（文章来源：证券日报） 证券日报网讯 11月17日晚间，浙商银行发布公告称，根据中共浙江省委决定，陈海强同志任浙商银行 股份有限公司党委书记，提名陈海强同志任浙商银行股份有限公司董事长。 ...

Core Insights - The article discusses the increasing financial service demands of small and micro enterprises in industrial parks, emphasizing the role of inclusive finance in empowering the real economy [1][2] - Zhejiang Commercial Bank's Beijing branch has developed an innovative "10+N" financial advisory service system to meet the diverse financial needs of industrial parks [1] Group 1: Financial Products and Services - The "10+N" system includes 10 loan products tailored for industrial parks, supplemented by various specialized services to achieve precise adaptation for each park [1] - The bank offers project construction loans for developers and integrates a "business + finance + investment" smart park platform for management [1] - For enterprises within the parks, the bank provides a comprehensive range of financing options, including mortgage and leasing loans for operational premises, renovation loans, working capital loans, and financing for equipment and raw material purchases [1] Group 2: Digital Transformation and Efficiency - The bank is enhancing service efficiency and customer experience through digital transformation, creating a "1+1+N" digital inclusive product system that includes "Digital Science Loan + Digital Easy Loan + Digital Projects" [2] - This transformation aims to upgrade credit services to be online and intelligent, adhering to the "one visit at most" principle, allowing businesses to complete the entire credit application, approval, and disbursement process online [2] - As a result of these initiatives, by the end of September 2025, the bank has served 30 industrial parks and over 460 enterprises, providing financing support exceeding 2.5 billion yuan [2]

本公司董事会将尽快按照法定程序完成董事长的选举工作。 格隆汇11月17日丨浙商银行(601916.SH)公布，根据中共浙江省委决定，陈海强同志任浙商银行股份有 限公司党委书记，提名陈海强同志任浙商银行股份有限公司董事长。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 自願性公告 關於提名董事長的提示性公告 根據中共浙江省委決定，陳海強同志任浙商銀行股份有限公司（「本公司」）黨委書 記，提名陳海強同志任浙商銀行股份有限公司董事長。 本公司董事會將盡快按照法定程序完成董事長的選舉工作。 承董事會命 浙商銀行股份有限公司 陳海強 執行董事、行長 中國，杭州 2025年11月17日 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 ...

本公司董事会将尽快按照法定程序完成董事长的选举工作。 浙商银行股份有限公司 关于提名董事长的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 根据中共浙江省委决定，陈海强同志任浙商银行股份有限公司党委书记， 提名陈海强同志任浙商银行股份有限公司董事长。 证券代码：601916 证券简称：浙商银行 公告编号：2025-051 特此公告。 浙商银行股份有限公司董事会 2025 年 11 月 17 日 ...

浙商银行(601916.SH)公告称，根据中共浙江省委决定，提名陈海强任浙商银行股份有限公司董事长。 本公司董事会将尽快完成董事长的选举工作。 ...

2025年11月17日，财新从业内最新获悉，浙商银行当日下午召开会议宣布，行长陈海强升任该行党委书 记，提名董事长。 此前，财新独家报道了陈海强或将调整，有望获进一步任用的人事新动向。 此番调 整是陈海强年内第二次获提拔。半年前的2025年4月初，他由浙商银行副行长升任党委副书记；7月4 日，监管核准了他任浙商银行行长的任职资格；7月10日，该行前任董事长陆建强因到龄辞去董事长、 执行董事等职务，暂由陈海强代为履职。（财新） ...

Core Insights - The implementation of the "Personal Consumption Loan Interest Subsidy Policy" has shown initial positive effects after over two months of execution [1] Group 1: Policy Effectiveness - Major banks have reported an increase in personal consumption loans, with China Construction Bank seeing a month-on-month and year-on-year rise in September [1] - Bank of China disbursed 47.4 billion yuan in September, which is an increase of 11 billion yuan from August and 14.7 billion yuan from September of the previous year [1] - Traffic Bank's overall consumption loan issuance grew by over 20% month-on-month in September, primarily in the household automotive and home decoration sectors [1] Group 2: Application Success Rate - Construction Bank has an application success rate of approximately 80% for interest subsidies [1] - Despite the high success rate, there are still cases that do not pass the subsidy review process, indicating some challenges in the implementation [1] - Zhejiang Commercial Bank noted a high automatic approval rate but faces specific challenges in recognition technology [1]

Core Insights - The implementation of the personal consumption loan interest subsidy policy has shown initial positive effects, with increased loan issuance reported by several banks [1][2][3] Group 1: Policy Overview - The subsidy policy is applicable for personal consumption loans issued from September 1, 2025, to August 31, 2026, covering various consumption categories including household vehicles, education, and healthcare [1] - The policy aims to reduce interest expenses for residents and stimulate consumer spending through a combination of financial incentives [2] Group 2: Bank Performance - China Construction Bank reported a month-on-month and year-on-year increase in personal consumption loans in September, indicating a positive response to the subsidy [1] - Bank of China disbursed 47.4 billion yuan in September, an increase of 11 billion yuan from August and 14.7 billion yuan from September of the previous year [1] - Traffic Bank's consumer loan issuance grew over 20% month-on-month, particularly in the household vehicle and home decoration sectors [1] Group 3: Implementation Challenges - Construction Bank has an 80% success rate for subsidy applications, but challenges remain, such as discrepancies in invoice details and complex consumer transaction scenarios [3] - Issues like unclear invoice images and the difficulty in accurately identifying consumption transactions hinder the subsidy process [3] - Zhejiang Bank also faces challenges with its identification technology, particularly when consumer behavior changes or when loans are repaid early [3] Group 4: Recommendations - Financial institutions are encouraged to optimize the subsidy application and disbursement processes, while consumers should apply for loans based on actual needs and avoid misuse of funds [4]

Core Viewpoint - The company Meiyingsen (002303) has reached a settlement with Zheshang Bank (601916) regarding a financial contract dispute, with the agreement currently being executed [1] Group 1 - The major shareholder of the company and Zheshang Bank reached a settlement last year concerning a financial business contract dispute [1] - The settlement agreement includes full payment of the amount due in 2025, which has already been completed, and orderly payments for the amount due in 2026 are ongoing [1] - The company expects to complete the payments within the agreed timeline of the settlement [1]