维信金科(02003)发布公告，于2025年9月16日，根据并依照第1号股份奖励计划的条款公司向集团2位雇 员授予22.5万股奖励股份的奖励(惟须待彼等接纳)，占于本公告日期已发行股份总数约0.05%。 ...

格隆汇9月16日丨维信金科(02003.HK)发布公告，2025年9月16日，根据并依照第1号股份奖励计划的条 款公司向集团2位雇员授予22.5万股奖励股份的奖励（惟须待彼等接纳），占于本公告日期已发行股份 总数约0.05%。 ...

智通财经APP讯，维信金科(02003)发布公告，于2025年9月16日，根据并依照第1号股份奖励计划的条款 公司向集团2位雇员授予22.5万股奖励股份的奖励(惟须待彼等接纳)，占于本公告日期已发行股份总数约 0.05%。 ...

香港交易及結算所有限公司和香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何 聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因依賴該等內容而引致的任何損失承擔任何責任。 獎勵的詳情如下： 授予日期： 2025 年 9 月 16 日 董事會宣佈於 2025 年 9 月 16 日，根據並依照第 1 號股份獎勵計劃的條款本公司向本集團 2 位僱員授予 225,000 股獎勵股份的獎勵（惟須待彼等接納），佔於本公告日期已發行股份 總數約 0.05%。 獎勵的詳情 獲授人的數目及性質： 本集團 2 位僱員，彼等並非董事、本公司最高行政人員或主 要股東及任何上述人員的關聯人士 獎勵股份的數目： 225,000 股獎勵股份。獎勵股份已或將由受託人按現行市價 透過在市場上收購的方式購買，資金由本公司提供 獎勵的代價： 無 於授予日期的股份收市價： 每股股份 3.30 港元 根據股份獎勵計劃 授予獎勵 獎勵股份的歸屬期： 獎勵股份將分三次歸屬如下： (a) 三分之一在2026年9月16日； (b) 三分之一在2027年9月16日； 及 (c) 三分之一在2028年9月16日， 視乎第 1 ...

致：香港交易及結算所有限公司 公司名稱: 維信金科控股有限公司 呈交日期: 2025年9月1日 I. 法定/註冊股本變動 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 III.已發行股份及/或庫存股份變動詳情 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02003 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 850,000,000 | HKD | | | 0.1 HKD | | 85,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 850,000,000 | HKD | | | 0.1 HKD | | 85,000,0 ...

Core Viewpoint - The current strength in the Hong Kong and A-share markets, particularly in technology stocks, is mirrored in the financial technology sector, which is benefiting from both market liquidity and the long-term trend of digital finance transformation [1] Group 1: Company Performance - In the first half of the year, the company achieved a revenue of 2.5 billion RMB, representing a year-on-year growth of 43.8%, and a net profit of 216 million RMB, up 79.5% [2] - The adjusted net profit reached 218 million RMB, with a growth rate exceeding 80% [2] - As of August 25, the company's stock price has increased by over 90% year-to-date [2] Group 2: Market Valuation and Expectations - The company's value potential remains underappreciated, with the market overlooking the "threefold expectation gap" that could catalyze valuation recovery and growth [3] - The first expectation gap relates to the underestimated business resilience and asset quality, with a loan realization volume of approximately 38 billion RMB, a 40% increase year-on-year [4] - The company has a solid user base, with cumulative registered users in mainland China reaching 167 million, an 11.7% increase [4] Group 3: Asset Quality and Risk Management - The company has maintained stable asset quality, with the overdue rate for loans over three months decreasing to 2.43% by the end of Q2 2025 [8] - Strategic initiatives have been implemented to enhance business resilience, including upgrades to the risk control system and a focus on high-quality customer segments [8] Group 4: Technological Advancements - The company has made significant progress in smart upgrades, enhancing operational efficiency and creating a secure digital ecosystem [9] - The upgraded "Hummingbird" 2.0 platform has improved risk identification accuracy and response efficiency [9] - AI-generated code now accounts for 25% of the company's programming efforts, boosting productivity and code quality [9] Group 5: Strategic Investments and Future Growth - The company has strategically invested in EXIO Group, a licensed virtual asset trading platform, which will help integrate traditional finance with Web 3.0 [10] - The current valuation is at a historical low, with a dynamic P/E ratio around 3, and a dividend yield of 5.8%, indicating significant growth potential [11][12] - The company is expanding into new markets, including potential acquisitions in Portugal and Southeast Asia, which could enhance its growth trajectory [15] Group 6: Conclusion - The combination of the FinTech sector's beta effect and the company's alpha momentum positions it as a valuable investment opportunity, with the recent interim financial report likely to trigger the convergence of the three expectation gaps [17]

