（文章来源：证券日报） 证券日报网讯 1月8日，老板电器发布公告称，公司动用闲置自有资金1.5亿元认购北银理财"京华远见春 系列坤钰封闭式66号"产品，期限一年，预期年化收益3.30%，授权额度65亿元内滚动操作。 ...

2026年已经到来。回顾2025年，国内居民存款热情越来越高涨。数据显示：1-11月居民存款增加12.06万元。过去中老年人群体是存钱的主力军。而如今， 有越来越多的年轻人也加入到存钱队伍中来。老百姓爱存钱的原因，就是为了应对未来可能发生的失业、疾病等突发事件，以及子女教育、购买大件商品、 养老等未来将会发生的费用支出。 面对银行各档存款利率都已经进入到"1时代"，很多储户都想把钱拿出来投资股票、基金、银行理财产品，甚至还有人把存款拿去创业。但是，所面对的投 资风险却是非常大的，大多数人理财和创业的结果就是亏掉本金。主要原因是当前大环境不好，盲目理财或创业大概率是要亏钱的。所以，在进入到2026年 之后，很多储户陷入到存款利率太低，理财和创业风险又在上升，不知该如何投资的困惑。 第四，中小银行倒闭的数量还在增加 在进入到2023年之后，国内存款利率在快速下跌。以1年期的大额存单为例，过去利率是2.25%，现在存款利率只有1.4%。如果你把50万存入银行，到期存 款利息收入只有7000元，较过去减少了4250元。而受到存款利率收入大幅减少影响最大的是中老年人群体，以及靠存款利息收入生活的群体。导致银行存款 利率 ...

（记者 曾健辉） 每经头条（nbdtoutiao）——2025十大财经新闻出炉！护航、酣战、变局、狂飙分别指向哪些大事件？ 每经AI快讯，ST远智12月30日晚间发布公告称，公司于2025年12月29日召开第五届董事会第二十五次 （临时）会议，审议通过了《关于使用自有闲置资金进行投资理财的议案》，同意公司使用自有闲置资 金进行投资理财。投资金额为使用自有资金不超过（含）人民币2亿元进行投资理财。在此额度内，资 金可以滚动使用，但期限内任一时点的交易金额不得超过投资理财额度。 ...

Core Viewpoint - The company has approved the use of up to 200 million yuan of idle self-owned funds for investment and wealth management, focusing on safe, liquid, and controllable risk financial products [1] Group 1 - The company held its 18th temporary meeting of the sixth board of directors on December 30 [1] - The board approved a proposal to continue using part of its idle funds for investment and wealth management [1] - The investment products will include structured deposits, reverse repos, income certificates, and fixed-income products, all from financial institutions with legal operating qualifications [1] Group 2 - The approved investment amount is capped at 200 million yuan and is valid for 12 months from the date of board approval [1] - The funds can be used in a rolling manner within the specified limit [1]

证券代码：600226 证券简称：亨通股份 公告编号：2025-073 浙江亨通控股股份有限公司 关于子公司通过国家高新技术企业认定的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 近日，全国高新技术企业认定管理工作领导小组办公室公布了《对四川省认定机构2025年认定报备的第 二批高新技术企业进行备案的公告》，浙江亨通控股股份有限公司（以下简称"公司"）全资子公司亨通 精密铜箔科技（德阳）有限公司（以下简称"亨通铜箔"）首次通过高新技术企业认定，证书编号为 GR202551000711。 根据《中华人民共和国企业所得税法》及国家对高新技术企业的相关税收规定，亨通铜箔本次通过高新 技术企业认定后，将连续三年（2025-2027年）享受国家关于高新技术企业的相关税收优惠政策，即按 15%的税率缴纳企业所得税。 本次认定事项不会对公司当期经营业绩产生重大影响，敬请广大投资者注意投资风险。 特此公告。 浙江亨通控股股份有限公司 董事会 2025年12月30日 ● 本次会议是否有否决议案：无 一、会议召开和出席情况 (一)股东会召 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：002539 证券简称：云图控股 公告编号：2025-057 第七届董事会第五次会议决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 一、董事会会议召开情况 成都云图控股股份有限公司（以下简称"公司"）第七届董事会第五次会议通知于2025年12月19日以直接 送达或电子邮件方式发出，会议于2025年12月22日以通讯方式召开并进行了表决。本次会议由董事长牟 嘉云女士主持，会议应出席董事7人，实际出席董事7人，全体董事均以通讯方式出席。本次会议的召开 符合《中华人民共和国公司法》等法律、行政法规、部门规章、规范性文件和《成都云图控股股份有限 公司章程》的有关规定，作出的决议合法有效。 二、董事会会议审议情况 经与会的董事充分讨论与审议，形成了如下决议： （一）审议通过《关于2026年向银行等金融机构申请授信额度的议案》 表决结果：7票同意，0票反对，0票弃权。 根据公司2026年度的经营计划，为满足公司及子公司日常经营、项目建设和业务发展的资金需求，同意 公司及子公司2026年度向银行等金融机构 ...

