Core Viewpoint - The appointment of Chen Haiqiang as the new chairman of Zhejiang Commercial Bank is expected to enhance the bank's strategic stability and long-term value during a critical period of development [1][4][5]. Leadership Transition - Chen Haiqiang has been appointed as the party secretary and nominated as the chairman of Zhejiang Commercial Bank after a four-month vacancy following the resignation of the previous chairman, Lu Jianqiang [1][3][4]. - Chen has extensive experience in the financial industry, having joined Zhejiang Commercial Bank in 2015 and held various leadership positions, including vice president and party deputy secretary [5][7]. Strategic Focus - Chen emphasizes a "long-termism" approach, advocating for sustainable growth over short-term gains. He has outlined three key adjustments in the bank's operations: prioritizing quality over scale, focusing on low-risk and balanced returns, and shifting from single-item revenue to comprehensive revenue through scenario-based strategies [8][10]. - The bank aims to avoid the pitfalls of prioritizing scale and short-term profits, instead focusing on long-term value creation [8][10]. Financial Performance - As of the end of September, Zhejiang Commercial Bank reported total assets of 3.39 trillion yuan, with a net profit of 11.67 billion yuan for the first three quarters of the year, indicating stable fundamentals [10][11]. - The bank's non-performing loan ratio improved to 1.36%, down 0.02 percentage points from the beginning of the year, reflecting a positive trend in asset quality [11]. Shareholder Dynamics - The number of ordinary shareholders has decreased for eight consecutive quarters, suggesting a concentration of shareholding [12]. - In August, Minsheng Insurance increased its stake in the bank's H-shares, which now exceed 5% of the total H-share capital, indicating growing interest from institutional investors [13].

Core Viewpoint - The appointment of Chen Haiqiang as the new chairman of Zhejiang Commercial Bank marks a significant internal promotion, reflecting the bank's strategic focus on stability and internal talent development [1][3][4] Group 1: Leadership Changes - Chen Haiqiang has been appointed as the party secretary and nominated as the chairman of Zhejiang Commercial Bank, following the resignation of the former chairman, Lu Jianqiang [1] - This is the first time in nearly a decade that the bank has appointed a chairman from within its ranks, emphasizing the importance of internal talent [3] Group 2: Background of Chen Haiqiang - Chen Haiqiang has over 30 years of banking experience, having started his career in 1995 at Industrial and Commercial Bank of China and joining Zhejiang Commercial Bank in 2015 [3] - He has held various significant positions within the bank, including president of two major branches and chief risk officer, showcasing his extensive operational and management experience [3] Group 3: Strategic Direction - The bank is currently undergoing a strategic adjustment, focusing on high-quality development rather than rapid growth, as stated in its mid-year performance briefing [4] - Chen Haiqiang emphasized the importance of risk management, stating that the bank will not compromise on risk control for the sake of growth [4] Group 4: Financial Performance - As of the end of September, Zhejiang Commercial Bank reported total assets of 3.39 trillion yuan, a 1.91% increase from the end of the previous year [4] - The bank achieved operating income of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan, with an improved non-performing loan ratio of 1.36%, down by 0.02 percentage points from the end of the previous year [4]

11月17日，浙商银行发布公告，陈海强任浙商银行股份有限公司党委书记，并提名陈海强任浙商银行股 份有限公司董事长。 履历显示，陈海强出生于1974年10月，浙江宁海人，硕士学位，正高级经济师。 在加入浙商银行前，陈海强曾任国家开发银行浙江省分行副主任科员，招商银行宁波北仑分理处副主任 （主持工作）、宁波北仑支行行长、宁波分行党委委员、行长助理、副行长。 截止三季度末，浙商银行总资产达3.39万亿元，比上年末增长1.91%；不良贷款率1.36%，比上年末下降 0.02个百分点。前三季度，浙商银行实现营业收入489.31亿元；归母净利润116.68亿元。 今年4月，陈海强被浙商银行内部提拔为党委副书记，并被董事会聘任为行长。7月4日，其行长任职资 格获金融监管总局核准。同月，陆建强因到龄辞去浙商银行董事长、执行董事等职务；浙商银行董事会 决议，由陈海强代为履行董事长职务。 预计等待相关程序完成，陈海强将正式成为浙商银行第五任董事长，也是第一任内部提拔的董事长。资 料显示，浙商银行于2004年成立，前四任掌舵者均为外部调任。 目前，除陈海强外，浙商银行高管团队还包括副行长景峰、骆峰（兼董事会秘书）、林静然，行长助理 ...

