨虧損(1) 介乎人民幣 500.0 百萬元至人民幣 600.0 百萬元，較截至 2024 年 12 月 31 日止年度 （「去年同期」）綜合淨利潤為人民幣 478.2 百萬元，及非國際財務報告準則經調整 淨利潤(2)為人民幣 47 ...

Core Viewpoint - The article emphasizes the importance of identifying legitimate financial institutions and avoiding investment scams to protect personal assets. Group 1: Identifying Legitimate Institutions - Legitimate institutions are those established in accordance with the law and operate under strict supervision from national financial regulatory authorities, holding the necessary legal licenses [3] - These institutions include banks, securities companies, insurance companies, fund companies, and trust companies, all of which must comply with relevant laws and regulations [3] Group 2: Steps to Determine Legitimacy - Step 1: Verify legal licenses, as legitimate institutions must possess operating licenses issued by regulatory authorities, such as the Financial License for banks and the Securities and Futures Business License for securities companies [4] - Step 2: Pay attention to the company name and registered capital, as legitimate institutions typically have names that reflect their business nature and substantial registered capital, often in the millions or billions [4] - Step 3: Check official registration information through platforms like the China Internet Finance Association [5] Group 3: Characteristics of Illegal Institutions - Illegal institutions often promise high returns with zero risk, using phrases like "annual return of 50%" which are indicative of scams [6] - They may have vague company information, lacking clear office addresses or valid contact details, making it difficult for investors to verify their legitimacy [8] - They may induce users to download unofficial apps or require funds to be transferred to personal accounts, which is a red flag [8] Group 4: Choosing Reliable Investment Channels - Prioritize licensed institutions such as banks and securities companies for investment, as they are subject to strict regulation and offer more security [9] - Purchase products through official channels like bank counters or licensed apps to mitigate risks associated with unofficial channels [10] - Confirm that investment products are properly registered and compliant by checking with relevant regulatory bodies [11] - Conduct thorough research and avoid impulsive investments based on recommendations from friends or social media [11] - Review detailed product descriptions and risk disclosures before making investment decisions [11]

Group 1 - A total of 78 stocks reached a 52-week high as of February 3, with notable performers including Asia Pacific Financial Investments (08193) at 57.14%, Chao Wei Holdings (08059) at 36.00%, and Asia Backup (08290) at 33.33% [1] - The closing prices for the top three stocks that reached new highs were 0.550, 0.052, and 0.024 respectively, with their highest prices being 0.550, 0.068, and 0.036 [1] - Other significant stocks that reached new highs include Huameilele (08429) with a high rate of 20.37% and Haode Holdings (08149) at 17.65% [1] Group 2 - The report also lists stocks that reached 52-week lows, with the worst performer being Gaodi Holdings (01676) at -10.00%, followed by Huajian Medical (01931) at -9.29% and Electronic Trading Group (08036) at -9.09% [3] - The closing prices for the stocks that reached new lows include 0.340, 1.280, and 0.021 respectively, with their lowest prices being 0.315, 1.270, and 0.020 [3] - Other notable stocks that reached new lows include Controllon (01912) at -8.93% and Cool Link (08491) at -8.11% [3]

I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02003 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 850,000,000 | HKD | | 0.1 | HKD | | 85,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 850,000,000 | HKD | | 0.1 | HKD | | 85,000,000 | 本月底法定/註冊股本總額： HKD 85,000,000 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年1月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 維信金科控股有限公司 呈交日 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 維信金科控股有限公司 呈交日期: 2026年1月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02003 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 850,000,000 | HKD | | | 0.1 HKD | | 85,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 850,000,000 | HKD | | | 0.1 HKD | | 85,000,000 | 本月底法定/註冊股本總額： H ...

呈交日期: 2025年12月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02003 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 850,000,000 | HKD | | | 0.1 HKD | | 85,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 850,000,000 | HKD | | | 0.1 HKD | | 85,000,000 | 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 維信金科控股有限公司 本月底法定/註冊股本總額： HKD 85,000,000 股份發行人及根據《上市規則》第十九B章上市的香港預 ...

Share Incentive Plans - As of December 31, 2024, a total of 49,730,386 shares are available under the post-IPO share option plan, representing 10.16% of the issued shares[5] - Under the first share incentive plan, the number of shares as of January 1, 2024, December 31, 2024, and the report date are 17,203,009, 17,483,009, and 17,483,009 respectively, accounting for 3.51%, 3.57%, and 3.57% of the issued shares[6] - A total of 330,000 shares vested during the year, with a weighted average closing price of HKD 2.30 prior to the vesting dates[8] - No rewards were cancelled under the first share incentive plan during the year[9] - As of December 31, 2024, a total of 49,305,718 shares are available under the second share incentive plan, representing 10.07% of the issued shares[10] - The company has not granted any rewards under the second share incentive plan since its adoption[10] - The company has not issued any new shares for the rewards under the first share incentive plan, as they are fulfilled through shares purchased on the market[6] Corporate Governance - The board of directors includes Mr. Ma Ting-hsiung as chairman and executive director, with a total of four executive directors and three independent non-executive directors[13] Reporting and Announcements - The company plans to publish its annual report for the year ending December 31, 2024, on April 24, 2025[3] - The announcement serves as supplementary information to the annual report and does not affect other information contained in the annual report[11]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 致：香港交易及結算所有限公司 公司名稱: 維信金科控股有限公司 呈交日期: 2025年11月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02003 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 850,000,000 | HKD | | 0.1 | HKD | | 85,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 850,000,000 | HKD | | 0.1 | HKD | | 85,000,000 | 本月底法定/註冊股本總額： HKD 85,000,000 FF301 截至月份: ...