香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 董事會召開日期 浙商銀行股份有限公司（「本行」）之董事會（「董事會」）謹此宣佈，本行將於二零 二三年十月二十七日（星期五）舉行董事會會議，其中議程包括審議及批准本行及 其附屬公司截至二零二三年九月三十日止九個月之第三季度業績及其刊發。 中國，杭州 2023年10月16日 截至本公告日期，本行的執行董事為陸建強先生、張榮森先生、馬紅女士及陳海 強先生；非執行董事為侯興釧先生、任志祥先生、高勤紅女士、胡天高先生及朱 瑋明先生；獨立非執行董事為周志方先生、王國才先生、汪煒先生、許永斌先生 及傅廷美先生。 承董事會命 浙商銀行股份有限公司 董事長 陸建強 ...

上 海 证 券 交 易 所 上证公监函〔2023〕0190 号 关于对旅行者汽车集团有限公司 予以监管警示的决定 当事人： 十三条、《上海证券交易所股票上市规则》（2023 年修订）（以下简称 《股票上市规则》）第 1.4 条、第 2.1.1 条、第 2.1.3 条、第 3.4.2 条等有关规定。 鉴于公司前期已披露相关进展公告，相关信息前期已释放，一 定程度上减轻了旅行者集团违规的不良影响，可酌情予以考虑。 鉴于上述违规事实和情节，根据《股票上市规则》第 13.2.2 条 和《上海证券交易所纪律处分和监管措施实施办法》有关规定，我 部作出如下监管措施决定： 旅行者汽车集团有限公司，浙商银行股份有限公司股东。 经查明，截至 2023 年 5 月 17 日，旅行者汽车集团有限公司（以 下简称旅行者集团）持有 1,346,936,645 股浙商银行股份有限公司 （以下简称公司）股份，占公司总股本的 6.33%。2023 年 5 月 17 日， 公司披露公告称，公司收到上海市第一中级人民法院（以下简称上 海一中院）出具的《执行裁定书》，上海一中院根据旅行者集团所持 公司股份被司法拍卖的结果，裁定由联合竞买人太平人寿 ...

证券代码：601916 证券简称：浙商银行 公告编号：2023-063 浙商银行股份有限公司 关于诉讼事项的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 上市公司所处的当事人地位：原告 涉案的金额：信托受益权转让价款 3,156,661,277.83 元、相应违约金及律 师费，暂共计 4,474,288,640.09 元。 是否会对上市公司损益产生负面影响：该笔债权有相应质押财产并且本 公司已对该笔融资计提了足额损失准备，预计该诉讼事项不会对本公司的本期 利润或期后利润产生重大影响。本公司将根据案件审理情况依法履行信息披露 义务。 浙商银行股份有限公司南京分行（以下简称"南京分行"）因与武汉法斯 克能源科技有限公司、季昌群、夏桂花、洪清华、宁波大榭派康资产管理有限 公司、宁波梅山保税港区浙景股权投资合伙企业（有限合伙）合同纠纷，向南 京市中级人民法院递交起诉状。近日，南京分行收到南京市中级人民法院的受 理通知书。现将本次诉讼的相关事项披露如下： 一、 有关本案的基本情况 （一） 案件当事人 原告：浙商银 ...

( 於中華人民共和國註冊成立的股份有限公司 ) A 股股票代碼 : 601916 H 股股票代碼 : 2016 中期報告 2023 重要提示 重大風險提示 本公司面臨的主要風險及擬採取的措施，請參見本報告「管理層討論與分析－風險管理」章節。 本報告中有關本公司未來計劃等前瞻性陳述不構成本公司對投資者的實質承諾，投資者及相關人士均應當對 此保持足夠的風險認識，並且應該理解計劃、預測與承諾之間的差異。 1、 本公司董事會、監事會及董事、監事和高級管理人員保證本報告內容的真實、準確、完整，不存在虛假 記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 2、 本報告於2023年8月29日由本公司第六屆董事會2023年第六次臨時會議審議通過。本公司實有董事14 名，親自出席的董事12名，陸建強先生委託張榮森先生出席會議，陳海強先生委託馬紅女士出席會議， 出席人數符合《中華人民共和國公司法》和本公司章程的規定。公司8名監事列席了本次會議。 3、 本公司不宣派2023年中期股息，不進行公積金轉增股本。 4、 本報告除特別說明外，金額幣種為人民幣。本報告所載若干金額及百分比數字已作四捨五入調整。任何 表格中總數與金額總 ...

