Group 1 - The chairman of Zhejiang Commercial Bank, Lu Jianqiang, resigned due to reaching retirement age, and the current president, Chen Haiqiang, will serve as acting chairman until a new chairman is elected and approved [1] - Lu Jianqiang has been in the position for over three years and has a background in various governmental roles in Zhejiang province before leading Zhejiang Commercial Bank [1] - Under Lu's leadership, the bank set a vision to become a "first-class commercial bank," achieving over 60 billion yuan in revenue for the first time in 2022 and surpassing 3 trillion yuan in asset size in 2023 [2][3] Group 2 - Lu introduced the "Good Financial" concept, emphasizing that financial functionality is primary, while profitability is secondary, aiming to reshape financial logic from a social value perspective [3] - The bank has implemented a financial advisor system that has expanded nationwide, establishing 235 offices across 24 provinces and serving over 100,000 enterprises with financing needs totaling 1,087.8 billion yuan [3] - The "Digital Zhejiang Bank" strategy was launched, focusing on digital transformation as a key strategic priority, with a new ITBP model requiring department heads to collaborate with technology personnel [4] Group 3 - The bank expressed gratitude for Lu Jianqiang's contributions during his tenure, highlighting improvements in corporate governance, strategic systems, and risk management [4] - There is a noticeable trend of leadership changes in several banks due to age, with younger executives increasingly taking on high-level positions in the banking sector [5]

证券代码：601916 证券简称：浙商银行 公告编号：2025-038 重要内容提示： 浙商银行股份有限公司（以下简称"本公司"）董事会于近日收到陆建强先 生提交的辞职报告。陆建强先生因到龄辞去本公司董事长、执行董事、董事会战 略与可持续发展委员会主任委员及 H 股授权代表职务。 浙商银行股份有限公司 关于董事长辞任的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 陆建强先生在任职期间，加强公司治理建设，健全战略体系，完善企业文化， 推进风险管理与合规建设，落实服务实体经济任务，经营管理工作平稳有序，各 项工作和业务发展取得较大进步。 | 姓名 | 离任职务 | 离任时间 | 原定任期 | 离任原因 | 是否继续在上 市公司及其控 | 具体职务 | 是否存在 未履行完 | | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 到期日 | | 股子公司任职 | （如适用） | 毕的公开 承诺 | | | 董事长、 | | | | | | | | | 执行董 | ...

证券代码：601916 证券简称：浙商银行 公告编号：2025-039 浙商银行股份有限公司 第七届董事会 2025 年第六次临时会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、通过《关于推举董事代为履行董事长职责的议案》 经全体董事一致表决同意，由执行董事、行长陈海强先生代为履行董事长、 董事会战略与可持续发展委员会主任委员及法定代表人职责，直至选举产生新 任董事长且其任职资格获国家金融监督管理总局核准之日止。 表决结果：11票赞成，0票反对，0票弃权。 二、通过《关于委任浙商银行股份有限公司授权代表的议案》 同意委任陈海强先生为H股授权代表，任期与第七届董事会任期一致。 浙商银行股份有限公司（以下简称"本公司"或"浙商银行"）第七届董 事会 2025 年第六次临时会议经全体董事同意豁免通知期限要求，于 2025 年 7 月 8 日发出会议通知，以书面传签方式召开，表决截止日为 2025 年 7 月 9 日。 本公司董事会现有董事 11 名，实际参与书面传签表决的董事共 11 名。本次会 议的召开符合法律、 ...