Core Viewpoint - Chen Haiqiang has been appointed as the Party Secretary and nominated as the Chairman of Zheshang Bank, marking a significant internal promotion within the bank's leadership structure [1][4]. Group 1: Leadership Changes - Chen Haiqiang's appointment comes just four months after he officially took over as the President of Zheshang Bank [3]. - The bank's board will expedite the election process for the Chairman position following Chen's nomination [2]. - Chen is the first Chairman of Zheshang Bank to be promoted from within the organization since its establishment, contrasting with previous Chairmen who were externally appointed [4]. Group 2: Chen Haiqiang's Background - Chen has extensive experience in state-owned commercial banks, having started his career at Industrial and Commercial Bank of China in 1995 and later joining China Merchants Bank [5]. - He has held various positions at Zheshang Bank, including President of the Ningbo Branch and Chief Risk Officer, before becoming the President [5]. Group 3: Bank Performance and Strategy - As of the third quarter, Zheshang Bank's total assets reached 3.39 trillion yuan, a 1.91% increase from the beginning of the year, with a non-performing loan ratio of 1.36%, which is still considered relatively poor among peer banks [5][6]. - The bank reported a revenue of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan, both showing declines of 6.78% and 9.59% year-on-year, respectively [5]. - Chen has emphasized a strategic shift towards "smart management," focusing on transforming the bank's operations from asset-driven to liability-driven, and moving towards a lower-risk, stable-return asset structure [5].

Core Viewpoint - Zhejiang Zheshang Bank has appointed Chen Haiqiang as the new chairman, which is expected to lead to stable development and strategic continuity for the bank [1][3][4]. Group 1: Leadership Changes - Chen Haiqiang has been nominated as the chairman of Zhejiang Zheshang Bank following the retirement of the previous chairman, Lu Jianqiang [1][3]. - Chen has extensive experience in the banking sector, having held various positions within Zhejiang Zheshang Bank since joining in 2015, including roles as president and executive director [4][3]. - The internal promotion of Chen is seen as beneficial for maintaining strategic stability and fostering a culture of talent recognition within the bank [4][3]. Group 2: Business Strategy and Performance - Since 2025, Zhejiang Zheshang Bank has adopted a long-term approach, focusing on "quality first" and moving away from a "scale obsession" to a model that emphasizes "low risk and balanced returns" [5]. - As of the end of Q3 2025, the bank's total assets reached 3.39 trillion yuan, reflecting a 1.91% increase from the previous year, indicating a cautious yet high-quality growth strategy [6]. - The bank reported operating income of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan, with net interest income accounting for 70.4% of total income [6]. - The non-performing loan ratio improved to 1.36%, down by 0.02 percentage points from the end of the previous year, showcasing enhanced asset quality management [6].

【 导读 】 陈海强获 提名 任 浙商银行 董事长，今年4月刚获聘升任行长 中国基金报记者 马嘉昕 11月17日晚间，浙商银行发布公告称，根据中共浙江省委决定，提名陈海强任该行董事长。同时，该行董事会将尽快完成董事长的选举 工作。 陈海强将擢升董事长 今年7月，陈海强任浙商银行行长的任职资格获得国家金融监督管理总局核准。同月，在浙商银行前任董事长陆建强因到龄退休辞任后， 陈海强便代为履行该行董事长职责。 记者了解到，陈海强不仅深耕金融行业多年，具有丰富的银行经营和管理经验，也是从浙商银行一线内部成长起来的金融管理人才。 公开资料显示，陈海强出生于1974年10月，浙江宁海人、硕士学位，正高级经济师。 2015年3月，陈海强加入浙商银行，历任该行宁波分行党委书记、行长，杭州分行党委书记、行长；2018年5月，任浙商银行行长助 理；2020年7月任浙商银行副行长，2021年6月任执行董事；2025年4月2日，陈海强任浙商银行党委副书记，7月8日正式出任行长。 更早前，陈海强曾任国家开发银行浙江省分行副主任科员，招商银行宁波北仑分理处副主任（主持工作）、宁波北仑支行行长、宁波分 行党委委员、行长助理、副行长。 在业 ...

11月17日，浙商银行发布公告称，中共浙江省委决定，陈海强任浙商银行党委书记，并提名担任董事长。浙商银 行董事会将尽快按照法定程序完成董事长选举。 2025年4月，陈海强获任浙商银行党委副书记，经董事会聘任为行长，同年7月，国家金融监督管理总局核准陈海 强的浙商银行行长任职资格。 （文章来源：南方都市报） 公开简历显示，陈海强出生于1974年10月，拥有硕士学位，获评正高级经济师。曾任国家开发银行浙江省分行副 主任科员，招商银行宁波北仑分理处副主任（主持工作）、宁波北仑支行行长、宁波分行党委委员、行长助理、 副行长，浙商银行宁波分行党委书记、行长，浙商银行行长助理兼杭州分行党委书记、行长，浙商银行首席风险 官，浙商银行党委委员、副行长等职。 ...