Financial Performance - The bank achieved a revenue of RMB 9.516 billion from weakly sensitive assets in the first half of 2023, accounting for 29.58% of total revenue, an increase of 1.05 percentage points compared to 2022[4]. - In the first half of 2023, the bank reported operating income of CNY 33.248 billion, a year-on-year increase of 4.63%[14]. - Net profit attributable to shareholders reached CNY 7.743 billion, reflecting a year-on-year growth of 11.03%[14]. - The total operating revenue for the first half of 2023 reached RMB 33,248 million, an increase from RMB 31,778 million in the same period of 2022, reflecting a growth rate of 4.66%[49]. - The pre-tax profit for the first half of 2023 reached RMB 9,378 million, reflecting a growth of 10.47% from RMB 8,489 million in the first half of 2022[21]. - The net interest margin decreased to 1.95%, down 0.13 percentage points from 2.08% in the same period of 2022[23]. - The cost-to-income ratio rose to 27.96%, an increase of 3.87 percentage points year-on-year[32]. - Non-interest income increased to 9.279 billion yuan, representing an 8.64% year-on-year growth[32]. Asset and Loan Growth - As of June 30, 2023, the bank's deposit balance reached RMB 494.1 billion, up 6.76% from the end of 2022, while the loan balance increased by 8.77% to RMB 543.5 billion[6]. - Total assets amounted to CNY 2.91 trillion, up 11.07% from the end of the previous year[14]. - The total amount of loans and advances was CNY 1.65 trillion, increasing by 8.40% compared to the end of last year[14]. - The total amount of loans and advances issued reached RMB 1,653,087 million, an increase of 8.40% compared to RMB 1,525,030 million at the end of 2022[22]. - The bank's green loans reached RMB 80.8 billion, marking a significant increase of 15.43% compared to the previous year[6]. - The balance of green loans reached CNY 176.79 billion, an increase of CNY 30.87 billion, representing a growth rate of 21.15% compared to the beginning of the year[197]. Risk Management and Asset Quality - The non-performing loan ratio stood at 1.45%, with a provision coverage ratio of 182.42%, indicating improved asset quality[14]. - The quality of loans remained stable, with normal loans amounting to RMB 1,587,067 million, representing 96.00% of total loans, an increase of RMB 128,657 million from the previous year[63]. - The company has established a comprehensive credit evaluation system for personal loans, focusing on risk management and monitoring of overdue collections and non-performing loans[84]. - The company aims to control market risk within a manageable range, utilizing methods such as duration analysis and value-at-risk (VaR) measurement to manage market risks effectively[86]. Strategic Initiatives and Collaborations - The bank signed strategic cooperation agreements with 11 municipal governments in Zhejiang province, enhancing its collaboration with local authorities[7]. - The bank's strategic focus includes deepening its presence in Zhejiang and expanding into national markets through five major business segments[19]. - The company actively supports the development of the real economy, prioritizing investments in foundational industries and strategic emerging sectors[66]. - The company aims to enhance its financial technology applications and improve its risk control systems[80]. Digital Transformation and Technology - The bank is focusing on digital transformation and has launched the "Micro Sea" digital brand, aiming to integrate advanced technologies into banking services[20]. - The company continues to implement the "Technology-Driven Operations" strategy, enhancing digital infrastructure and innovation[101]. - The company has established a comprehensive information technology risk management system in accordance with ISO standards[11]. - The company is enhancing its digital capabilities by focusing on data, technology, and business foundational capabilities to support high-quality development[128]. Customer Engagement and Services - The company reported a personal customer base of 9.1966 million, an increase of 5.30% compared to the beginning of the year[104]. - The balance of personal loans, including housing and consumer loans, reached CNY 262.460 billion, marking a 14.35% increase since the start of the year[106]. - The credit card business issued a total of 4.0537 million cards, an increase of 119,900 cards since the beginning of the year[109]. - The company has served 7,533 technology innovation enterprises, providing a financing balance of RMB 180.6 billion, and visited over 10,000 such enterprises[112]. Governance and Compliance - The company emphasizes board diversity, with 14 board members, including 2 women and 12 members holding postgraduate degrees, enhancing decision-making capabilities[146]. - The company has complied with the corporate governance code, ensuring the separation of roles between the chairman and the CEO[152]. - The company has launched initiatives to enhance compliance awareness and execution, promoting a culture of compliance across all levels[99]. - The company has maintained high standards in information disclosure, receiving the highest rating of A for two consecutive years from the Shanghai Stock Exchange[147]. Awards and Recognition - The company has received multiple awards for its ESG practices, including the "2023 China Banking Industry ESG Practice Award" and recognition in the "Top Ten ESG Star Banks" list[196]. - The company received over 20 batches of online and offline research visits from securities analysts and investors, significantly increasing market attention[149].