又一批银行高管任职获得监管核准。 国家金融监管总局最新消息显示，该局已批复核准陈海强浙商银行行长的任职资格。此外，招商银行、广发银 行、平安银行、恒丰银行等股份行的多位高管也在近期正式履新。 接近该行人士称，陈海强长期深耕一线，不仅有丰富的银行经营经验，对浙商银行也非常了解，在该行战略转 型、风险化解和零售布局中发挥了关键引领作用。 近年来，浙商银行深入推进"以客户为中心"的综合协同改革，客群增长取得积极成效。其中，去年该行个人客 户数（含借记卡和信用卡客户）增幅超过20%，服务公司客户数全年增幅近15%。 值得一提的是，前述股份行高管多由内部提拔。业内人士认为，行内提拔有助于保持银行战略稳定性，持之以 恒推动全行业务创新与变革。 "00后"股份行迎来"70后"行长 7月8日，浙商银行发布行长获国家金融监管总局任职资格批复的公告。在此之前，该行于4月上旬公告称，董 事会同意聘任陈海强为新任行长，其任期与第七届董事会一致。 据了解，陈海强现年50岁，早年曾先后就职于中国工商银行、国家开发银行、招商银行等机构，并在2015年初 加入浙商银行，历任该行宁波分行行长、杭州分行行长、总行行长助理兼杭州分行行长等职务。 ...

2025 年 7 月 8 日 特此公告。 关于行长任职资格获监管机构核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 近日，浙商银行股份有限公司（以下简称"本公司"）收到《国家金融监 督管理总局关于陈海强浙商银行行长任职资格的批复》（金复〔2025〕404 号）。根据有关规定，国家金融监督管理总局已核准陈海强先生的浙商银行行 长任职资格。 陈海强先生的简历详见本公司 2025 年 4 月 11 日刊登于上海证券交易所网 站（www.sse.com.cn）的《浙商银行股份有限公司关于聘任行长的公告》（公 告编号：2025-020）。 证券代码：601916 证券简称：浙商银行 公告编号：2025-037 浙商银行股份有限公司 浙商银行股份有限公司董事会 ...

浙商银行（601916）公告，公司近日收到国家金融监督管理总局核准陈海强先生浙商银行行长任职资格 的批复。 ...

Core Viewpoint - Dongwu Fund Management Co., Ltd. has announced a reduction in the management fee and custody fee for the Dongwu Zengxinbao Money Market Fund, effective from July 7, 2025, to better meet the investment needs of investors [1][2]. Fee Adjustment Details - The management fee rate will be reduced from 0.25% to 0.20% per annum [1]. - The custody fee rate will be reduced from 0.10% to 0.08% per annum [1]. Contract and Agreement Amendments - The fund contract and custody agreement will be revised to reflect the new fee rates, ensuring compliance with legal regulations [1]. - The amendments will not have any substantial adverse impact on the interests of existing fund shareholders, and there is no need to convene a fund shareholders' meeting [1]. Disclosure and Communication - The revised fund contract and custody agreement will be published on the company's website and the China Securities Regulatory Commission's fund electronic disclosure website on the announcement date [2]. - The company will also update the prospectus and product summary of the Dongwu Zengxinbao Money Market Fund accordingly [2].

Core Viewpoint - The issuance of technology innovation bonds (科创债) has gained momentum, with various banks participating actively, indicating a strong market response to the supportive policies introduced for these bonds [2][6][12]. Group 1: Issuance Overview - As of July 3, 2025, a total of 419 technology innovation bonds have been issued, with an aggregate issuance scale exceeding 620 billion yuan, highlighting the growing interest in this financial instrument [2]. - Among the issuers, banks have emerged as the main players, having issued 27 bonds with a total scale of over 220 billion yuan [2][3]. Group 2: Bank Participation - Large banks lead in issuance scale, while small and medium-sized banks are also entering the market, with 11 banks participating in the issuance process [3][4]. - The issuance scale of city commercial banks and rural commercial banks collectively reached 391 billion yuan, with notable contributions from banks like Beijing Bank (80 billion yuan) and Shanghai Bank (50 billion yuan) [6][7]. Group 3: Interest Rates and Credit Ratings - The credit ratings of the issuers are predominantly high, with most banks rated AAA, except for one rated AA+ [3][7]. - The interest rates for technology innovation bonds vary, with large banks offering rates between 1.17% and 1.65%, while small and medium-sized banks have higher rates, with some reaching up to 1.95% [3][10]. Group 4: Fund Utilization - The funds raised through technology innovation bonds are primarily directed towards supporting technology loans and investing in bonds issued by technology innovation enterprises, creating a synergistic effect [11]. - Major banks have consistently used the proceeds for "issuing technology loans," while some also invest in technology innovation enterprises' bonds [11]. Group 5: Future Trends - The market is expected to see innovations in bond products and an expansion of issuing entities, with banks likely to introduce more flexible bond terms to cater to the specific needs of technology enterprises [12]. - There is a growing emphasis on technology finance as a strategic focus for banks, particularly among small and medium-sized banks, which may accelerate their participation in the technology innovation bond market [12].