11月17日，浙商银行发布公告称，中共浙江省委决定，陈海强任浙商银行党委书记，并提名担任董事 长。浙商银行董事会将尽快按照法定程序完成董事长选举。 公开简历显示，陈海强出生于1974年10月，拥有硕士学位，获评正高级经济师。曾任国家开发银行浙江 省分行副主任科员，招商银行宁波北仑分理处副主任（主持工作）、宁波北仑支行行长、宁波分行党委 委员、行长助理、副行长，浙商银行宁波分行党委书记、行长，浙商银行行长助理兼杭州分行党委书 记、行长，浙商银行首席风险官，浙商银行党委委员、副行长等职。 2025年4月，陈海强获任浙商银行党委副书记，经董事会聘任为行长，同年7月，国家金融监督管理总局 核准陈海强的浙商银行行长任职资格。 采写：南都·湾财社记者 管玉慧 ...

Core Viewpoint - Zhejiang Zheshang Bank has appointed Chen Haiqiang as the new Party Secretary and proposed him as the Chairman, following the resignation of the previous chairman, Lu Jianqiang [1][3]. Group 1: Leadership Changes - Chen Haiqiang was nominated as the President of Zhejiang Zheshang Bank in April and has been acting as Chairman since July [3]. - Chen Haiqiang has extensive experience in the financial sector, having held various positions in both national and local banks [3]. Group 2: Financial Performance - As of the end of September, Zhejiang Zheshang Bank reported total assets of 3.39 trillion yuan, a year-on-year increase of 1.91% [3]. - The bank achieved operating income of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan [3]. - The non-performing loan ratio improved to 1.36%, a decrease of 0.02 percentage points from the end of the previous year [3]. Group 3: Strategic Adjustments - The bank is adapting to external pressures by focusing on quality over quantity, shifting its asset structure towards low-risk and stable returns [4]. - It has moved from a focus on single-item returns to a strategy that emphasizes comprehensive returns through scenario-based approaches [4]. Group 4: Risk Management - Zhejiang Zheshang Bank is prioritizing risk control, particularly in key sectors like real estate, and is enhancing its risk management capabilities through AI and other technologies [5]. - The bank's approach is characterized by a prudent and stable risk preference, aiming for sustainable development [5].

Core Viewpoint - Zhejiang Zheshang Bank has appointed Chen Haiqiang as the new Party Secretary and proposed him as the Chairman, following the resignation of the previous chairman due to age reasons. The bank's performance in the first three quarters of the year showed some fluctuations, but overall results aligned with the bank's strategic goals for high-quality development [1][3]. Group 1: Leadership Changes - Chen Haiqiang has been appointed as the Party Secretary of Zhejiang Zheshang Bank and is nominated for the position of Chairman [1]. - Chen Haiqiang, born in October 1974, holds a master's degree and has extensive experience in various leadership roles within the bank and other financial institutions [2]. Group 2: Financial Performance - As of the end of the third quarter, Zhejiang Zheshang Bank reported total assets of 33,890.12 billion RMB, an increase of 634.73 billion RMB or 1.91% from the previous year [3]. - The bank's total liabilities reached 31,822.78 billion RMB, up by 594.82 billion RMB or 1.90% year-on-year, with total loans and advances amounting to 18,962.72 billion RMB, an increase of 391.56 billion RMB or 2.11% [3]. - The bank's operating income for the first three quarters was 489.31 billion RMB, a decrease of 35.60 billion RMB or 6.78% year-on-year, with net profit attributable to shareholders at 116.68 billion RMB, down by 12.37 billion RMB or 9.59% [4]. Group 3: Asset Quality and Capital Adequacy - The non-performing loan balance stood at 256.61 billion RMB, with a non-performing loan ratio of 1.36%, a slight decrease of 0.02 percentage points from the previous year [4]. - The capital adequacy ratio was reported at 12.15%, down by 0.46 percentage points, while the core tier 1 capital adequacy ratio increased slightly to 8.40% [4]. Group 4: Market Position - Zhejiang Zheshang Bank has established 369 branches across 22 provinces and regions, effectively covering key economic areas in China [6]. - The bank ranked 82nd in the "2025 Global Banking 1000" list by The Banker magazine based on tier 1 capital and received the highest AAA credit rating from China Chengxin International [6].