本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 近日，浙商银行股份有限公司（以下简称"本公司"）收到《国家金融监 督管理总局关于浙商银行周伟新任职资格的批复》（金复〔2023〕228号）。根 据有关规定，国家金融监督管理总局已核准周伟新先生的行长助理任职资格。 周伟新先生的简历详见本公司 2022 年 11 月 22 日刊登于上海证券交易所网 站（www.sse.com.cn）的《浙商银行股份有限公司第六届董事会第七次会议决 议公告》（公告编号：2022-058）。 特此公告。 浙商银行股份有限公司董事会 2023 年 9 月 5 日 证券代码：601916 证券简称：浙商银行 公告编号：2023-062 浙商银行股份有限公司 关于高管任职资格获监管机构核准的公告 ...

Financial Performance - In the first half of 2023, the bank reported an operating income of RMB 33.227 billion, a year-on-year increase of 4.68%[22]. - The net profit attributable to shareholders reached RMB 7.743 billion, reflecting a year-on-year growth of 11.03%[22]. - The company's operating income for the first half of 2023 was RMB 33,227 million, an increase of 4.68% compared to RMB 31,740 million in the same period of 2022[30]. - Net profit attributable to shareholders for the first half of 2023 reached RMB 7,743 million, reflecting an 11.03% increase from RMB 6,974 million in the same period of 2022[30]. - The net interest margin decreased to 2.14% for the first half of 2023, down from 2.28% in the same period of 2022[31]. - The net interest income was RMB 239.69 billion, an increase of RMB 7.32 billion or 3.15% year-on-year, accounting for 72.14% of total operating income[44]. - The total operating income for the first half of 2023 was RMB 33,227 million, up from RMB 31,740 million in the same period last year[61]. Asset and Loan Growth - As of the end of the reporting period, total assets amounted to RMB 2.91 trillion, up 11.07% from the end of the previous year[22]. - The total amount of loans and advances was RMB 1.65 trillion, representing an 8.40% increase compared to the end of last year[22]. - The total assets as of June 30, 2023, amounted to RMB 2,912,260 million, representing an 11.07% increase from RMB 2,621,930 million at the end of 2022[32]. - The total loans and advances amounted to RMB 1,653,087 million as of June 30, 2023, an 8.40% increase from RMB 1,525,030 million at the end of 2022[32]. - The net amount of loans and advances increased to RMB 16,113.22 billion, up RMB 1,250.31 billion or 8.41% year-on-year[64]. - The total loan amount issued by the company reached RMB 1,653.087 billion, with a total NPL of RMB 23.893 billion, resulting in an overall NPL ratio of 1.45%[84]. Asset Quality and Risk Management - The non-performing loan ratio stood at 1.45%, with a provision coverage ratio of 182.42%, indicating an improving asset quality trend[22]. - The non-performing loan ratio improved to 1.45% as of June 30, 2023, down from 1.47% at the end of 2022[33]. - The provision coverage ratio increased to 182.42% as of June 30, 2023, compared to 182.19% at the end of 2022[33]. - The total provision for credit impairment losses increased to RMB 43.586 billion, with a current period provision of RMB 9.592 billion[92]. - The company implements a comprehensive risk management system, focusing on prudent and stable risk preferences[101]. - Credit risk management aims to control credit risk within a reasonable range, maximizing risk-adjusted comprehensive benefits[103]. Capital Adequacy - The capital adequacy ratio was 11.83%, with a tier one capital adequacy ratio of 9.57% and a core tier one capital adequacy ratio of 8.18%, showing an improvement in capital adequacy[22]. - The capital adequacy ratio increased to 11.83%, up by 0.23 percentage points from the end of the previous year[41]. - The company's total capital net amount increased to RMB 214.847 billion, up from RMB 195.871 billion at the end of the previous year[95]. Digital Transformation and Strategy - The bank has initiated a new wealth management strategy and is focusing on digital transformation as part of its operational strategy[22]. - The company aims to enhance its digital transformation through the "185N" reform framework and has launched the "Micro Sea" digital brand[27]. - The company is focused on expanding its wealth management and digital services, aiming for a comprehensive development across five major