Core Insights - The launch of the Science and Technology Innovation Bonds (科创债) has attracted various participants, with a total issuance of 419 bonds amounting to over 620 billion yuan as of July 3, 2025 [2] - Large banks are leading the issuance, while small and medium-sized banks are also entering the market, increasing the number of issuers to 11 [2] - The credit ratings of the issuers are predominantly high, with most rated AAA, and the interest rates for small and medium-sized banks are higher compared to large banks [2][4] Issuance Overview - As of June 30, 2025, policy banks and state-owned banks are the main issuers, with the China Development Bank issuing 3 bonds totaling 20 billion yuan, and major state-owned banks collectively issuing 1.1 billion yuan [4] - The issuance scale of various banks includes 550 billion yuan from joint-stock banks and 391 billion yuan from city and rural commercial banks [4][5] - The issuance of floating-rate bonds has also been noted, with Sichuan Bank issuing the first floating-rate 科创债 [5] Interest Rates - The overall interest rates for 科创债 are relatively low, with the weighted average interest rate for commercial banks decreasing by 5 basis points [6] - The lowest rates are observed in the China Development Bank's bonds, with rates as low as 1.17% for short-term bonds [6] - Small and medium-sized banks face higher issuance rates, with some reaching up to 1.95% [6] Fund Utilization - The funds raised through 科创债 are primarily directed towards supporting technology loans and investing in bonds issued by technology innovation enterprises [7] - Major banks have a consistent focus on issuing 科创债 for technology loan disbursement, while some joint-stock and city commercial banks also invest in technology innovation bonds [7] Future Trends - There is potential for innovation in bond products and expansion of issuers in the 科创债 market, with banks likely to introduce more flexible bond terms [8] - Small and medium-sized banks are expected to design issuance plans that align with local industry characteristics and technology enterprise funding needs [8]

Group 1 - The Shandong Province meeting emphasized the importance of promoting a "good financial brand" and announced the selection of exemplary cases and products for 2025, with Zhejiang Merchants Bank's Jinan branch's "Talent Bank" included in the list of "good financial" technology finance products [4] - Wang Junshuang, the president of Zhejiang Merchants Bank's Jinan branch, highlighted the need for commercial banks to transition to a new development model of "technology + industry + finance" to better support technological innovation [7] - The bank aims to provide comprehensive services by shifting from single-point services to diversified offerings, focusing on long-term partnerships rather than short-term profits, and proactively empowering enterprises [7] Group 2 - Zhejiang Merchants Bank's Jinan branch has developed a full lifecycle financial service system for technology innovation, launching 30 specialized products tailored to the different stages of technology enterprises [8] - The bank addresses the financing challenges faced by early-stage tech companies by utilizing scoring cards and big data risk control models, transforming intangible assets like patents into financial capital [8] - For growth-stage companies, the bank relaxes profitability requirements and offers larger, longer-term credit support, while also facilitating equity financing and strategic investments [8][9] Group 3 - The bank is also converting digital assets accumulated during business operations, such as invoices and utility payments, into credit limits, and providing tailored financing solutions for supply chain enterprises [9] - Wang Junshuang pointed out the importance of reshaping credit risk control logic, focusing on social value rather than solely on financial metrics, and establishing a differentiated evaluation system for technology enterprises [10] - The bank's initiatives aim to support small and medium-sized enterprises, with 90% of its clients in this category, and to enhance the professionalism and precision of risk control for innovative companies [10] Group 4 - The banking sector's focus on enhancing financial services for the real economy is crucial for high-quality development and the transformation of commercial banks [11] - Zhejiang Merchants Bank's Jinan branch is committed to supporting technology enterprises and contributing to the establishment of a robust technology innovation ecosystem in the province [11]