小张最近有点烦恼。他手里积攒了30万块钱，本来想着好好存起来。可是最近几年，他听到了太多关于各种理财产品、投资渠道的说法。有的朋友劝他买基 金，有的朋友劝他投资房产，还有的朋友说存银行的利息太低了，不如放在投资理财平台上。他有点不知道该怎么选择了。最后，他去问了一个在银行工作 多年的朋友。这个朋友思考了一下，给他讲了一个很实在的建议。这个建议让小张明白了为什么到了2026年，存钱还是要优先选择银行。 现在很多人都在考虑怎样管理自己的金钱。2025年眼看就要过去了，我们需要为新的一年做一些规划。存钱这件事看起来很简单，可是实际上涉及到很多细 节。到底是存在银行里面，还是去投资某些产品，这个决定对于一个家庭的长期财务健康有很大的影响。很多人在这个问题上困惑，原因就在于他们听到了 太多不同的声音。金融市场上有各种各样的产品在竞争你的钱。有的产品承诺很高的收益，有的产品说得天花乱坠。在这样的环境里，坚守在银行存钱这一 个最基础、最传统的选择，反而需要一些勇气。 我们需要先理解一下，为什么会出现这样的现象。这些年经济在发展，金融产品也在增加。越来越多的人开始关注投资理财，希望通过各种方式让自己的钱 能够增值。这是正常的 ...