business segments[27]. - The company has been recognized for its digital transformation efforts, launching over 50 major digital applications to enhance operational efficiency and service quality[157]. - The company is enhancing its digital infrastructure to support high-quality development, including the integration of blockchain and IoT technologies[159]. Customer and Market Engagement - The number of personal customers (including debit and credit card customers) reached 9.1966 million, an increase of 5.30% compared to the beginning of the year[130]. - The agency insurance business achieved new premiums of 1.002 billion yuan, a year-on-year increase of 104.08%[132]. - The company has served over 2,000 digital supply chain projects, providing financing of over 150 billion RMB, with 75% of clients being small micro-enterprises[139]. - The company has launched new financial products such as "Export Data Loan" and "Export Silver Tax Loan" to address financing difficulties for small and micro foreign trade enterprises[143]. Governance and Shareholder Engagement - The company has actively communicated with over 20 batches of broker analysts and investors, significantly increasing market attention and research reports issued by brokers[183]. - The board of directors consists of 14 members, including 2 female members and 12 members with postgraduate degrees, enhancing the board's diversity and expertise[181]. - The company has adopted a board diversity policy to enhance governance and align with sustainable development goals[181]. - The company received the highest rating of A for its annual information disclosure work from the Shanghai Stock Exchange for two consecutive years[182].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 2023年中期業績公告 浙商銀行股份有限公司（「本行」）董事會謹此宣佈本行截至2023年6月30日止6個月 之未經審計中期業績。本公告列載本行2023年中期報告全文，並符合香港聯合交 易所有限公司（「聯交所」）證券上市規則中有關中期業績初步公告附載的資料之要 求。 發佈中期業績公告及中期報告 本業績公告的中英文版本可在本行網站 (www.czbank.com)和聯交所網站 (www.hkexnews.hk)查閱。在對中英文文本的理解上發生歧義時，以中文文本為 準。 本行2023年中期報告的印刷版本將於適當時候寄發予本行H股股東，並可於其時 在本行網站(www.czbank.com)及聯交所網站(www.hkexnews.hk)閱覽。 承董事會命 浙商銀行股份 ...

Financial Performance - China Zheshang Bank reported an unaudited mid-term performance for the six months ending June 30, 2023[2]. - In the first half of 2023, the company's operating income reached 33.248 billion yuan, a year-on-year increase of 4.63%[11]. - Net profit attributable to shareholders was 7.743 billion yuan, reflecting a year-on-year growth of 11.03%[11]. - Total assets amounted to 2.91 trillion yuan, up 11.07% from the end of the previous year[11]. - The total amount of loans and advances was 1.65 trillion yuan, increasing by 8.40% compared to the end of last year[11]. - The non-performing loan ratio stood at 1.45%, with a provision coverage ratio of 182.42%, indicating an improvement in asset quality[11]. - The capital adequacy ratio was 11.83%, with a tier 1 capital adequacy ratio of 9.57% and a core tier 1 capital adequacy ratio of 8.18%, showing an increase in capital adequacy[11]. - Operating revenue for the first half of 2023 reached RMB 33,248 million, an increase of 4.63% compared to RMB 31,778 million in the same period of 2022[18]. - The average return on total assets was 0.58%, while the average return on equity was 10.71%[29]. - The cost-to-income ratio increased to 27.96%, up 3.87 percentage points year-on-year[29]. Risk Management - The company is subject to various risks, and future plans are not commitments to investors[5]. - The company emphasizes the importance of risk awareness regarding forward-looking statements[5]. - The company maintains a prudent risk appetite, focusing on "small and diversified" credit principles to support the real economy[78]. - The company has established a comprehensive risk management system, with the board of directors ultimately responsible for risk management[78]. - Credit risk management aims to keep credit risk within a bearable range, maximizing comprehensive benefits adjusted for risk[79]. - The company aims to control market risk within