Core Viewpoint - Vcredit Holdings Limited reported significant growth in its interim results for the six months ending June 30, 2025, with total revenue reaching RMB 2.4999 billion, a year-on-year increase of 43.8%, and net profit of RMB 216 million, up 79.5% [3][4][7] Financial Performance - Total revenue increased from RMB 1.7384 billion in the same period last year to RMB 2.4999 billion, driven by higher loan volumes and contributions from other income sources [4][5] - Interest and similar income from loans rose to RMB 1.0895 billion, a 2.0% increase from RMB 1.0683 billion, supported by an increase in average outstanding loan balances [5] - Loan facilitation service fees surged by 35.1% to RMB 1.2698 billion, compared to RMB 939.6 million in the previous year, attributed to increased loan volumes under credit enhancement and pure loan facilitation models [5] - Other income recorded was RMB 293.6 million, a significant improvement from an expense of RMB 76.2 million in the prior year, driven by increased guarantee income and growth in technology and platform service fees [6] Expense Analysis - Operating and service expenses rose by 71.9% to RMB 1.0759 billion, primarily due to increased customer acquisition costs and loan collection fees [6] - Sales and marketing expenses increased by 30.7% to RMB 31.5 million, reflecting higher brand spending due to business expansion [6] - General and administrative expenses grew by 33.2% to RMB 216 million, driven by strategic investments in employee benefits and professional services [6] Profitability Metrics - Operating profit reached RMB 279.4 million, an 81.0% increase from RMB 154.4 million, with total revenue growth offsetting some increases in operating expenses and credit impairment losses [6][7] - Net profit of RMB 216 million represented a 79.5% increase from RMB 120.3 million, aligning with the growth in operating profit [7] - Non-IFRS adjusted operating profit and net profit also saw substantial increases of 81.8% and 80.5%, respectively [7] Asset and Liability Overview - Customer loans, contract assets, guarantee receivables, and guarantee liabilities all experienced growth, with customer loans increasing by 33.8% compared to December 31, 2024 [7] - Contract assets rose by 28.6%, guarantee receivables by 24.7%, and guarantee liabilities by 47.4%, primarily due to increased volumes in credit enhancement loans [7] Cash Flow Analysis - The net cash outflow from operating activities was RMB 2.0013 billion, contrasting sharply with a net cash inflow of RMB 469.6 million in the same period last year [7] - Cash outflow from investing activities was RMB 22.8 million, while financing activities generated a cash inflow of RMB 1.955 billion, mainly driven by borrowings and trust plan inflows [7]

Group 1 - The core viewpoint of the news is that Weixin Jinke (02003) has shown strong financial performance in the first half of 2025, with total revenue reaching 2.5 billion RMB, a year-on-year increase of 43.8%, and a net profit of 216 million RMB, up 79.5% year-on-year [1] - The company plans to distribute an interim dividend of 0.05 HKD per share to reward shareholders for their long-term trust and support [1] - Weixin Jinke has actively adjusted its business strategy to enhance risk control and operational efficiency, aiming to build a safe and compliant digital financial ecosystem [1] Group 2 - Weixin Jinke is expanding its business in emerging technology fields by strategically investing in EXIO Group, one of the first 11 virtual asset trading platforms approved by the Hong Kong Securities and Futures Commission [2] - This investment aims to bridge traditional finance and the Web 3.0 ecosystem, helping Weixin Jinke explore the collaborative value between traditional financial systems and emerging digital asset domains [2] - The company is focused on driving innovation in complex scenarios and establishing higher industry standards in asset security and user experience [2]

Core Insights - The company reported total revenue of 2.5 billion RMB for the first half of 2025, representing a year-on-year growth of 43.8% [1] - Net profit reached 216 million RMB, showing a significant year-on-year increase of 79.5% [1] - The board of directors proposed an interim dividend of 0.05 HKD per share, reflecting the company's commitment to returning value to shareholders [1] Financial Performance - Total revenue: 2.5 billion RMB, up 43.8% year-on-year [1] - Net profit: 216 million RMB, up 79.5% year-on-year [1] Shareholder Returns - Proposed interim dividend: 0.05 HKD per share [1]

Core Insights - The company reported total revenue of RMB 2.5 billion for the six months ending June 30, 2025, representing a year-on-year growth of 43.8% [1] - Net profit reached RMB 216 million, an increase of 79.5% compared to the previous year [1] - Earnings per share were reported at RMB 0.44, and the company plans to distribute an interim dividend of 5 Hong Kong cents per share [1] Financial Performance - Total revenue for the first half of 2025 was RMB 2.5 billion, up 43.8% year-on-year [1] - Net profit for the same period was RMB 216 million, reflecting a 79.5% increase [1] - The company achieved a loan volume of RMB 38 billion in mainland China during the first half of 2025 [1] Strategic Initiatives - The company systematically upgraded its risk control framework and optimized its customer portfolio, focusing on higher-quality borrowers [1] - Strategic measures were implemented to enhance business resilience, including deepening cooperation with leading quality platforms and piloting new data sources for quality borrowers [1] - The company significantly reduced customer complaint rates, laying a foundation for sustainable operations [1] Risk Management - Although short-term strategic investments led to a rise in early risk indicators, the company's ability to identify and operate with quality clients has continuously improved [1] - The establishment of a high-quality borrower sample library and ongoing iteration of credit strategies and risk models are aimed at optimizing asset quality in the long term [1]