Group 1 - Action Education plans to repurchase shares worth between 20 million to 25 million yuan at a price not exceeding 45 yuan per share for employee stock ownership plans or equity incentives [1] - Fulin Technology's shareholders plan to reduce their holdings by up to 2% of the company's total shares, amounting to a maximum of 24.44 million shares starting from December 22, 2025 [2] - Huashu shares' shareholders intend to reduce their holdings by up to 1% of the company's total shares, which is a maximum of 35.94 million shares [3] Group 2 - Silan Microelectronics has obtained a filing certificate for its 12-inch high-end analog integrated circuit chip manufacturing production line project, with an investment of 10 billion yuan and a monthly production capacity of 20,000 wafers [4] - Aerospace Information confirms that its main business does not involve commercial aerospace and that its operations are normal without significant changes [5] - Qinglong Pipe Industry signed a supply contract worth 294 million yuan for PCCP and pressure steel pipes, accounting for 10.43% of its 2024 revenue [6] Group 3 - Huaxin Precision plans to invest up to 1 billion yuan of idle funds in low-risk financial products [7] - Hainan Rubber received insurance compensation totaling approximately 26.65 million yuan for rubber income and tree insurance [8] - Lianmei Holdings announced the suspension of its subsidiary Fulin Thermal Power due to economic slowdown and reduced customer demand [9] Group 4 - Ruifeng Bank has been approved to issue up to 2.5 billion yuan in secondary capital bonds to enhance its capital and risk resistance [11] - China Pacific Insurance reported a 9.4% year-on-year increase in premium income for its life insurance subsidiary, totaling 250.32 billion yuan [12] - Sunshine Nuohuo signed an agreement with Peking University to establish a joint laboratory for innovative drug development [13] Group 5 - Century Huatong completed the cancellation of 56.12 million repurchased shares, reducing its total share capital from 7.428 billion to 7.372 billion shares [14] - Yaxin Security received a government subsidy of 3 million yuan [15] - Haili Biology's subsidiary received registration certification for a bone repair material in Indonesia [16] Group 6 - Yian Technology's subsidiary secured a major project for magnesium alloy components worth 430 million yuan, expected to start production by the end of March 2026 [17] - Jiangte Electric plans to contest the proposed cancellation of its lithium-containing mining rights [18] - COFCO Technology announced the resignation of its deputy general manager due to work changes [19] Group 7 - Fangsheng Pharmaceutical passed the GMP compliance inspection for its raw material production lines [21] - Bohai Ferry announced the resignation of two deputy general managers for personal and age-related reasons [22] - ST Fuhua appointed a new general manager [23] Group 8 - Huazhong CNC received project funding of 17.7 million yuan, accounting for 31.97% of its audited net profit for 2024 [24] - Oppein Home used 15 million yuan of idle funds to purchase a large time deposit with a 0.9% annual yield [25] - China General Nuclear Power's Ningde Unit 6 has begun full construction, utilizing Hualong One technology with a capacity of 1210 MW [26] Group 9 - Jiayuan Technology's chairman has had the investigation order lifted, and the company is operating normally [27] - Fulaixin Materials' application for a specific stock issuance has been approved by the Shanghai Stock Exchange [28] - Shuhua Sports plans to invest up to 500 million yuan in a health industry park project [29] Group 10 - Rhine Biology's stock will continue to be suspended due to ongoing control change and asset acquisition plans [30] - Haishi Science received approval for clinical trials for four innovative drugs targeting various diseases [31] - Hangcai Co. plans to repurchase shares worth between 50 million to 100 million yuan at a price not exceeding 80 yuan per share [32] Group 11 - Yinxin Technology received a cash dividend of 18 million yuan from its subsidiary [33] - Tianfulong plans to increase its wholly-owned subsidiary's capital by 580 million yuan [34] - Poly United's subsidiary won a bid for a stripping project worth 1.528 billion yuan [35] Group 12 - Minglida's deputy general manager resigned due to health reasons [36] - ST Guohua appointed a new deputy general manager [37] - China Xidian's subsidiaries won contracts totaling 1.005 billion yuan for Southern Power Grid projects [38]

别看摩尔线程的市值已经是3000多亿了，本次上市融资才80亿，净融资才75.76亿，从这里就可以看出来，中介这些收费也是够高的了。这当然不是摩尔线 程的全部资产，其上市前就进行过几轮融资，截止2025年三季度末的资产和负债情况如下： 有朋友问，怎么看被寄予厚望的国产AI芯片的新上市公司摩尔线程，拿着大部分的融资款去投资理财一事？我认为这件事还是比较正常的，很多网友们对 此不满，甚至是愤怒，虽然可以理解，但显然是对芯片这一行不够了解，甚至是有些急功近利的想法导致的。 总资产有67亿元，第一项就是"交易性金融资产"，也就是大家所说的投资理财，摩尔线程所说的"现金管理"；其他基本上也都是高流动资产，长期资产只有 6%左右。总负债为28亿元，主要是短期借款和其他一些日常经营中的欠款，也有一定的长期负债，但规模不大。 贷着款去理财吗？是的，有些人会认为是这些企业的经营者糊涂，实际上并不一定全是这样，贷款相对不容易，而理财产品的变现就比较容易了。先贷着 款，或者在股市上去融来资，放在理财里慢慢取，慢慢花，这样应对起来就要轻松很多了。 为何不能做到需要多少再融资多少呢？这一听就是没搞过企业的，在我们这样的环境下，融资可是一 ...

Core Viewpoint - The company plans to invest up to 1 billion yuan in financial products for the year 2026 to enhance its revenue and provide better returns for shareholders [1] Group 1 - The company's board of directors held its tenth meeting for the year 2025 on December 12, 2025 [1] - The board approved a proposal regarding investment in financial products for the year 2026 [1] - The investment will not affect the company's normal operations [1]