a reasonable range, maximizing comprehensive benefits adjusted for risk[84]. - The company employs various market risk measurement methods, including duration analysis and value at risk (VaR), to manage market risk effectively[84]. Corporate Governance - The company has implemented a governance structure that integrates party leadership with corporate governance, improving operational effectiveness[143]. - The board consists of 14 members, including 2 female directors and 12 members with postgraduate degrees, enhancing diversity[146]. - The company received the highest rating of A for information disclosure from the Shanghai Stock Exchange for two consecutive years[147]. - The company has confirmed that all directors and supervisors have adhered to the securities trading code from January 1, 2023, to June 30, 2023[150]. - The company has complied with the Corporate Governance Code as per the Hong Kong Listing Rules from January 1, 2023, to June 30, 2023, with exceptions noted[151]. Digital Transformation - The company is focusing on digital transformation and has launched the "Micro Sea" digital brand, enhancing its technological capabilities[17]. - The company continues to implement the "Technology-Driven Operations" strategy, enhancing digital infrastructure and innovation[100]. - The company achieved a digital channel transaction substitution rate of 99.78%, leading the industry[131]. - The company optimized its cash management functions, achieving a 53.97% year-on-year increase in core clients to 1,298, with transaction amounts reaching CNY 16,450.63 billion[135]. Customer Engagement - The company has implemented a customer-centric approach, enhancing consumer rights protection and improving customer satisfaction through efficient and high-quality service experiences[198]. - The company has conducted over 5,000 educational activities, reaching more than 19 million consumers, focusing on financial knowledge and consumer protection[198]. - The company reported a personal customer base of 9.1966 million, an increase of 5.30% compared to the beginning of the year[103]. Shareholder Information - The total number of ordinary shares issued by the company as of June 30, 2023, is 26,098,435,963, including 21,544,435,963 A-shares and 4,554,000,000 H-shares[154]. - The largest shareholder, Hong Kong Central Clearing Limited, holds 4,553,749,780 H-shares, representing 17.45% of the total[157]. - Zhejiang Financial Holdings Co., Ltd. increased its holdings by 796,633,132 shares, totaling 3,452,076,906 shares, which is 13.23% of the total[157]. - As of June 30, 2023, 2,561,374,733 shares, accounting for 9.81% of the total issued ordinary shares, are pledged, and 227,801,951 shares are subject to judicial freeze[159]. Compliance and Regulatory - The company has established a compliance risk management framework to ensure legal and regulatory adherence, minimizing potential legal and reputational damages[97]. - The company has launched a dual enhancement initiative for compliance awareness and execution, promoting a culture of compliance across all levels[98]. - Regular compliance training and awareness campaigns are conducted to strengthen employees' understanding of regulations and compliance[98]. Challenges and Future Outlook - The company faces challenges in the second half of 2023 due to insufficient domestic demand and global economic slowdown, but remains committed to high-quality development[141]. - The company aims to enhance its comprehensive financial service capabilities, leveraging the advantages of the Hong Kong International Financial Center and the Greater Bay Area development opportunities[138].

独立董事：周志方、王国才、 汪炜、许永斌、傅廷美 2023年8月29日 浙商银行股份有限公司第六届董事会 2023年第六次临时会议独立董事独立意见 根据《上海证券交易所股票上市规则》《上市公司独立董事规则》等法律、 行政法规、部门规章和规范性文件，以及《浙商银行股份有限公司章程》（以下 简称"《公司章程》"）等有关规定，作为浙商银行股份有限公司（以下简称"公 司"）的独立董事，现就公司第六届董事会2023年第六次临时会议相关事项发表 如下独立意见： 一、关于核定浙商银行高级管理人员2022年度薪酬的独立意见 公司高级管理人员2022年度薪酬是公司董事会根据《浙商银行高级管理人 员薪酬核定办法（2022年版）》的有关规定进行核定的，符合法律法规及《公司 章程》的规定，不存在损害公司和股东，特别是中小股东利益的情形。 ...